HSBC Live+ Credit Card

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The HSBC Live+ Credit Card earns up to 8% cashback on dining, entertainment, and shopping spend both local and overseas, as well as up to 5% cashback on Caltex and Shell in Singapore. These bonus rates are unlocked with a min. spend of S$600 per calendar month—all other qualifying spend outside of this earns 0.3% cashback.

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Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • 8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
  • 5% cashback* on fuel spending at Caltex and Shell stations in Singapore.
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Things To Consider

  • Dining rebate
  • Entertainment rebate
  • Petrol rebate
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Benefits

Cashback Local Online Shopping

Up to 8 %

Cashback Dining

Up to 8 %

Cashback Retail

Up to 8 %

Monthly Spend Required

S$ 600 per month

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

S$ 600 per month

Singsaver rewards

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  • 1x March Madness Spin to Win Chance
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Upgrade Your Rewards with a Simple Top-Up
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Richest Offer in the Market, Exclusively on SingSaver
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  • S$450 Upsized Cash via PayNow
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Intro offers

Live Your Adventure: Sure-Win Spin
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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 40

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 100

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 Days

Supported Payment Network

  • VISA Platinum

Supported Payment Type

  • Google Pay
  • Apple Pay
Apply Now

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