HSBC Revolution Credit Card

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The HSBC Revolution Card earns 10X Rewards Points or 4 miles per S$1 spend (mpd) on online transactions across dining, shopping, and ride-hailing apps.

This bonus earn rate is capped at S$1,000 spend per calendar month. All other spend will earn 0.4 mpd only.

Best of all, there is no annual fee.

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Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • 10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases (subject to underlying whitelist Merchant Category Codes).
  • 1X reward point for all other spending.
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Things To Consider

  • Online shopping rebate
  • Travel rebate
  • No Annual Fee

Benefits

Cashback Local

2.5 %

Annual Fee

No Annual Fee

Rewards Points Contactless Spend

10 point per dollar

Rewards Points Online Shopping

10 point per dollar

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Singsaver rewards

SingSaver March Madness Spin to Win
offers
  • 1x March Madness Spin to Win Chance
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Upgrade Your Rewards with a Simple Top-Up
offers
  • Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a top up
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
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Richest Offer in the Market, Exclusively on SingSaver
offers
  • S$450 Upsized Cash via PayNow
  • Apple iPad (A16) 11" WiFi 128GB (worth S$499)
  • Dyson Supersonic™ hair dryer (worth S$649)
  • Dyson AM07 Tower Fan (worth S$449)
  • 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
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Intro offers

Live Your Adventure: Sure-Win Spin
offers
  • Stand to win a business class ticket to London, S$200 GrabGifts Vouchers and more exciting rewards!
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Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 40

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 100

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 Days

Supported Payment Network

  • VISA Platinum

Supported Payment Type

  • Google Pay
  • Apple Pay
Apply Now

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