Citi Rewards Card

product

Citi Rewards Credit Card is the perfect everyday card for you offering great reward points on most everyday spends coupled with a wide variety of ways to redeem those points be it offsetting your purchases with points, using your points as cash rebate or redeem it with Citi ThankYou Rewards programme. It is also the only credit card available that automatically rounds up points earned to the nearest 10 points for every purchase - with no cap.

Reward yourself with 4 miles per dollar on shopping transactions, online food delivery, online groceries, ride-hailing platforms with the Citi Rewards Credit Card. Often paired with the amaze card, you'll be able to earn 4 miles per dollar on both local and overseas spend, up to S$1,000 per statement month.

Quick facts

  • 10X rewards points for all online purchases except mobile wallet and travel-related transactions.
  • 10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
  • 1X rewards points on all other purchases.

Things To Consider

  • Bonus air miles
  • Travel insurance
  • Annual Fee waiver

Benefits

Rewards Points Online Shopping

Up to 10 points per dollar

Rewards Points Retail

Up to 10 points per dollar

Rewards Points Online Food Delivery

1 point per dollar

Rewards Points Taxi Ride Sharing

1 point per dollar

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Singsaver rewards

SingSaver Concert Giveaway
offers
  • Get 1x chance to win a VIP Suite Concert Experience
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SingSaver Upsized Flash Deal
offers
  • S$450 Upsized Cash via PayNow
  • 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
  • Dyson Supersonic™ hair dryer (worth S$649)
  • Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • Dyson V12 Origin (worth S$749)
  • DJI Osmo Action 5 Pro Standard Combo (worth S$489)
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Upgrade Your Rewards with a Simple Top-Up
offers
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

1 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 Days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay
Apply Now

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