Best Credit Cards for Groceries in Singapore 2025

Updated: 23 Apr 2025

Finding the best credit card for groceries in Singapore can significantly boost your savings. With the right credit card for supermarket shopping, you can earn cashback, accumulate reward points, and enjoy exclusive discounts at your favourite grocery stores like NTUC FairPrice, Cold Storage, Giant, and Sheng Siong. Let's explore the best credit card for grocery shopping options available in 2025.
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Monthly Spend Required
DBS yuu Visa Card
N/A
0.5 - 18% cashback
None
UOB One Card
N/A
N/A
3.33 - 20% cashback
S$ 2000
Citi Cash Back Card
S$ 589
0.2 - 8% cashback
S$ 800 per month
POSB Everyday Card
S$ 0
0.30 - 10% cashback
S$ 800 per month
CIMB Visa Signature Card
S$ 50
0.2 - 10% cashback
S$ 800
DBS yuu American Express Card
N/A
0.5 - 18% cashback
None
NTUC Link Credit Card by Trust Bank
N/A
N/A
N/A
0.22 - 21% cashback
None
Maybank Family & Friends Card
N/A
N/A
N/A
0.3 - 8% cashback
S$ 800 per month

Show All Cards (9)

HSBC Visa Platinum Credit Card
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Why Trust SingSaver

Our pick for: Cold Storage

DBS yuu Visa Card

DBS yuu Visa Card
rating
2/ 5

on DBS's website

Annual Fee
S$ 196.2
Monthly Spend Required
None
Rewards
  • S$300 cashback
  • Product details

Our pick for: Online grocers

UOB One Card

UOB One Card
rating
4.1/ 5

on UOB's website

Annual Fee
S$ 196.2
Monthly Spend Required
S$ 2000
Rewards
  • S$350 cash credit
  • Product details

Our pick for: FairPrice

Citi Cash Back Card

Citi Cash Back Card
rating
3/ 5

on Citibank's website

Annual Fee
S$ 196.2
Monthly Spend Required
S$ 800 per month
Rewards
  • Get 1x chance to win a VIP Suite Concert Experience
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
  • Product details

Our pick for: Sheng Shiong

POSB Everyday Card

POSB Everyday Card
rating
3.9/ 5

on POSB's website

Annual Fee
S$ 196.2
Monthly Spend Required
S$ 800 per month
Rewards
  • Nintendo Switch OLED (worth S$549)
  • Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)
  • Apple AirPods Pro (Gen 2) with MagSafe Charging Case + MagSafe Charger (worth S$408)
  • Product details

Our pick for: General supermarkets

CIMB Visa Signature Card

CIMB Visa Signature Card
rating
3.5/ 5

on CIMB Bank's website

Annual Fee
No Annual Fee
Monthly Spend Required
S$ 800
Rewards
  • Up to S$188 Cashback
  • S$50 Cash via PayNow
  • Product details

Our pick for: Giant

DBS yuu American Express Card

DBS yuu American Express Card
rating
3/ 5

on DBS's website

Annual Fee
S$ 196.2
Monthly Spend Required
None
Rewards
  • S$300 cashback
  • Product details

Our pick for: NTUC FairPrice Group

Our pick for: Household spending

Maybank Family & Friends Card

Maybank Family & Friends Card
rating
4.5/ 5
Annual Fee
S$ 196.2
Monthly Spend Required
S$ 800 per month
  • Product details

Our pick for: RedMart and other online grocers

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card
rating
4.3/ 5

on HSBC's website

Annual Fee
S$ 196.2
Monthly Spend Required
S$ 600 per month
  • Product details

A snapshot-look at the best credit cards for groceries

Do be sure to confirm details on the issuer’s website before applying.

DBS yuu Visa Card

Our pick for Cold Storage

The DBS yuu Visa card offers a tiered rewards system where spending more unlocks greater benefits. It's particularly advantageous for frequent shoppers at participating merchants, offering a compelling points-based system that can be redeemed for a variety of rewards. The card's versatility makes it a good choice for everyday spending, not just groceries. Read our review

UOB One Card

Our pick for online grocers

The UOB One Card caters to those who can consistently meet its spending requirements. The tiered cashback system offers increasing rewards for higher spending, making it suitable for larger households or individuals with significant monthly expenses. The bonus categories, including online groceries, further enhance its value proposition. Read our review

Citi Cash Back Card

Our pick for FairPrice

The Citi Cash Back Card is a straightforward option for those who prioritise cashback on common expenses. Its high cashback rates on groceries, dining, and petrol make it a practical choice for everyday use. While the cashback cap is a factor to consider, the card's overall simplicity and focus on essential spending make it appealing. Read our review

POSB Everyday Card

Our pick for Sheng Siong

The POSB Everyday Card is a versatile card that caters to a wide range of spending needs. Its diverse cashback categories and flexible rewards program make it a good all-around option. The card's accessibility, with no minimum spend required at select merchants, makes it suitable for various spending habits. Read our review

CIMB Visa Signature Card

Our pick for general supermarkets

The CIMB Visa Signature Card is a good choice for those whose spending aligns with its bonus categories, particularly online shopping and lifestyle expenses. The absence of an annual fee adds to its appeal, making it a cost-effective option. However, the limited range of bonus categories means it's best suited for specific spending habits. Read our review.

DBS yuu American Express Card

Our pick for Giant

The DBS yuu American Express card, like its Visa counterpart, excels in rewarding spending within the yuu Rewards Club. The added travel perks make it a potentially stronger choice for those who travel frequently. However, the core benefits and limitations are largely similar to the Visa version, focusing on participating merchants. Read our review

NTUC Link Credit Card by Trust Bank

Our pick for NTUC FairPrice Group

The NTUC Link Credit Card by Trust Bank is a strong contender for NTUC Union Members who frequently shop at FairPrice. The high savings rate on groceries and petrol, coupled with no annual fees, makes it a valuable tool for maximsing everyday savings. However, the rewards being in Linkpoints might not appeal to everyone. Read our review.

Maybank Family & Friends Card

Our pick for household spending

The Maybank Family & Friends Card offers a customisable approach to cashback rewards. The ability to choose bonus categories allows cardholders to tailor the card to their specific spending habits. While the category caps require some planning, the potential rewards are substantial for those who manage their spending effectively. Read our review

HSBC Visa Platinum Credit Card

Our pick for RedMart and other online grocers

The HSBC Visa Platinum Credit Card is a solid choice for families seeking a straightforward cashback card focused on essential spending. The 5% cashback on dining, groceries, and fuel, combined with the HSBC Everyday+ Rewards program, offers significant savings potential. However, the spending requirement and quarterly cashback payout might not suit everyone. Read our review.

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Other options worth considering

Flat-rate cashback cards

For those who prefer a single, uncomplicated card, flat-rate cashback cards offer a straightforward approach to earning rewards.

These cards provide a consistent cashback percentage on all purchases, including groceries, eliminating the need to track bonus categories or spending tiers. This simplicity makes them a good choice for individuals who value ease of use and predictable rewards.

Brand-specific credit cards

If you consistently shop at a particular supermarket chain, a brand-specific credit card can be a valuable asset. These cards often offer enhanced rewards and discounts specifically at their affiliated stores, allowing loyal customers to maximise their savings.

While some branded cards offer modest benefits, others provide significant perks, making them a worthwhile consideration for dedicated shoppers.

No-minimum-spend cards

For those who prefer a more relaxed approach to credit card rewards, no-minimum-spend cards offer the convenience of earning cashback or points without the pressure of hitting specific spending targets. These cards are ideal for individuals with variable spending habits or those who simply prefer not to be tied to a minimum spend requirement. While the rewards rates may not be as high as some cards with spending thresholds, the flexibility and ease of use make them a great option for casual card users.

Methodology

The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.