OCBC 90°N Mastercard
The OCBC 90°N Mastercard is a miles credit card with a relatively high earn rate for both local (1.3 miles per dollar) and overseas spending (2.1 miles per dollar). You can also earn 7 miles per dollar on bookings made on Agoda. Plus, there is no cap to the number of miles you can earn monthly. Besides miles, you can redeem hotel loyalty points, cash rebates and much more.
OCBC 90°N Mastercard
Quick facts
- Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.
- Your Miles never expire.
- No expiry on Travel$ earned, and no conversion fee.
Things To Consider
- No expiry air miles
- Unlimited air miles
- No monthly spend required
Benefits
Cashback Local
1.2 %
Cashback Base Rate
1.2 %
Cashback Overseas
2.1 %
Eligibility
Minimum Age
21 years old
Min. Annual Income
S$ 30000
Monthly Spend Required
None
Fees
Annual Fee Waiver
1 year
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 15
Air Miles Conversion Fee
S$ 25
Repayment
Minimum Payment
S$ 50
Late Payment Charge
S$ 100
Interest on Purchase
27.78 %
Interest on Cash Advance
28.92 %
Interest Free Period
23 days
Supported Payment Network
- World Mastercard
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
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