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Citi Rewards Card

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Citi Rewards Credit Card is the perfect everyday card for you offering great reward points on most everyday spends coupled with a wide variety of ways to redeem those points be it offsetting your purchases with points, using your points as cash rebate or redeem it with Citi ThankYou Rewards programme. It is also the only credit card available that automatically rounds up points earned to the nearest 10 points for every purchase - with no cap.

Reward yourself with 4 miles per dollar on shopping transactions, online food delivery, online groceries, ride-hailing platforms with the Citi Rewards Credit Card. Often paired with the amaze card, you'll be able to earn 4 miles per dollar on both local and overseas spend, up to S$1,000 per statement month.


If you are looking for a versatile card, look no further than the Citi Rewards Card - and you can even enjoy a generous sign-on bonus of 40,000 Citi ThankYou Points.

Quick facts

  • 10X rewards points for all online purchases except mobile wallet and travel-related transactions.
  • 10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
  • 1X rewards points on all other purchases.

Things To Consider

  • Bonus air miles
  • Travel insurance
  • Annual Fee waiver

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

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  • Dyson Supersonic™ hair dryer (worth S$649)
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Upgrade Your Rewards with a Simple Top-Up
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  • Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
  • Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up
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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

1 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 Days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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