Best DCS Credit Cards in Singapore 2025

updated: Feb 05, 2025

Looking for a credit card that complements your lifestyle? DCS credit cards offer up to 8% cashback on everyday essentials like dining, groceries, and petrol, making each purchase more rewarding. Whether you're planning a weekend getaway or a special night out, DCS's exclusive privileges and easy-to-use digital banking ensure you enjoy life’s moments while staying on top of your finances.

Choose a mega upsized gift for HIM - up to S$450 or HER - a Dyson Airwrap (worth S$859) this Valentine’s or get the DOUBLE the rewards total worth up to S$1,200 from select Citi, Standard Chartered and HSBC credit cards or choose between other exclusive rewards like an Apple iPad or Flujo Standing desk.

DCS Credit Cards

Card benefit
0.3-8% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)
Card benefit
5% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)
Card benefit
2% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)
Card benefit
2% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)
Card benefit
5% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)
Card benefit
5% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (2)

Our pick for the best overall credit card

DCS Flex Visa Platinum Card

DCS Flex Visa Platinum Card

on_provider_website

Airmiles Overseas
2.4 miles per dollar
Annual Fee
S$ 196.20
Cashback Overseas
8%
Rewards Points Overseas Spending
8%
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

Our pick for the best overall credit card

DCS DON DON DONKI Card

DCS DON DON DONKI Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Supermarket
5%
Airport Lounge Access
1 visits per year
Rewards Points Baseline
1 Club Rewards Points per dollar
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

Other card details

DCS Ultimate Platinum UnionPay Card

DCS Ultimate Platinum UnionPay Card

on_provider_website

Annual Fee
S$ 196.20
Cashback Base Rate
2%
Annual Fee Waiver
1 year
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

DCS CASHBACK Card

DCS CASHBACK Card

on_provider_website

Annual Fee
S$ 196.20
Cashback Base Rate
5%
Annual Fee Waiver
1 year
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

DCS Sheng Siong Card

DCS Sheng Siong Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Base Rate
5%
Annual Fee Waiver
1 year
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

DCS Ultimate Platinum Mastercard

DCS Ultimate Platinum Mastercard

on_provider_website

Annual Fee
S$ 196.20
Cashback Base Rate
2%
Annual Fee Waiver
1 year
REWARDS
  • CATERPILLAR Industrial Plate Trunk (worth S$320)
  • S$20 Cashback
  • eligible_rewards (2)

  • product_details

What is a DCS Credit Card?

A DCS Credit Card is a payment card from the DCS Card Centre that can be used for purchases made locally and when travelling overseas. This credit card grants access to a global network of airport lounges and a rewards programme focused on dining and travel experiences. DCS cardholders enjoy flexible payment solutions, promotions, discounts, and exclusive services, making it a favoured choice for discerning spenders seeking value from their purchases.

What is the DCS Card Centre?

DCS Card Centre, formerly known as Diners Club Singapore, has evolved from a traditional card issuer to a pioneering fintech and crypto payments provider. Since its founding in 1973, the Centre has broadened its services to include major payment networks like Visa, Mastercard, and Union Pay. This expansion supports various credit card offerings and merchant acquiring services to enhance payment accessibility and flexibility for both consumers and businesses, aligning with the modern financial landscape.

Benefits of signing up for a DCS Card

Earn rewards on purchases

The DCS card rewards system turns everyday purchases into opportunities for earning points, which can be redeemed for exciting travel, dining, and shopping rewards. This allows cardholders to directly benefit from their regular spending, transforming ordinary transactions into valuable perks.

Flexible credit options

DCS cards offer flexible credit options that adapt to your financial needs. Whether you’re planning a large purchase or managing monthly expenses, you can choose from a range of credit lines and repayment plans. This flexibility helps you maintain control over your finances and manage cash flow effectively.

Exclusive member discounts

As a DCS cardholder, you can access exclusive discounts and promotional offers at partner stores and services. This benefit allows you to save money on purchases ranging from dining and entertainment to shopping and travel, enhancing your buying power.

Who should sign up for a DCS card in Singapore?

The DCS card in Singapore is ideal for savvy spenders who want to maximise their purchasing power. Whether you're a frequent traveller or a food enthusiast, the DCS card enriches your spending with rewards and exclusive discounts. Sign up now for a DCS card and enjoy available promotions.

Frequently asked questions about DCS Credit Cards in Singapore

  • What is the difference between a DCS Charge Card and a DCS Credit Card?

    A DCS Charge Card requires full payment on the due date, while a DCS Credit Card allows you to pay the amount in full or just the minimum payment.

  • Can I hold both a DCS Charge Card and a DCS Credit Card simultaneously?

    Yes, you can hold both a DCS Charge Card and a DCS Credit Card simultaneously, provided your declared taxable income to the Inland Revenue exceeds S$30,000 annually.

  • What is the annual fee for a DCS Credit Card, and are there any waiver options?

    The annual fee for a DCS Credit Card is S$180.  However, this fee can be waived if the cardholder meets certain requirements.

  • How can I locate DCS-affiliated airport lounges worldwide?

    Visit the Diners Club International website's page. There, you can search by city or airport to find details on over 1500+ affiliated lounges.

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