HSBC Live+ Credit Card

HSBC Live+ Credit Card

The HSBC Live+ Credit Card earns up to 8% cashback on dining, entertainment, and shopping spend both local and overseas, as well as up to 5% cashback on Caltex and Shell in Singapore. These bonus rates are unlocked with a min. spend of S$600 per calendar month—all other qualifying spend outside of this earns 0.3% cashback.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local Online Shopping
Up to 8  %
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Cashback Dining
Up to 8  %
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Cashback Retail
Up to 8  %
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Monthly Spend Required
S$ 600  per month
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4 Offers Available
Receive premium rewards worth up to S$1,664.25
Rewards Upgrade Campaign
Receive premium rewards worth up to S$1,664.25

+ 3 other gift options

  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date, then top up an additional amount to be eligible for reward:
    • S$200 top up – Sony HT-AX7 Portable Theatre System (worth S$769)
    • S$588 top up – Sony ZV-1M2 Vlog Camera (worth S$1,209)
    • S$1,099 top up – Apple iPhone 15 Pro 128GB (worth S$1,664.25)
  • Reward Upgrade will replace SingSaver Exclusive promotional reward
  • Promotion is valid until 21 July 2024
  • Terms and Conditions apply
S$300 e-Voucher & up to S$600 worth of benefits
SingSaver Exclusive Offer
S$300 e-Voucher & up to S$600 worth of benefits
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is stackable with HSBC Live+ Welcome Offer: Get up to S$900 worth of benefits with Live+
    • Receive S$300 e-Voucher when you sign up with SingSaver
    • Receive S$100 cashback from HSBC when you make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date (T&Cs apply)
    • Spend $600 in eligible purchases each month for 6 months to receive S$500 cashback from your Live+ card
  • Promotion is valid until 21 July 2024
  • Terms and Conditions apply
Flujo SmarTrax Standing Desk (worth S$699)
SingSaver Exclusive Offer
Flujo SmarTrax Standing Desk (worth S$699)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
    • Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
  • Promotion is valid until 21 July 2024
  • Terms and Conditions apply
Dyson AM07 Tower Fan (worth S$459)
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
    • Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
  • Promotion is valid until 21 July 2024
  • Terms and Conditions apply
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
SingSaver Exclusive Offer
Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429)
  • Promotion is valid for new HSBC credit cardmembers only
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward
  • Promotion is stackable with HSBC Live+ Welcome Offer (T&Cs apply):
    • Make at least 1 qualifying transaction with your HSBC Live+ Credit Card by the end of the following month from card approval date to receive S$100 cashback
  • Promotion is valid until 21 July 2024
  • Terms and Conditions apply
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
Welcome Offer
1x Mercedes-Benz EQB or 90x Round-trip Economy Class Tickets to Paris
  • Promotion is valid for new and existing HSBC cardmembers
  • Activate and make spends with select HSBC credit cards to receive chances in the lucky draw
    • Sign up and apply for the HSBC Live+ Credit Card to receive 20 chances
    • Sign up and apply for other HSBC Credit Cards to receive 10 chances
    • Register your interest with gift code ADVENTURE, then receive 5 chances for every S$500 spend on your HSBC credit card
    • 1x winner will receive a Mercedes-Benz EQB
    • 90x winners will each receive a round-trip economy class ticket to Paris
  • Lucky Draw stacks with SingSaver Exclusive offer
  • Promotion is valid until 23 September 2024
  • Terms and Conditions apply

Things to consider

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Dining rebate

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Supermarket rebate

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Petrol rebate

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.3  %
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Cashback Local
Up to 8  %
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flight
Cashback Overseas
Up to 8  %
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restaurant
Cashback Dining
Up to 8  %
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Cashback Supermarket
0.3  %
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Cashback Petrol
5  %
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Quick Facts

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8% cashback* on dining, entertainment, and shopping spend (both local and overseas).

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5% cashback* on fuel spending at Caltex and Shell sations in Singapore.

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0.3% cashback* on all other qualifying spend.

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First year annual fee waived.

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Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.

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Cashback* capped at S$250 per calendar quarter.

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Cash rebates* are credited quarterly instead of monthly.

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*Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600  per month
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  Days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Live+ Credit Card HSBC Live+ Credit Card

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