Banks and Lenders Personal Loan Reviews

Updated: 30 Jun 2025

Are you keen on finding the right personal loan in Singapore? With a plethora of options available, it's easy to feel overwhelmed. Here's a comprehensive guide to help you navigate the landscape of personal loans.

Our top-rated personal loans

  • Installment Loan

  • Debt Consolidation Plans

  • Credit Lines

  • Balance Transfers

Review

HSBC Personal Loan

rating
4/ 5

HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

Review

Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 2.88% pa (EIR from 5.84% pa).

Review

CIMB Personal Loan

rating
5/ 5

Starting at just 2.80% pa (EIR from 5.28% pa), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

Review

DBS/POSB Personal Loan

rating
4/ 5

DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

Review

Citi Quick Cash Loan

rating
5/ 5

The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).

Review

HSBC Personal Loan

rating
4/ 5

HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

Review

Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 2.88% pa (EIR from 5.84% pa).

Review

CIMB Personal Loan

rating
5/ 5

Starting at just 2.80% pa (EIR from 5.28% pa), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

Review

DBS/POSB Personal Loan

rating
4/ 5

DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

Review

Citi Quick Cash Loan

rating
5/ 5

The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).

Review

HSBC Personal Loan

rating
4/ 5

HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

Review

Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 2.88% pa (EIR from 5.84% pa).

Review

CIMB Personal Loan

rating
5/ 5

Starting at just 2.80% pa (EIR from 5.28% pa), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

Review

DBS/POSB Personal Loan

rating
4/ 5

DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

Review

Citi Quick Cash Loan

rating
5/ 5

The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).

Review

HSBC Personal Loan

rating
4/ 5

HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

Review

Standard Chartered CashOne Personal Loan

Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 2.88% pa (EIR from 5.84% pa).

Review

CIMB Personal Loan

rating
5/ 5

Starting at just 2.80% pa (EIR from 5.28% pa), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

Review

DBS/POSB Personal Loan

rating
4/ 5

DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

Review

Citi Quick Cash Loan

rating
5/ 5

The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).