OCBC 365 Credit Card

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The OCBC 365 Card is a generous everyday cashback card earning 2X more cashback (of up to S$160): 6% cashback on petrol, 5% cashback on dining and food delivery, and 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging.

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Quick facts

  • 6% cashback on fuel spend at all other petrol stations.
  • 5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
  • 3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
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Things To Consider

  • Petrol rebate
  • Dining rebate
  • Monthly spend required

Benefits

Cashback Dining

5 %

Cashback Supermarket

3 %

Cashback Petrol

6 %

Monthly Spend Required

S$ 800 per month

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

S$ 800 per month

Singsaver rewards

SingSaver March Madness Spin to Win
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  • 1x March Madness Spin to Win Chance
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SingSaver Exclusive Offer
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  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Shopee Voucher
  • S$150 Cash via PayNow
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Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

Supported Payment Network

  • VISA Signature

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay
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