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Best OCBC Credit Cards in Singapore 2025

Best OCBC Credit Cards in Singapore 2025

updated: Jan 28, 2025

OCBC credit cards offer flexible benefits, with up to 6% cashback on daily expenses or 10X rewards points on shopping and online purchases. With easy management through digital banking and exclusive discounts on travel, dining, and more, OCBC cards provide great value for any lifestyle.

Apply for select OCBC credit cards on SingSaver and enjoy fantastic rewards like an Apple AirTag 4-Pack, Stryv Color+ hair dryer, $120 Lazada Voucher, or S$100 Cash!

Act now—this offer is available for a limited time only! Plus, don’t miss your chance to win a trip to the Star Wars Celebration 2025 in Japan! 🌌🎉

T&Cs apply.

OCBC Credit Cards

OCBC 365 Credit Card
OCBC 365 Credit Card
Card benefit
0.25-6% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years
eligible_rewards (4)
OCBC INFINITY Cashback Credit Card
OCBC INFINITY Cashback Credit Card
Card benefit
1.6% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
OCBC Rewards Credit Card
OCBC Rewards Credit Card
Card benefit
1 - 15 OCBC$ per dollar
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years
eligible_rewards (4)
OCBC 90°N Mastercard
OCBC 90°N Mastercard
Card benefit
1.3-7 miles/$
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
OCBC 90°N Visa Card
OCBC 90°N Visa Card
Card benefit
1.3-7 miles/$
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
OCBC NXT Credit Card
OCBC NXT Credit Card
Card benefit
0.5-1% cashback
Installment Processing Fee
No processing fee
Annual Fee
S$ 163.50
Annual Fee Waiver
2 years
OCBC Frank Card
OCBC Frank Card
Card benefit
0.3-10% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years

Best OCBC Miles Cards (Local Spends)

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
1.3 miles per dollar
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
N/A

  • product_details

OCBC NXT Credit Card

OCBC NXT Credit Card

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
N/A

  • product_details

Best OCBC Miles Cards (Overseas Spends)

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
N/A
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC 90°N Mastercard

OCBC 90°N Mastercard
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
1.3 miles per dollar
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
4 miles per dollar
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

Best OCBC Cashback Cards

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
Up to 6%
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
1.6%
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
Up to 10%
Minimum Spend For Installment
S$ 100

  • product_details

Best OCBC Rewards Cards

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100

  • product_details

Other Card Details

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
Up to 6%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC 90°N Mastercard

OCBC 90°N Mastercard
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.2%
Airmiles Overseas
2.1 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.2%
Airmiles Overseas
2.1 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
Up to 10%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20

  • product_details

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.6%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
2.78%
Airmiles Overseas
0.4 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirPods 4th Gen (worth S$199)
  • Stryv Color+ hair dryer (worth S$129)
  • S$170 Lazada Vouchers

  • eligible_rewards (4)

  • product_details

OCBC NXT Credit Card

OCBC NXT Credit Card

on_provider_website

Installment Processing Fee
No processing fee
Cashback Local
Up to 1%
Airmiles Overseas
N/A
Annual Fee
S$ 163.50

  • product_details

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