OCBC Rewards Credit Card

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Unleash the shopaholic within you with the OCBC Rewards Card. Spending in retail categories - both online and in stores - will net you 6 miles per dollar in the form of OCBC$ points. These points can be redeemed as cash rebate, miles, vouchers, products or lifestyle experiences. Card approval is also instant as long as you apply using Myinfo.

Quick facts

  • Earn 15X OCBC$ (or 6 miles) for every S$1 spent at selected popular retailers (new selections every three months).
  • Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.
  • Enjoy complimentary e-commerce protection on all your online purchases made with this card.

Things To Consider

  • Retail rebate
  • Online shopping rebate
  • Gift: Apple product

Benefits

Cashback Local

2.78 %

Cashback Base Rate

0.28 %

Cashback Overseas

0.28 %

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

Supported Payment Network

  • World Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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