SingSaver is a personal finance platform for finding the best credit card promotions in Singapore. Compare deals, promotions, and credit card benefits to make informed decisions and unlock additional rewards when you sign-up for a credit card through SingSaver!
On dining, entertainment, and shopping spend with a min. spend of S$600 per calendar month per calendar quarter.
Cashback Overseas
Up to 8 %
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On dining, entertainment, and shopping spend with a min. spend of S$600 per calendar month per calendar quarter.
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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First Year Waived
4 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
+ 3 other gift options
Valid until
21 July 2024
SingSaver Exclusive Offer
S$300 e-Voucher & up to S$600 worth of benefits
Valid until
21 July 2024
SingSaver Exclusive Offer
Flujo SmarTrax Standing Desk (worth S$699)
Valid until
21 July 2024
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
Valid until
21 July 2024
SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Valid until
21 July 2024
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Valid until
23 September 2024
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Things to consider for this product:
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Dining rebate
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Supermarket rebate
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Petrol rebate
remove
Rebate cap applied
8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
5% cashback* on fuel spending at Caltex and Shell sations in Singapore.
0.3% cashback* on all other qualifying spend.
First year annual fee waived.
Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.
Cashback* capped at S$250 per calendar quarter.
Cash rebates* are credited quarterly instead of monthly.
*Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,664.25; or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Sony ZV-1M2 Vlog Camera (worth S$1,209); or
Sony HT-AX7 Portable Theatre System (worth S$769)
Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date, then top up an additional amount to be eligible for reward:
S$200 top up – Sony HT-AX7 Portable Theatre System (worth S$769)
S$588 top up – Sony ZV-1M2 Vlog Camera (worth S$1,209)
S$1,099 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Promotion is valid for new HSBC credit cardmembers only
Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
Promotion is stackable with HSBC Live+ Welcome Offer: Get up to S$900 worth of benefits with Live+
Receive S$300 e-Voucher when you sign up with SingSaver
Receive S$100 cashback from HSBC when you make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date (T&Cs apply)
Receive S$500 cashback from your Live+ card over 6 months
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Promotion is valid for new HSBC credit cardmembers only
Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$450 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
On dining, entertainment, and shopping spend with a min. spend of S$600 per calendar month per calendar quarter.
Cashback Overseas
Up to 8 %
info
On dining, entertainment, and shopping spend with a min. spend of S$600 per calendar month per calendar quarter.
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
4 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
+ 3 other gift options
Valid until
21 July 2024
SingSaver Exclusive Offer
S$300 e-Voucher & up to S$600 worth of benefits
Valid until
21 July 2024
SingSaver Exclusive Offer
Flujo SmarTrax Standing Desk (worth S$699)
Valid until
21 July 2024
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
Valid until
21 July 2024
SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Valid until
21 July 2024
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Valid until
23 September 2024
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Things to consider for this product:
check
Dining rebate
check
Supermarket rebate
check
Petrol rebate
remove
Rebate cap applied
8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
5% cashback* on fuel spending at Caltex and Shell sations in Singapore.
0.3% cashback* on all other qualifying spend.
First year annual fee waived.
Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.
Cashback* capped at S$250 per calendar quarter.
Cash rebates* are credited quarterly instead of monthly.
*Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,664.25; or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Sony ZV-1M2 Vlog Camera (worth S$1,209); or
Sony HT-AX7 Portable Theatre System (worth S$769)
Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date, then top up an additional amount to be eligible for reward:
S$200 top up – Sony HT-AX7 Portable Theatre System (worth S$769)
S$588 top up – Sony ZV-1M2 Vlog Camera (worth S$1,209)
S$1,099 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Promotion is valid for new HSBC credit cardmembers only
Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
Promotion is stackable with HSBC Live+ Welcome Offer: Get up to S$900 worth of benefits with Live+
Receive S$300 e-Voucher when you sign up with SingSaver
Receive S$100 cashback from HSBC when you make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date (T&Cs apply)
Receive S$500 cashback from your Live+ card over 6 months
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Promotion is valid for new HSBC credit cardmembers only
Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$450 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
Valid until
04 July 2024
SingSaver Exclusive Offer
Up to S$380
Valid until
04 July 2024
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Things to consider for this product:
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No rebate cap
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No monthly spend required
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Annual Fee waiver
1.5% cashback for all spend, no minimum spend and no cashback cap.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
2 year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,664.25; or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or
Apple Watch Ultra 2 GPS + Cellular 49mm (worth S$1,210.10)
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the Standard Chartered Simply Cash Credit Card, make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$799 top up – Apple Watch Ultra 2 GPS + Cellular, 49mm (worth S$1,210.10)
S$1,150 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,150 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
Reward Upgrade will replace SingSaver Exclusive Offer reward
Sony HT-AX7 Portable Theatre System (worth S$769); or
Dyson Supersonic™ hair dryer (worth S$699); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for rewards
Receive an additional S$30 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid for new Standard Chartered credit card members
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days of card approval to receive S$330 Cash
Receive an additional S$30 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).
Cashback Dining
5 %
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Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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First 2 Years Waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.
2 Offers Available
SingSaver Giveaway
Get 1x Chance to win a pair of Jay Chou Concert Tickets
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50)
Valid until
21 July 2024
SingSaver Exclusive Offer
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
21 July 2024
SingSaver Exclusive Offer
27,000 Max Miles
Valid until
21 July 2024
SingSaver Exclusive Offer
S$400 eCapitaVoucher
Valid until
21 July 2024
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Valid until
23 September 2024
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Things to consider for this product:
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Unlimited air miles
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Airport lounge
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Travel insurance
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Bonus air miles
Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
Accelerated earn rate: up to 2.4 miles for your spending.
No conversion fee for air miles or hotel points until 31 May 2024.
Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for main cardholders only, and more.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,664.25; or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Sony ZV-1M2 Vlog Camera (worth S$1,209); or
Sony HT-AX7 Portable Theatre System (worth S$769)
Promotion is valid for new HSBC TravelOne credit cardmembers only (existing holders of other HSBC credit cards are still eligible)
Apply for the HSBC TravelOne Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST) and make a min. spend of S$1,000 by the end of the following month from card approval date, then top up an additional amount to be eligible for reward:
S$200 top up – Sony HT-AX7 Portable Theatre System (worth S$769)
S$588 top up – Sony ZV-1M2 Vlog Camera (worth S$1,209)
S$1,099 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Apple Watch Series 9 GPS 41mm (Sport Band / Sport Loop) (worth S$604.50); or
Apple iPad 10th Gen WiFi 64GB (worth S$529); or
27,000 Max Miles; or
S$400 eCapitaVoucher
Promotion is valid for new HSBC TravelOne credit cardmembers (existing holders of other HSBC credit cards are still eligible)
Apply for the HSBC TravelOne Credit Card, provide your marketing consent to HSBC, pay the annual fee (S$196.20 incl. GST) and make a min. spend of S$1,000 by the end of the following month from card approval date to be eligible for reward
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Valid until
04 July 2024
SingSaver Exclusive Offer
Up to 60,000 Miles
Valid until
04 July 2024
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Things to consider for this product:
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Bonus air miles
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No expiry air miles
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Airport lounge
check
Travel insurance
Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,139; or
Flujo Ayla Ergonomic Office Chair (worth S$1,139); or
Xiaomi Robot Vacuum X20 (worth S$699)
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the Standard Chartered Journey Credit Card, make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$199 top up – Xiaomi Robot Vacuum X20 (worth S$699)
S$199 top up – Flujo Ayla Ergonomic Office Chair (worth S$1,139)
Reward Upgrade will replace SingSaver Exclusive Offer reward
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the Standard Chartered Journey Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for S$150 Cash
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
Apple AirPods Pro 2nd Gen (worth S$365.70) + 45,000 miles
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the Standard Chartered Journey Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply.): Receive up to 45,000 miles
Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 60 days of card approval
Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the Standard Chartered Journey Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for 15,000 Max Miles
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is stackable with welcome offer from Standard Chartered (T&Cs apply): Receive up to 45,000 miles
Receive 25,000 miles when you apply with annual fee waiver and make a min. spend of S$3,000 within 2 months of card approval.
Receive 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Click here to apply.
8% cash back on private commute and petrol spend and 6% cash back on dining and groceries spend. Minimum S$800 spend per statement month. S$80 combined cash back cap across all categories
Cashback Overseas
6 %
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8% cashback on petrol and private commute. 6% cashback on dining and grocery. 0.20% on all other retail spend. No minimum spend. S$80 combined cashback cap across all categories.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
2 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
+ 3 other gift options
Valid until
07 July 2024
Richest Offer in the Market
Sony HT-AX7 Portable Theatre System (worth S$769)
Valid until
07 July 2024
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
07 July 2024
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
07 July 2024
Richest Offer in the Market
S$450 eCapitaVoucher
Valid until
07 July 2024
Richest Offer in the Market
S$300 cash via PayNow
Valid until
07 July 2024
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Things to consider for this product:
check
Dining rebate
check
Supermarket rebate
check
High-value gift
remove
Rebate cap applied
6% cashback on dining and grocery spending (local & overseas).
8% cashback on petrol and private commute (local & overseas).
Up to 20.88% savings at Esso and Shell, inclusive of 8% cashback for petrol spending.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
0.20% cashback for all other spending, even if you do not meet the min. monthly spend.
Min. monthly spend of S$800 required to earn bonus cashback.
S$80 combined cashback cap across all categories.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$2,128; or
Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.
Cashback Overseas
2.5 %
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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Fee Waived, Perpetual fee waiver for HSBC Advance banking customers.
3 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25
+ 3 other gift options
Valid until
21 July 2024
SingSaver Exclusive Offer
Dyson V8 Slim Fluffy (worth S$509)
Valid until
21 July 2024
SingSaver Exclusive Offer
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)
Valid until
21 July 2024
SingSaver Exclusive Offer
Flujo BEA Office Chair (worth S$509)
Valid until
21 July 2024
SingSaver Exclusive Offer
S$350 eCapitaVoucher
Valid until
21 July 2024
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Valid until
23 September 2024
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Things to consider for this product:
check
No monthly spend required
check
Travel insurance
check
Annual Fee waiver
remove
Rebate cap applied
Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.
Get additional 1% cashback on your credit card spending with HSBC Everyday+ Rewards Programme.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Read our full review of the HSBC Advance Credit Card.
Cashback is capped at S$70 per calendar month.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,664.25; or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Sony ZV-1M2 Vlog Camera (worth S$1,209); or
Sony HT-AX7 Portable Theatre System (worth S$769)
Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date, then top up an additional amount to be eligible for reward:
S$200 top up – Sony HT-AX7 Portable Theatre System (worth S$769)
S$588 top up – Sony ZV-1M2 Vlog Camera (worth S$1,209)
S$1,099 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30); or
Flujo BEA Office Chair (worth S$509); or
S$350 eCapitaVoucher
Promotion is valid for new HSBC credit cardmembers only
Apply for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$450 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
S$1 local spend = 1.6 point on qualifying spend. 3200 points redeemed = S$10 cash credit. Equivalent to 0.5% cashback.
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info
Waived Perpetually
3 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,139
+ 2 other gift options
Valid until
04 July 2024
SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Valid until
04 July 2024
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
Valid until
04 July 2024
SingSaver Exclusive Offer
Flujo BEA Office Chair (worth S$509)
Valid until
04 July 2024
SingSaver Exclusive Offer
Up to S$290
Valid until
04 July 2024
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Things to consider for this product:
check
Bonus air miles
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Public transportation
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Installment
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No Annual Fee
No cash advance fee.
No annual fee.
Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.
Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.
Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.
Points expire after 3 years.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,139; or
Flujo Ayla Ergonomic Office Chair (worth S$1,139); or
Xiaomi Robot Vacuum X20 (worth S$699)
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card, make a min. spend of S$250 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$199 top up – Xiaomi Robot Vacuum X20 (worth S$699)
S$199 top up – Flujo Ayla Ergonomic Office Chair (worth S$1,139)
Reward Upgrade will replace SingSaver Exclusive Offer reward
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
Dyson AM07 Tower Fan (worth S$459); or
Flujo BEA Office Chair (worth S$509)
Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for S$250 Cash
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
On dining transactions in SGD. Up to 10 360° Reward Points for overseas retail transactions.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
3 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,139
+ 2 other gift options
Valid until
04 July 2024
SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
Valid until
04 July 2024
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
Valid until
04 July 2024
SingSaver Exclusive Offer
Flujo BEA Office Chair (worth S$509)
Valid until
04 July 2024
SingSaver Exclusive Offer
Up to S$290
Valid until
04 July 2024
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Things to consider for this product:
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Overseas rebate
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No monthly spend required
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Travel insurance
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Rebate cap applied
Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.
Up to 5X reward points for every S$1 spent on dining transactions.
1 reward point for every S$1 spent on all eligible spend.
No min. spend required, 1 year annual fee waiver.
Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.
Read our full review of the Standard Chartered Rewards+ Credit Card.
Additional reward points are capped at 20,000 points per year.
Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$1,139; or
Flujo Ayla Ergonomic Office Chair (worth S$1,139); or
Xiaomi Robot Vacuum X20 (worth S$699)
Promotion is valid for new Standard Chartered credit cardmembers only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card, make a min. spend of S$250 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$199 top up – Xiaomi Robot Vacuum X20 (worth S$699)
S$199 top up – Flujo Ayla Ergonomic Office Chair (worth S$1,139)
Reward Upgrade will replace SingSaver Exclusive Offer reward
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
Dyson AM07 Tower Fan (worth S$459); or
Flujo BEA Office Chair (worth S$509)
Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for S$250 Cash
Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$800 in the second month after card approval
Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
Rewards Upgrade Campaign
Gift Options
Receive premium rewards worth up to S$2,128; or
Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher; or
Apple iPad 10th Gen WiFi 64GB (worth S$529) + S$100 eCapitaVoucher; or
Dyson Micro 1.5kg (worth S$599) + S$100 eCapitaVoucher; or
21,000 Max Miles + S$100 eCapitaVoucher; or
S$450 eCapitaVoucher + S$100 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card x Citigold One-Sell Bundle and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Customers who apply for Citigold through the one-sell bundle will not be eligible for the SingSaver Exclusive offer for Citigold
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
On foreign spend. 8X TREATS Points per S$1 spent, valid until 30 Jun 2024. (Base rate 7X TREATS Points per S$1 spent, equivalent to 2.8 miles per dollar)
AirPods (3rd generation) with Lightning Charging Case (worth $263.80)
Valid until
31 July 2024
Welcome Offer
S$200 cashback
Valid until
31 July 2024
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Things to consider for this product:
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Overseas/Foreign spend
check
Air tickets
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Dining
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Rebate cap applied
Earn 2.8 air miles (7X TREATS Points) per S$1 spent on air tickets and in foreign currencies.
Earn 1.2 air miles (3X TREATS Points) per S$1 spent on all local shopping, groceries, dining, hotel bookings and more
Continue to earn TREATS Points (TP) on your insurance, private hospitals, utilities and education spend.
Fuel savings of 20.05% + 3X TREATS Points at Caltex stations with Diamond Sky Fuel card
Travel in comfort with complimentary access to selected VIP lounges
Air miles are only applicable if redemption is made on TREATS SG app
TREATS Points awarded calculated based on blocks of S$5.
TREATS Points expire after one year.
Welcome Offer
Gift Options
10,000 KrisFlyer miles
Promotion is valid for new Maybank credit cardmembers and CreditAble account only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
10,000 KrisFlyer Miles reward will be provided in the form of 25,000 TREATS Points
Promotion is valid until such date determined by Maybank at its absolute discretion
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
AirPods (3rd generation) with Lightning Charging Case (worth $263.80); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
On selected cashback category (local & overseas) and all Malaysian Ringgit spend. Monthly S$25 cap per category.
Cashback Overseas
8 %
info
On selected cashback category (local & overseas) and all Malaysian Ringgit spend. S$25 monthly cashback cap.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Three Years Waived
Offer Available
Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Valid until
31 July 2024
Welcome Offer
AirPods (3rd generation) with Lightning Charging Case (worth $263.80)
Valid until
31 July 2024
Welcome Offer
S$200 cashback
Valid until
31 July 2024
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Things to consider for this product:
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Local spending rebate
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Annual Fee waiver
remove
Rebate cap applied
remove
Monthly spend required
Earn 8% cashback for 5 spend categories across 10 options.
Get 8% cashback on Malaysian Ringgit (MYR) spend.
Earn up to S$150 cashback every month.
8% cashback categories can be changes trimonthly or every 3 months.
0.3% cashback for AXS bill payments (capped at S$50).
Accelerated cashback earn rate categories can be changed annually.
3-year annual fee waiver.
No annual fee for supplementary card.
3 card designs to choose from upon application.
Monthly cashback falls to 0.3% for spends below S$800.
Welcome Offer
Gift Options
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
AirPods (3rd generation) with Lightning Charging Case (worth $263.80); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Up to 10% cashback (up to 15% for new UOB credit cardmembers) on online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more.
Up to 4.33% cashback on Singapore Power utilities bill.
Up to 3.33% cashback on all retail spend.
Petrol savings of up to 22.66% at Shell and SPC.
Greater savings with up to 7.8% p.a. interest with UOB One Account+.
Min. spend of S$500 / S$1,000 / S$2,000 per month (min. 5 purchases) for 3 consecutive months to earnadditional up to 5% cashback.
Awarding of cash rebate only comes every quarter.
Qualifying monthly spend for cash rebate has to be spread out across min. 5 different purchases.
Welcome Offer
Gift Options
S$350 cash credit
Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
36 yuu Points per S$1 when you pair the yuu card with the yuu app at a yuu merchant.
Cashback Base Rate
0.5 %
info
1x yuu Point per S$1
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
Offer Available
Welcome Offer
S$388 cashback
Valid until
15 July 2024
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Things to consider for this product:
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Supermarket rebate
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Dining rebate
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Rebate cap applied
remove
Monthly spend required
Up to 36X Points on yuu participating merchants.
1X Point on all other spend.
S$1 spend = 1 yuu Point. No limit. No cap.
Customers need to download the new rewards app as yuu Points awarded can only be tracked on yuu Rewards app.
Redemptions of yuu Points capped at 15,600 points (S$78) per calendar month.
Welcome Offer
Gift Options
S$388 cashback
Promotion is valid for new DBS/POSB credit cardmembers only
Apply for participating DBS/POSB credit cards with promo code 388CASH and make a min. spend of S$800 within 60 days of card approval to be eligible for reward
Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.
Airmiles Overseas
Up to 10 miles per dollar
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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
Offer Available
Welcome Offer
S$350 cash credit
Valid until
31 July 2024
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Things to consider for this product:
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Local spending rebate
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Installment
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No monthly spend required
remove
Rebate cap applied
Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)
Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account
LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.
Complimentary e-Commerce protection on your online purchases.
Enjoy UOB$ rebate on your daily essentials, entertainment and shopping.
You can only choose 1 rewards category out of 7 for the 25X UNI$ (10 miles per S$1) earn rate. It can’t be changed until next quarter.
You must apply for and use UOB Lady's Savings Account to unlock additional 15X UNI$ (6 miles per S$1) earn rate on selected rewards category.
Welcome Offer
Gift Options
S$350 cash credit
Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
American Express Singapore Airlines Business Credit Card
Airmiles Flight Booking
Up to 8.5 HighFlyer points
info
On eligible Singapore Airlines Group flights.
Airmiles Travel
1.8 HighFlyer points
info
Per S$1
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 304.59
info
Non-waivable
Offer Available
Welcome Offer
30,000 HighFlyer points (worth S$285)
Valid until
31 July 2024
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Things to consider for this product:
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Bonus air miles
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Airport lounge
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Air ticket rebate
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Rebate cap applied
Earn up to 8.5 HighFlyer Points per S$1 spent on eligible Singapore Airline Group flights, worth 8.5% cashback.
Earn HighFlyer Points for your Business: earn 5 HighFlyer points per S$1 spent on flights, while your employees continue to earn KrisFlyer Miles.
Earn 1.8 HighFlyer Points per S$1 spent on all other eligible purchases, worth 1.8% cashback.
Accelerate to KrisFlyer Elite Gold (KFEG) with S$15,000 spend with Singapore Airlines Group in the first 12 months.
Complimentary night stay yearly and up to 50% dining discounts with Accor Plus across Asia Pacific worth $398 annually.
Priority Pass membership with 2 complimentary visits per year.
Welcome Offer
Gift Options
30,000 HighFlyer points (worth S$285)
Promotion is valid for new American Express credit cardmembers only
Apply for the American Express Singapore Airlines Business Credit Card, make a min. spend of S$3,000 within 3 months of card approval, and pay the annual fee (S$304.59 incl. GST) in the first statement to be eligible for reward
Receive 24,600 HighFlyer points upon fulfilling reward criteria
Receive 5,400 HighFlyer points based on the S$3,000 spent (based on 1.8 HighFlyer points per S$1 spent)
Promotion does not stack with other offers from American Express
On Cruises spending only. Minimum spend of S$800 in same statement month, and capped at S$20 per category.
Cashback Overseas
0.2 %
info
Unlimited 0.2% cashback on all other spends.
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info
For all Principal and Supplementary cards.
Offer Available
Welcome Offer
Up to S$188 Cashback
Valid until
31 July 2024
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Things to consider for this product:
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Online shopping rebate
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Supermarket rebate
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Annual Fee waiver
remove
Rebate cap applied
10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
Unlimited 0.2% cashback on all other spend.
Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
No annual fees for life + up to 4 supplementary cards with no annual fees.
Minimum spending of S$800 in the statement month to qualify for 10% cashback.
10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
Welcome Offer
Gift Options
Up to S$188 Cashback
Promotion is valid for new CIMB credit cardmembers only
Apply for select CIMB credit cards and make minimum spends to be eligible for reward:
Make a minimum spend of S$108 within 30 days of card approval date to receive S$88 Cashback
Make a minimum spend of S$988 within 60 days of card approval date to receive additional S$100 Cashback (S$188 total)
Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Airmiles Dining
3 miles per dollar
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Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
Offer Available
Welcome Offer
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
Valid until
31 July 2024
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Things to consider for this product:
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Bonus air miles
check
Unlimited air miles
check
Annual Fee waiver
remove
Monthly spend required
Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
No conversion fees.
More miles with every spend.
Uncapped 3 mpd on SIA and Scoot tickets, Kris+, dining, food delivery, online shopping & travel, and transport.
Periodic discounts on KrisFlyer Experiences
Exclusive privileges on Scoot, KrisShop, Grab and more.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.
Welcome Offer
Gift Options
31,000 miles plus first year annual fee waived (S$194.40 incl. GST)
Promotion is valid for new-to-UOB credit cardmembers only
Apply for the KrisFlyer UOB Credit Card and make a min. spend of S$2,000 within 60 days from card approval date to be eligible for rewards
10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
1X reward point for all other spending.
No minimum spend required.
No annual fee.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.
Up to 16% and 14% off petrol at Caltex and Shell respectively.
Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
Compatible with Apple Pay, Google Pay, and Visa PayWave.
Can convert between cashback, miles, or reward points flexibly.
Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
Read our full review of the HSBC Revolution Credit Card.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
Cap of 9,000 bonus reward points per calendar month on eligible purchases.
1X reward point earned on public transport (via SimplyGo) only.
HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 30000
DBS Live Fresh Card
Cashback Dining
0.3 %
info
Unlimited base cashback on All spend.
Cashback Retail
Up to 6 %
info
On Shopping spend. Capped at S$50 per calendar month.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
Offer Available
Welcome Offer
S$388 cashback
Valid until
31 July 2024
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Things to consider for this product:
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Online Rebate
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Shopping
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Public transportation
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Rebate cap applied
remove
Monthly spend required
Get up to 6% cashback on Shopping and Transport spend
Get unlimited 0.3% cashback on all spend
Enjoy first-year annual fee waiver
Enjoy more fresh deals and exclusive perks
Spending on the card and crediting your salary can earn you 0.05% p.a. or more on your DBS Multiplier account
Min. monthly spending of S$800 required to earn up to 6% cashback on Shopping and Transport spend
Cashback on Shopping spend capped at S$50 per calendar month
Cashback on Transport spend capped at S$20 per calendar month
Welcome Offer
Gift Options
S$388 cashback
Promotion is valid for new DBS credit cardmembers only
Apply for the DBS Live Fresh Card with promo code 388CASH and make a min. spend of S$800 within 60 days of card approval to be eligible for reward
Up to 43,000 miles plus first-year annual fee waiver
Valid until
15 July 2024
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Things to consider for this product:
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Bonus air miles
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Airport lounge
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No expiry air miles
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Unlimited air miles
1.3 miles per S$1 spent locally, including bus and train rides.
2.2 miles per S$1 spent on overseas purchases in foreign currency.
Earn up to 10 miles per S$1 spent on Expedia, and Kaligo.
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide.
Read our full review of the DBS Altitude Card.
Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
Additional DBS points awarded for Expedia and Kaligo transactions are capped at S$5,000 spend per calendar month.
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Welcome Offer
Gift Options
Up to 53,000 miles
Promotion is valid for new DBS credit cardmembers only
Apply for the DBS Altitude Visa Signature Card with promo code ALTV53, make a min. spend of S$3,000 within 60 days of card approval, and pay the first-year annual fee (S$196.20 incl. GST) to be eligible for rewards
Receive 36,400 miles from S$3,000 min. spend within 60 days of card approval
Receive 10,000 miles from payment of first-year annual fee (S$196.20 incl. GST)
Receive up to 6,600 miles from S$3,000 spend (based on 2.2 miles per S$1 overseas spend)
Up to 43,000 miles plus first-year annual fee waiver
Promotion is valid for new DBS credit cardmembers only
Apply for the DBS Altitude Visa Signature Card with promo code ALTVW43 and make a min. spend of S$3,000 within 60 days of card approval to be eligible for rewards
Receive 43,400/36,400 miles from S$3,000 min. spend within 60 days of card approval
Receive up to 6,600 miles from S$3,000 spend (based on 2.2 miles per S$1 overseas spend)
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Annual Fee
S$ 1,744
Offer Available
Welcome Offer
Up to 98,000 Membership Rewards® points
Valid until
23 July 2024
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Things to consider for this product:
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Bonus air miles
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Dining savings
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Airport lounge
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Annual Fee required
Up to S$1,354 worth of travel, dining, and lifestyle credits inclusive of S$200 airline credits, S$400 global dining credits, S$400 lifestyle credits, S$204 entertainment credits, and S$150 fashion credits.
Indulge In Fine Hotels + Resorts Benefits Worth S$800.
Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
Gain instant status to higher tiers of leading hotel loyalty programs such as the Marriott Bonvoy™ Gold Elite Status and Hilton Honors Gold Status.
Complimentary Access into Tower Club.
Complimentary Weekend Parking at Great World City.
Membership Rewards Points never expire.
Up to 50% savings at selected hotels such as Marriott, St. Regis, and W Singapore among others.
Up to 50% savings with Love Dining at selected restaurants such as Lawry’s, Sen of Japan, and Peach Garden among others.
Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.
Annual fee: S$1,744 (inclusive of GST).
Welcome Offer
Gift Options
Up to 98,000 Membership Rewards® points
Promotion is valid for new and existing American Express credit cardmembers
Apply for the AMEX Platinum Card through SingSaver, make a min. spend of S$8,000 within 60 days of card approval date, and pay the annual fee (S$1,744 incl. GST) to be eligible for reward
Receive 88,000 Membership Rewards® points upon fulfillment of reward criteria
Receive 10,000 Membership Rewards® points based on the S$8,000 spent (based on 2 Membership Rewards® points per S$1.60 spent)
Promotion is valid for new American Express credit cardmembers
Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make a min. spend of S$1,000 within 30 days of card approval to be eligible for rewards
Receive S$300 Statement Credits from fulfillment of reward criteria
Receive 1,250 Membership Rewards® points based on the S$1,000 spent (based on 2 Membership Rewards® points per S$1.60 spent)
Promotion is valid for existing American Express credit cardmembers
Apply for the AMEX Platinum Credit Card, pay the annual fee (S$327 incl. GST) and make a min. spend of S$1,000 within 30 days of card approval to be eligible for rewards
Receive S$300 Statement Credits from fulfillment of reward criteria
Receive 1,250 Membership Rewards® points based on the S$1,000 spent (based on 2 Membership Rewards® points per S$1.60 spent)
American Express Singapore Airlines KrisFlyer Ascend Credit Card
Airmiles Local
1.2 miles per dollar
Airmiles Overseas
2 miles per dollar
info
In June and December.
Minimum Annual Income
Conditional
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Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.
Annual Fee
S$ 343.35
2 Offers Available
Welcome Offer
Up to 24,000 KrisFlyer miles
Valid until
23 July 2024
Welcome Offer
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Valid until
23 July 2024
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Things to consider for this product:
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Unlimited air miles
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Airport lounge
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Travel insurance
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Annual Fee required
1.2 KrisFlyer miles for every S$1 spent on all eligible purchases.
2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December.
3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spent each calendar month.
4 complimentary lounge passes each year.
Complimentary one night stay each year at participating Hilton Properties and complimentary upgrade to Hilton Honors Silver membership tier.
2 KrisFlyer miles per S$1 spent on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop, with no cap.
Read our full review of the American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Annual fee: S$343.35 (inclusive of GST) must be paid to enjoy welcome offers.
Welcome Offer
Gift Options
Up to 24,000 KrisFlyer miles
Promotion is valid for existing American Express credit cardmembers
Apply for the American Express Singapore Airlines KrisFlyer Ascend Credit Card, make a min. spend of S$1,000 within 30 days of card approval, and pay the annual fee (S$343.35 incl. GST) to be eligible for rewards
Receive 17,800 KrisFlyer miles upon fulfilling reward criteria
Receive 5,000 KrisFlyer miles upon first transaction on card (for first time American Express Singapore Airlines Credit Card applicants)
Receive 1,200 KrisFlyer miles based on the S$1,000 spent (based on 1.2 KrisFlyer miles per S$1 spent locally)
Promotion is not stackable with other offers from American Express
Receive up to 17,000 KrisFlyer miles and up to S$300 eCapitaVouchers
Promotion is valid for new American Express cardmembers only
Apply for the American Express Singapore Airlines KrisFlyer Ascend Credit Card, make a min. spend of S$1,000 within 30 days of card approval, and pay the annual fee (S$343.35 incl. GST) to be eligible for rewards
Receive S$300 eCapitaVouchers and 10,800 KrisFlyer miles upon fulfilling reward criteria
Receive 5,000 bonus KrisFlyer miles upon first transaction on card (for first time American Express Singapore Airlines credit card applicants)
Receive 1,200 KrisFlyer miles based on the S$1,000 spent (based on 1.2 KrisFlyer miles per S$1 spent locally)
Promotion is not stackable with other offers from American Express
American Express Singapore Airlines KrisFlyer Credit Card
Airmiles Local
1.1 miles per dollar
Airmiles Overseas
2 miles per dollar
info
In June and December.
Min. Annual Income
Conditional
info
Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment
Annual Fee
S$ 174.4
info
First Year Waived
Offer Available
Welcome Offer
Receive up to 17,000 KrisFlyer miles
Valid until
23 July 2024
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Things to consider for this product:
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No monthly spend required
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Retail discount
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Annual Fee required
1.1 miles per dollar on local spend.
2 miles per dollar on foreign spend in June and December.
Earn KrisFlyer Miles directly, no conversion fees involved.
Complimentary travel insurance.
Welcome Offer
Gift Options
Receive up to 17,000 KrisFlyer miles
Promotion is valid for new American Express credit cardmembers only
Apply for the AMEX Singapore Airlines KrisFlyer Credit Card and make a min. spend of S$1,000 within 30 days of card approval to be eligible for rewards
Receive 10,900 KrisFlyer miles upon fulfillment of reward criteria
Receive 5,000 KrisFlyer miles upon first transaction on card (for first-time American Express Singapore Airlines credit card applicants)
Receive 1,100 KrisFlyer miles based on the S$1,000 spent (based on 1.1 KrisFlyer miles per S$1 local spend)
Exploring credit card promotions reveals a variety of enticing offers, from welcome gifts to exclusive discounts. This overview delves into the diverse "Types of Credit Card Promotions," shedding light on strategies used by issuers to attract and reward cardholders.
Promotional Sign-Up Bonuses
Many credit card issuers in Singapore entice new applicants with attractive sign-up bonuses. These bonuses often include cash rewards, welcome gifts, or bonus points, making them an appealing incentive for individuals considering a new credit card.
Cashback Promotions
Credit card companies often run cashback promotions, offering users the chance to earn extra cash back on specific spending categories or at selected merchants. These offers provide a tangible benefit for cardholders looking to maximize savings.
Rewards Points and Miles Promotions
Periodic promotions may allow credit card users to earn bonus points or miles, enhancing their rewards accrual. These promotions often target specific spending categories or partnerships, providing users with additional value for their transactions.
Interest-Free Installment Plans
Some credit cards offer promotions allowing users to make purchases with interest-free installment plans. This can be especially attractive for big-ticket items, allowing cardholders to spread payments over several months without incurring interest charges.
Discounts and Exclusive Offers
Exclusive discounts and privileges at partner merchants are common promotional features offered by credit cards. These promotions provide cardholders with special perks, such as discounted rates, early access to sales, or exclusive events.
Welcome Gifts and Vouchers
Credit card promotions often include welcome gifts or vouchers upon card approval. These gifts can range from shopping vouchers and dining discounts to electronic gadgets, adding an extra layer of appeal for potential cardholders.
Travel Benefits and Promotions
Travel-centric credit cards frequently offer promotions related to travel benefits, such as complimentary travel insurance or bonus miles for specific bookings. These promotions cater to individuals seeking to maximize their rewards while traveling.
Seasonal and Holiday Promotions
During festive seasons or special holidays, credit card issuers may roll out seasonal promotions. These promotions could include increased cashback rates, exclusive holiday-themed rewards, or special partnerships with retailers.
Referral Programs
Referral programs encourage existing cardholders to refer friends and family. In return, both the referrer and the new cardholder may receive rewards, such as cash incentives, bonus points, or other promotional perks.
How Do I Redeem Credit Card Sign-up Rewards With Singsaver?
You can redeem a gift or reward when you sign up for a new credit card with SingSaver. To qualify, you must be a new-to-bank customer, apply for a new credit card, and meet the campaign or reward requirements. After selecting your desired credit card or sign-up reward, click the "Apply Now" button, fill out the necessary forms on both SingSaver and the bank's website, and fulfil the campaign requirements to receive your gift. Please allow 2 to 3 months for your reward to be processed.
How To Know If You Are Eligible To Receive a Singsaver Credit Card Promotion Reward?
To be eligible for your reward, you need to be:
A new customer to the bank
Apply for a new credit card via SingSaver
Meet the required campaign or reward criteria
Last but not least, you must fill out the rewards redemption form sent to your registered email address within the initial 14 days of applying for the card. This form will ask for your unique application reference number.
Read this guide if you’re not sure how to find this application number.
When Will I Receive My Rewards From a Credit Card Sign-up Promotion With Singsaver?
After meeting the qualifying requirements of the promotion, please allow up to 2-3 months before receiving an email on how to claim your reward. Successful applicants must ensure that the eligible card remains valid and in good standing (not cancelled or blocked) at the time of gift fulfilment.
Apart From Promotions, How Else Can You Get More Value Out Of Your Credit Card?
Choose the Right Card
Select a credit card that aligns with your spending habits and offers rewards or benefits that suit your lifestyle, whether it's cash back, travel rewards, or other perks.
Understand Rewards Programs
Familiarize yourself with your credit card's rewards program to maximize points or cash back. Pay attention to bonus categories and promotions to make the most of your spending.
Pay in Full and On Time
Avoid interest charges by paying your credit card balance in full and on time each month. This not only saves money but also contributes positively to your credit score.
Take Advantage of Sign-Up Bonuses
Many credit cards offer sign-up bonuses for new cardholders. Capitalize on these incentives by meeting the required spending threshold within the specified time frame.
Utilize Introductory Offers
Some credit cards provide introductory 0% APR periods for purchases or balance transfers. Take advantage of these offers to save on interest charges.
Monitor Your Spending
Keep track of your credit card spending to stay within your budget. Regularly review statements for any unauthorized charges or errors.
Redeem Rewards Strategically
When redeeming rewards, explore options that provide the best value. This could involve using points for travel, cash back, or other redemption options, depending on the card's features.
Consider Complementary Cards
Depending on your needs, consider having multiple cards to take advantage of various rewards programs and benefits. Just be mindful of fees and manage them wisely.
Utilize Cardholder Benefits
Familiarize yourself with the additional benefits offered by your credit card, such as travel insurance, purchase protection, or extended warranties. These perks can add significant value.
Negotiate Annual Fees
If your card has an annual fee, inquire about the possibility of a fee reduction or waiver, especially if you are a long-time and responsible cardholder.
What are the Most Common Types of Credit Cards in Singapore?
In Singapore, a variety of credit cards cater to different needs, offering benefits like cashback and travel perks. This overview highlights the most common types, helping consumers make informed choices based on their preferences.
Premium Credit Cards
Premium credit cards are designed for individuals who seek higher-end benefits and can afford the higher annual fees associated with these cards. They offer a range of exclusive perks, tailored to cater to affluent customers who prioritize luxury and convenience.
Fastest Rewards FulfilmentOnly on SingSaver
Citi Prestige Card
Airmiles Overseas
2 miles per dollar
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5 ThankYou Points per dollar on overseas spend.
Airmiles Local
1.3 miles per dollar
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3.25 ThankYou Points per dollar on local spend.
Airport Lounge Access
Unlimited Priority Pass visits
info
Priority Pass
2 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
+ 3 other gift options
Valid until
07 July 2024
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
07 July 2024
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
07 July 2024
Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Valid until
07 July 2024
Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
Valid until
07 July 2024
Richest Offer in the Market
S$450 eCapitaVoucher
Valid until
07 July 2024
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Things to consider for this product:
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Airport lounge
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Dining Benefits
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Complimentary Hotel Night Stay
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Complimentary Limo Rides
5 ThankYou Points (2 miles) per dollar on overseas spend.
3.25 ThankYou Points (1.3 miles) per dollar on local spend.
Points earned do not expire and have no cap.
Unlimited priority pass lounge visits.
Complimentary night stays when you book a minimum consecutive four-night stay at any hotel or resort.
Up to 30% more ThankYou Points for your relationship with Citibank.
Six complimentary golf games locally and overseas.
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$450 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
Premium Credit Cards are recommended for individuals who prioritize cashback benefits in their credit card usage. This card is especially attractive for those who have consistent and predictable spending patterns, as it offers tiered cashback rewards based on monthly spending.
Cashback Credit Cards
Cashback credit cards in Singapore offer users a straightforward way to earn a percentage of their spending back as cash rewards. These cards are popular for their simplicity, providing tangible returns on everyday purchases, from groceries to dining and more.
UOB One Card
Cashback Base Rate
0.03 %
info
No minimum spend required.
Cashback Overseas
0.03 %
info
No minimum spend required.
Cashback Local
Up to 10 %
info
Up to 10% cashback on eligible spend.
Offer Available
Welcome Offer
S$350 cash credit
Valid until
31 July 2024
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Things to consider for this product:
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Supermarket rebate
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Grab/taxi rebate
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Monthly spend required
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Rebate cap applied
Up to 10% cashback (up to 15% for new UOB credit cardmembers) on online shopping, groceries, health and beauty, convenience stores, transport, food delivery, utilities and more.
Up to 4.33% cashback on Singapore Power utilities bill.
Up to 3.33% cashback on all retail spend.
Petrol savings of up to 22.66% at Shell and SPC.
Greater savings with up to 7.8% p.a. interest with UOB One Account+.
Min. spend of S$500 / S$1,000 / S$2,000 per month (min. 5 purchases) for 3 consecutive months to earnadditional up to 5% cashback.
Awarding of cash rebate only comes every quarter.
Qualifying monthly spend for cash rebate has to be spread out across min. 5 different purchases.
Welcome Offer
Gift Options
S$350 cash credit
Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
Cashback Credit Cards are recommended for individuals who prioritize cashback benefits in their credit card usage. This card is especially attractive for those who have consistent and predictable spending patterns, as it offers tiered cashback rewards based on monthly spending.
Rewards credit cards allow users to accumulate points or miles for each transaction, offering a versatile range of redemption options. Whether it's shopping vouchers, merchandise, or travel perks, these cards provide flexibility and the opportunity to tailor rewards to individual preferences.
Fastest Rewards Fulfilment
Citi Rewards Card
Rewards Points Baseline
1 point per dollar
Rewards Points Online Shopping
10 points per dollar
info
Excluding mobile wallet and travel-related transactions.
Rewards Points Local Spending
Up to 10 points per dollar
info
On Retail and Online spend, except mobile wallet and travel-related transactions.
2 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
+ 3 other gift options
Valid until
07 July 2024
Richest Offer in the Market
Sony HT-AX7 Portable Theatre System (worth S$769)
Valid until
07 July 2024
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
07 July 2024
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
07 July 2024
Richest Offer in the Market
S$450 eCapitaVoucher
Valid until
07 July 2024
Richest Offer in the Market
S$300 cash via PayNow
Valid until
07 July 2024
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Things to consider for this product:
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Bonus air miles
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Travel insurance
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Annual Fee waiver
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High-value gift
10X rewards points for all online purchases except mobile wallet and travel-related transactions.
10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
1X rewards points on all other purchases.
Pair with amaze card to turn offline transactions into online transactions.
No cap on base rewards points.
Rewards points conversion rate: 440 Points = S$1
Rewards points are rounded down to the nearest 10 points on all purchases.
Use Citi PayAll to earn ThankYou PointSM when you pay your bills with your Citi Rewards Card.
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
Rewards credit cards are generally recommended for individuals who want to earn various perks, bonuses, or points for their everyday spending. Here are some key characteristics and considerations for individuals who might find rewards credit cards beneficial
Ideal for frequent travelers, miles credit cards accrue points that can be redeemed for airline miles and other travel-related benefits. These cards often come with additional perks like airport lounge access and travel insurance, enhancing the overall travel experience.
HSBC Revolution Credit Card
Airmiles Base Rate
0.4 miles per dollar
info
On all other transactions.
Airmiles Flight Booking
4 miles per dollar
info
On eligible online and contactless airline bookings.
Air Miles Conversion Fee
S$ 40
info
Annual option. Excluding GST.
Things to consider for this product:
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Mobile contactless rebate
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Online shopping rebate
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Travel rebate
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No Annual Fee
10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
1X reward point for all other spending.
No minimum spend required.
No annual fee.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.
Up to 16% and 14% off petrol at Caltex and Shell respectively.
Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.
Compatible with Apple Pay, Google Pay, and Visa PayWave.
Can convert between cashback, miles, or reward points flexibly.
Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.
Read our full review of the HSBC Revolution Credit Card.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
Cap of 9,000 bonus reward points per calendar month on eligible purchases.
1X reward point earned on public transport (via SimplyGo) only.
HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 30000
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Gift Options
; or
Terms & Conditions
Miles Credit Cards are Recommended For:
Miles credit cards are typically recommended for individuals who frequently travel and want to earn airline miles or points for their spending. Here are some key characteristics and considerations for those who might find miles credit cards beneficial.
Tailored for globetrotters, travel credit cards provide a comprehensive suite of benefits, including air miles, hotel discounts, travel insurance, and exclusive access to airport lounges. These cards cater to individuals seeking to optimize their travel-related expenses.
See All Prizes
8x Apple iPad (each worth $679)
8x Dyson AirwrapTM styler (each worth $849)
8x Nintendo Switch OLED (each worth $549)
8x Playstation®5 consoles (each worth $799)
Fastest Rewards Fulfilment
Citi PremierMiles Card
Airport Lounge Access
2 visits per year*
info
Priority Pass membership is on application basis and is reserved for the Principal cardmember only.
Airmiles Base Rate
1.2 miles per dollar
Complimentary Travel Insurance
Up to S$1,000,000
2 Offers Available
Rewards Upgrade Campaign
Receive premium rewards worth up to S$2,128
+ 3 other gift options
Valid until
07 July 2024
Richest Offer in the Market
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
07 July 2024
Richest Offer in the Market
Apple iPad 10th Gen WiFi 64GB (worth S$529)
Valid until
07 July 2024
Richest Offer in the Market
Dyson Micro 1.5kg (worth S$599)
Valid until
07 July 2024
Richest Offer in the Market
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka)
Valid until
07 July 2024
Richest Offer in the Market
S$450 eCapitaVoucher
Valid until
07 July 2024
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Things to consider for this product:
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No expiry air miles
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Airport lounge
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Travel rebate
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Gift: Apple product
1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Promotion is valid for new Citi credit cardmembers only
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval, then top up an additional amount to be eligible for reward:
S$1,200 top up – Apple Macbook Air M3 13" 256GB (worth S$1,599)
S$1,200 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
S$1,786 top up – Samsung Galaxy S24 Ultra Titanium 12+512GB (worth S$2,128)
Reward Upgrade will replace SingSaver Exclusive promotional reward
21,000 Max Miles (worth a round-trip flight to Tokyo, Kyoto, or Osaka); or
S$450 eCapitaVoucher
Promotion is valid for new Citi credit cardmembers only
Apply for the Citi PremierMiles Card or the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward
Fastest Reward Fulfilment: Receive your reward in as little as 5 weeks!
Travel credit cards are recommended for individuals who frequently travel and want to enjoy a range of benefits and rewards beyond just earning miles such as airport lounge access and flight and hotel bookings.
Dining credit cards focus on rewarding users for their food and entertainment expenses. With perks such as cashback, discounts, or bonus points for dining out or attending events, these cards are a favorite among those who enjoy culinary experiences and entertainment.
OCBC 365 Credit Card
Cashback Dining
5 %
info
Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Cashback Base Rate
0.25 %
Cashback Supermarket
3 %
info
With minimum spending of $800 per calendar month.
2 Offers Available
SingSaver Giveaway
Get 1x Chance to win a pair of Jay Chou Concert Tickets
Dining credit cards are recommended for individuals who frequently dine out, whether at restaurants, cafes, or other food establishments. Here are key considerations for those who might find dining credit cards beneficial.
Petrol credit cards target motorists by offering rewards, cashback, or discounts on fuel purchases. These cards aim to ease the financial burden of rising fuel costs, making them popular among individuals who frequently use their vehicles.
DBS Esso Card
Fuel Savings
Up to 21.6 %
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18% discount at Esso + 3.6% cashback
Rewards Points Petrol
1 Smiles Point
info
For every 1 Litre of Synergy fuel Get S$10/S$30 worth of Synergy fuel with 300/750 Smiles Points.
Offer Available
Welcome Offer
S$120 cash rebate
Valid until
31 July 2024
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Things to consider for this product:
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Petrol savings
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Annual Fee required
Enjoy up to 21.6% fuel savings and 2.4% Smiles Savings at All Esso stations.
Auto-enrolment into the Esso Smiles Driver Rewards programme.
Earn Smiles Points on all Esso fuel spend and card retail spend.
Get interest-free payment plans for motor insurance and road tax.
Enjoy faster payments at Pay-at-the-Pump Systems at Esso service stations.
18% instant fuel discounts not applicable when paying via mobile wallets, including Apple Pay, Samsung Pay, and Google Pay.
Welcome Offer
Gift Options
S$120 cash rebate
Promotion is valid for new and existing DBS credit cardmembers
Apply for the DBS Esso Card and make a min. spend of S$180 on fuel per month for 2 months from date of card approval to be eligible for reward
Petrol credit cards are recommended for individuals who frequently use their vehicles for commuting or travel by offering specific benefits and rewards related to fuel expenses. Here are key considerations for those who might find petrol credit cards beneficial.
Shopping credit cards focus on rewarding users for retail expenditures, both online and in-store. With cashback, discounts, or rewards for purchases at various retailers, these cards appeal to avid shoppers looking to maximize savings.
Maybank Family & Friends Card
Cashback Retail
8 %
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8% on selected pet and retail merchants with min. monthly spend of S$800. S$25 monthly cashback cap per category.
Cashback Local Online Shopping
8 %
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8% on apparels, shoes, accessories, leather goods, luggage, and other fashion purchases globally with min. monthly spend of S$800. S$25 monthly cashback cap per category.
Cashback Overseas Online Shopping
8 %
Offer Available
Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Valid until
31 July 2024
Welcome Offer
AirPods (3rd generation) with Lightning Charging Case (worth $263.80)
Valid until
31 July 2024
Welcome Offer
S$200 cashback
Valid until
31 July 2024
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Things to consider for this product:
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Local spending rebate
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Annual Fee waiver
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Rebate cap applied
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Monthly spend required
Earn 8% cashback for 5 spend categories across 10 options.
Get 8% cashback on Malaysian Ringgit (MYR) spend.
Earn up to S$150 cashback every month.
8% cashback categories can be changes trimonthly or every 3 months.
0.3% cashback for AXS bill payments (capped at S$50).
Accelerated cashback earn rate categories can be changed annually.
3-year annual fee waiver.
No annual fee for supplementary card.
3 card designs to choose from upon application.
Monthly cashback falls to 0.3% for spends below S$800.
Welcome Offer
Gift Options
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
AirPods (3rd generation) with Lightning Charging Case (worth $263.80); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Shopping credit cards are recommended for individuals who enjoy frequent shopping and want to maximize their rewards, discounts, or cashback on retail purchases. Here are key considerations for those who might find shopping credit cards beneficial.
This guide simplifies credit card terms, promoting financial literacy for responsible card use.
Credit Limit
The maximum amount of credit extended to a cardholder by the issuer. It represents the highest balance a cardholder can carry on their credit card.
Minimum Payment
The smallest amount a cardholder is required to pay each billing cycle to maintain the account in good standing. It is typically a percentage of the outstanding balance.
Interest Rate (APR)
Annual Percentage Rate (APR) is the cost of borrowing on the credit card expressed as an annual interest rate. It includes the interest and any applicable fees.
Grace Period
The period during which a cardholder can pay their credit card balance in full without incurring any interest charges. Typically, grace periods range from 21 to 25 days after the billing cycle ends.
Balance Transfer
The process of moving an existing credit card balance to another card, often with a lower interest rate. This can be used to consolidate debt or take advantage of promotional interest rates.
Cash Advance
A transaction where the cardholder withdraws cash from their credit card, either from an ATM or through a bank. Cash advances usually have higher interest rates and fees than regular purchases.
Annual Fee
A yearly fee charged by the credit card issuer for the privilege of having the credit card. Not all credit cards have annual fees.
Late Payment Fee
A fee charged when the cardholder fails to make the minimum payment by the due date.
Overdraft Fee
A fee charged when a cardholder exceeds their credit limit or available credit.
Credit Score
A numerical representation of an individual's creditworthiness, based on their credit history and financial behavior.
Statement Balance
The total amount owed on the credit card at the end of a billing cycle.
Billing Cycle
The period of time (usually a month) during which transactions are recorded, and a statement is generated.
Foreign Transaction Fee
A fee charged for transactions made in a foreign currency or processed by a foreign bank.
Credit Utilization Ratio
The ratio of the current credit card balance to the credit limit, expressed as a percentage. A lower ratio is generally considered favorable for credit scores.
Secured Credit Card
A credit card that requires a security deposit, usually used by individuals with limited or poor credit history to build or rebuild credit.
Frequently Asked Questions (FAQ)
Are there any drawbacks to signing up for too many credit cards?
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Signing up for too many credit cards can have drawbacks, including a potential negative impact on your credit score due to numerous hard inquiries and increased temptation to overspend with multiple credit limits. Managing payments, tracking due dates, and handling annual fees can become challenging, leading to late payments and financial stress.
Accumulating debt across various cards may result in higher interest payments, and having numerous cards can affect future loan approvals. Additionally, closing accounts to address these issues may negatively impact your credit score, necessitating careful consideration and strategic management when handling multiple credit cards. Responsible credit use and careful evaluation of card benefits are crucial to mitigating these potential drawbacks.
What credit card sign-up promotions are usually considered the best?
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The best credit card sign-up promotions typically feature substantial welcome bonuses, such as points, miles, or cash back. Some include perks like waived annual fees for the first year or introductory 0% APR periods.
It's worth noting that sign-up bonuses from platforms like SingSaver are often considered among the best, providing additional value. When assessing promotions, consider your spending habits and preferences to ensure the offer aligns with your financial goals.
How do credit cards work?
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Credit cards provide individuals with a predetermined line of credit for making purchases. Users can spend up to their approved limit and receive a monthly statement detailing transactions, total owed, and the minimum payment.
Timely payments are crucial to avoid interest on the remaining balance, impacting credit scores positively.
Rewards and benefits often accompany responsible card use, making it essential for users to understand terms and manage spending wisely.
Credit Cards vs Debit Cards
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Credit cards and debit cards are both payment cards, but they operate differently. A credit card allows users to borrow money up to a predetermined credit limit, and they must pay it back, potentially incurring interest if the full balance isn't paid by the due date.
Debit cards, on the other hand, are linked directly to the user's bank account, and purchases made with them withdraw funds immediately. Credit cards can help build credit history, offer rewards, and provide a grace period for payments, while debit cards provide direct access to one's own funds without the need to borrow.
Choosing between them depends on personal financial preferences and needs.
What credit card sign-up promotions are usually considered the best?
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There is no fixed definition of what the best sign-up promotion is – it depends entirely on the individual. Some people value cash rewards more, whereas others value high-value gifts like a Dyson Airwrap or an Apple iPad.