Updated: 26 Mar 2026

HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 1.08% pa (EIR from 2.09% pa).

Starting at just 1.28% p.a. (EIR from 2.46% p.a.), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).