The OCBC 365 Card is a generous everyday cashback card earning 2X more cashback (of up to S$160): 6% cashback on petrol, 5% cashback on dining and food delivery, and 3% cashback on groceries, public transport, ride-hailing, pharmacy, streaming, and EV charging.
Cashback Local
Up to 6 %
Cashback Base Rate
0.25 %
Cashback Overseas
0.25 %
Minimum Age
21 years old
Minimum Annual Income
S$ 30000
Monthly Spend Required
S$ 800 per month
Annual Fee Waiver
2 years
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 15
Minimum Payment
S$ 50
Late Payment Charge
S$ 100
Interest on Purchase
27.78 %
Interest on Cash Advance
28.92 %
Interest Free Period
23 days
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