The HSBC Live+ Credit Card earns up to 8% cashback on dining, entertainment, and shopping spend both local and overseas, as well as up to 5% cashback on Caltex and Shell in Singapore. These bonus rates are unlocked with a min. spend of S$600 per calendar month—all other qualifying spend outside of this earns 0.3% cashback.
Cashback Local
Up to 8 %
Cashback Base Rate
0.3 %
Cashback Overseas
Up to 8 %
Minimum Age
21 years old
Min. Annual Income
S$ 30000
Monthly Spend Required
S$ 600 per month
Annual Fee Waiver
1 year
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 15
Air Miles Conversion Fee
S$ 40
Minimum Payment
3 %
Late Payment Charge
S$ 100
Interest on Purchase
26.9 %
Interest on Cash Advance
28 %
Interest Free Period
20 Days
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