Highest combined miles rewards

Standard Chartered Journey Credit Card (Annual Fee Waiver)

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The newly rebranded Standard Chartered Journey Credit Card allows you to earn 3 miles per dollar on local online transactions, such as transportation, grocery and food delivery merchants. Other local spend earns you 1.2 miles per dollar while oversea spends nets you 2 miles per dollar. Your miles never expire and foreign transaction fees are waived from June to July and November to December. Plus, you'll also enjoy 2 complimentary Priority Pass airport lounge access per year.

Quick facts

  • Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
  • Earn 2 miles for every S$1 on foreign currency transactions.
  • Earn 1.2 miles for every S$1 spent locally.

Things To Consider

  • Bonus air miles
  • No expiry air miles
  • Airport lounge

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.5 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 27

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

29.9 %

Interest Free Period

22 Days

Supported Payment Network

  • VISA

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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