Citi Cash Back+ Card
The Citi Cash Back+ Card is a hassle-free unlimited cashback card, perfect for high-spenders that allows you to earn 1.6% cashback on all your spending, with no minimum spend or cap. The cashback you received never expires and can be redeemed via SMS instantly. You also get to enjoy up to 17% discounts on Caltex, Esso and Shell petrol stations.
Citi Cash Back+ Card
Quick facts
- 3.25% cashback on FX spends in select countries. Valid till 28 Feb 2025. Terms and Conditions apply.
- 1.6% cashback on all eligible spending with no minimum spend and no cap.
- Cashback earned does not expire.
Things To Consider
- No rebate cap
- No monthly spend required
- Annual Fee waiver
Benefits
Min. Annual Income
S$ 30000
Annual Fee
S$ 196.20
Cashback Base Rate
1.6 %
Monthly Spend Required
None
Eligibility
Minimum Age
21 years old
Min. Annual Income
S$ 30000
Monthly Spend Required
None
Singsaver rewards
offers
- Get 1x chance to win a VIP Suite Concert Experience
terms_and_conditions
offers
- S$450 Upsized Cash via PayNow
- 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
- Dyson Supersonic™ hair dryer (worth S$649)
- Apple iPad (A16) 11" WiFi 128GB (worth S$499)
- Dyson V12 Origin (worth S$749)
- DJI Osmo Action 5 Pro Standard Combo (worth S$489)
terms_and_conditions
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
terms_and_conditions
Fees
Annual Fee Waiver
1 year
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 15
Repayment
Minimum Payment
1 %
Late Payment Charge
S$ 100
Interest on Purchase
27.9 %
Interest on Cash Advance
27.9 %
Interest Free Period
25 days
Supported Payment Network
- Mastercard
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
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