Citi Cash Back Card

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Suited for household expenses, the Citi Cash Back Credit Card is a reliable cashback card that offers 8% cashback on petrol and private commute, and 6% cashback on dining and groceries. Cashback is capped at S$80 per statement month, with a minimum monthly spend of S$800. Annual fee is waived for the first year.

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Quick facts

  • 6% cashback on dining and grocery spending (local & overseas).
  • 8% cashback on petrol and private commute (local & overseas).
  • Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.
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Things To Consider

  • Dining rebate
  • Supermarket rebate
  • High-value gift
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Benefits

Cashback Transport

Up to 8 %

Cashback Petrol

8 %

Monthly Spend Required

S$ 800 per month

Cashback Base Rate

0.20 %

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

S$ 800 per month

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  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Repayment

Minimum Payment

1 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Apple Pay
  • Samsung Pay
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