DCS Flex Visa Platinum Card

The DCS Flex Visa Platinum Card gives you the freedom to choose your rewards—up to 8% in cashback, up to 8% investment credits, up to 8% carbon credits, or up to 2.4 miles per dollar.

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Card benefit

% cashback

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Rewards can be received in the form of cashback, airmiles, investment credits, or carbon credits. 8% cashback/investment credits/carbon credits or 2.4mpd on foreign currency spend; 6% cashback/investment credits/carbon credits or 1.8mpd on online transactions and contactless purchases in SGD; 0.3% cashback/investment credits or 0.4mpd on all other purchases.

Annual Fee

S$ 130.8

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Charged monthly, First Year Waived

Monthly Spend Required

S$ 600

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 56 & above). S$60,000 and above per annum (Foreigner).

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Highlights

Card benefit

% cashback

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Annual Fee

S$ 130.8

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Charged monthly, First Year Waived

Monthly Spend Required

S$ 600

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 56 & above). S$60,000 and above per annum (Foreigner).

Things to consider when choosing this card:

Things to consider

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Shopping Rebate

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Dining Rebate

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Online Rebate

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Overseas Rebate

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Monthly Spend Required

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Benefits

Cashback

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Cashback Overseas

8 %

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On foreign currency spend, with min. monthly spend of S$600. Capped at S$25.

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Cashback Local Online Shopping

6 %

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On online transactions in SGD, with min. monthly spend of S$600. Capped at S$25.

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Cashback Contactless Spend

6 %

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On contactless purchases in SGD, with min. monthly spend of S$600. Capped at S$25.

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Cashback Base Rate

0.3 %

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On all other spend. Capped at S$25 cashback / S$25 investment credits / 750 miles depending on selected reward category.

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Airmiles

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Airmiles Overseas

2.4 miles / dollar

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On foreign currency spend, with min. monthly spend of S$600. Capped at 750 miles.

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Airmiles Local Online Shopping

1.8 miles / dollar

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On online transactions in SGD, with min. monthly spend of S$600. Capped at 750 miles.

Airmiles Contactless Spend

1.8 miles / dollar

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On contactless purchases in SGD, with min. monthly spend of S$600. Capped at 750 miles.

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Airmiles Base Rate

0.4 miles / dollar

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On all other spend. Capped at 750 miles.

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Investment Credits

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Investment Credits Overseas Spending

8 %

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On foreign currency spend, with min. monthly spend of S$600. Capped at S$25.

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Investment Credits Local Online Shopping

6 %

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On online transactions in SGD, with min. monthly spend of S$600. Capped at S$25.

Investment Credits Contactless Spend

6 %

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On contactless purchases in SGD, with min. monthly spend of S$600. Capped at S$25.

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Investment Credits Base Rate

0.3 %

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On all other spend. Capped at S$25.

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Quick Facts

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Switch your preferred rewards flexibly between cashback, air miles, investment credits or carbon credits

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Up to 8% cashback / investment credits / carbon credits or 2.4 mpd from foreign currency spend

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Up to 6% cashback / investment credits / carbon credits or 1.8 mpd from online shopping and contactless transactions

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Complimentary insurance coverage of up to S$1 million for Regular Credit Cardmembers.

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S$600 minimum monthly spend.

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Monthly service fee applies (waived for first 12 months).

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

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S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 56 & above). S$60,000 and above per annum (Foreigner).

Monthly Spend Required

S$ 600

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 130.8

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Charged monthly, First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 20

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Or 6% of amount withdrawn, whichever is greater.

Repayment

Minimum Payment

5 %

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5% of outstanding Card Account balance or S$50.00 whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 % p.a.

Interest on Cash Advance

29 % p.a.

Interest Free Period

52 days

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Others

Association

VISA

DCS Flex Visa Platinum Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Airmiles

Investment Credits

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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