0% APR credit cards allow you to consolidate your debts into a single account, potentially saving you money on interest with 0% Annual Percentage Rate (APR) offers. Here’s how these cards work and why they’re popular among Singaporeans looking to manage their finances more effectively.
How does credit card interest work?
Credit card interest is charged on balances you carry past the due date. The longer you take to pay off the balance, the more interest you’ll accrue.
How to avoid credit card fees?
Avoid credit card fees by paying your balance in full and on time. Also, be mindful of annual fees, foreign transaction fees, and late payment penalties.
What to consider when getting a credit card?
Credit card guides