written_by SingSaver Team
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Frequent travellers know the value of a quiet retreat amidst the chaos of air travel. Airport lounges offer just that — a sanctuary with complimentary food and drinks, comfortable seating, and productive workspaces, transforming your travel experience from stressful to serene. With the right credit card, you can unlock access to a global network of airport lounges, making your journeys more enjoyable and relaxing.
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Air miles credit cards comparison at a glance
Unlock the perfect credit card for your needs.
Whether you're a frequent flyer, an occasional traveller, a cashback enthusiast, or simply looking to build your credit, we'll help you find the ideal card for your lifestyle.
Best offers of 2025
Our pick for: Overall access / wide variety
American Express Platinum Card
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| Airmiles Local | 0.69 miles per S$1.60 spent |
|---|---|
| Airmiles Overseas | N/A |
| Airport Lounge Access | Unlimited |
| Annual Fee | S$ 1,744.00 |
| REWARDS | |
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Our pick for: Priority Pass access
Citi PremierMiles Card
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2.2 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
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Our pick for: Unlimited lounge access
HSBC Visa Infinite Credit Card
| Airmiles Local | Up to 1.25 miles per dollar |
|---|---|
| Airmiles Overseas | Up to 2.25 miles per dollar |
| Airport Lounge Access | Unlimited visits |
| Annual Fee | S$ 662.15 |
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Our pick for: Best value lounge access
DBS Altitude Visa Signature Card
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| Airmiles Local | Up to 1.3 miles per dollar |
|---|---|
| Airmiles Overseas | Up to 2.2 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
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Our pick for: Lounge access with cashback
CIMB Visa Infinite Card
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| Airmiles Local | N/A |
|---|---|
| Airmiles Overseas | N/A |
| Airport Lounge Access | 3 visits per year* |
| Annual Fee | No Annual Fee |
| REWARDS | |
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Our pick for: High spenders
Standard Chartered Visa Infinite Credit Card
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| Airmiles Local | 1.4 miles per dollar |
|---|---|
| Airmiles Overseas | 3 miles per dollar |
| Airport Lounge Access | 6 visits per year* |
| Annual Fee | S$ 599.50 |
| REWARDS | |
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eligible_rewards (1)
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Our pick for: Entry-level miles and lounge access
Standard Chartered Journey Credit Card (Annual Fee Paying)
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
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Our pick for: Flexibility and family travellers
HSBC TravelOne Credit Card
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2.4 miles per dollar |
| Airport Lounge Access | 4 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
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Our pick for: Luxury travel and lifestyle
OCBC Voyage Card
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| Airmiles Local | 1.3 miles per dollar |
|---|---|
| Airmiles Overseas | 2.2 miles per dollar |
| Airport Lounge Access | Unlimited visits |
| Annual Fee | S$ 497.06 |
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Our pick for: Premium travel and perks
Citi Prestige Card
on_provider_website
| Airmiles Local | 1.3 miles per dollar |
|---|---|
| Airmiles Overseas | 2 miles per dollar |
| Airport Lounge Access | Unlimited Priority Pass visits |
| Annual Fee | S$ 545.00 |
| REWARDS | |
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eligible_rewards (4)
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American Express Platinum Card
on_provider_website
| Airmiles Local | 0.69 miles per S$1.60 spent |
|---|---|
| Airmiles Overseas | N/A |
| Airport Lounge Access | Unlimited |
| Annual Fee | S$ 1,744.00 |
| REWARDS | |
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eligible_rewards (1)
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Unlocking airport lounge access with credit cards
Understanding airport lounge networks in Singapore
Navigating the world of airport lounges can be tricky, especially with various networks and access methods. Here's a guide to help you understand the different types of airport lounges in Singapore and how you can gain access:
Airline-operated lounges
Major airlines often operate their own lounges to provide a premium experience for their most frequent flyers and high-value customers. In Singapore, Singapore Airlines' KrisFlyer Lounges are a prime example, offering top-notch amenities and services. Access is typically granted through elite status in the airline's frequent flyer programme or by travelling in a premium cabin (First Class or Business Class).
American Express lounges
American Express operates a network of Centurion Lounges renowned for their luxurious amenities and personalised service. While there isn't a Centurion Lounge in Singapore yet, cardholders of The Platinum Card from American Express can access Plaza Premium Lounges as part of the Global Lounge Collection.
Other card issuer lounges
Some credit card issuers, like Capital One, have started establishing their own airport lounges, offering exclusive access to their cardholders.
Priority Pass lounges
Priority Pass is a popular independent lounge programme boasting a vast network of over 1,700 lounges globally. In Singapore, Priority Pass provides access to a variety of lounges across different terminals in Changi Airport, including Plaza Premium Lounges, SATS Premier Lounges, Marhaba Lounges, and the Ambassador Transit Lounge. Many credit cards offer complimentary Priority Pass memberships as a perk.
Saver-savvy tip
At Changi Airport, and other airports worldwide, select restaurants are part of the Priority Pass network. Enjoy a meal and receive a dining credit of up to US$28 per person, or US$56 for you and a guest. The credit amount may vary based on your Priority Pass membership or credit card. Note that Priority Pass memberships via American Express cards usually exclude restaurant benefits. Check your card's terms for details.
Plaza Premium lounges
Plaza Premium is a global brand of airport lounges known for its comfortable and well-equipped spaces. At Changi Airport, you can find Plaza Premium Lounges in Terminal 1. Access is available to eligible credit cardholders or through purchasing a day pass.
SATS Premier lounges
SATS Premier Lounges offer a taste of Singaporean hospitality, showcasing local art and cuisine. These lounges are located in Terminals 1, 2, and 3 of Changi Airport. You can access them with eligible credit cards or by purchasing a day pass.
What to do next?
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Cheap and free ways to access Changi Airport lounges: Discover alternative methods to enjoy lounge access without breaking the bank.
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Is it worth paying for airport lounge access?: Weigh the costs and benefits to determine if lounge access is a worthwhile investment for your travel needs.
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6 ways to maximise your credit card perks and travel in style: Learn how to make the most of your credit card benefits for a more rewarding and luxurious travel experience.
Frequently asked questions about credit cards with airport lounge access
What’s the best credit card for airport lounges in Singapore?
The "best" credit card for airport lounge access in Singapore depends on your individual travel patterns and preferences.
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For those who prioritise extensive lounge access: The American Express Platinum Card offers the widest variety of lounge access, including Priority Pass lounges, Centurion Lounges, and Delta Sky Clubs.
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For travellers loyal to a specific airline: Consider a co-branded airline credit card, such as the Singapore Airlines KrisFlyer Credit Card, which may offer lounge access based on your membership tier or travel class.
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For those seeking a balance of benefits and affordability: A card with Priority Pass membership, like the Citi PremierMiles Card, might be a good option, providing access to a wide network of lounges at a reasonable cost.
Ultimately, the best card for you will depend on your specific needs and how often you travel.
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How many airport lounges does Singapore Airlines have in Changi?
Singapore Airlines has several lounges in Changi Airport, including two SilverKris Lounges (Terminal 2 & 3) and two KrisFlyer Gold Lounges (Terminal 2 & 3). Access to SilverKris Lounges is typically granted to those flying in First Class or Business Class, or holding PPS Club or KrisFlyer Elite Gold status. KrisFlyer Gold Lounges are accessible to KrisFlyer Elite Gold members and Star Alliance Gold members traveling on a Star Alliance member airline.
How many airport lounges does American Express have in Singapore?
Currently, American Express does not have any Centurion Lounges in Singapore. However, American Express Platinum cardholders have access to Plaza Premium Lounges in Singapore through the Global Lounge Collection.
How many airport lounges does UOB offer access to in Singapore?
UOB credit cards offer access to a variety of airport lounges in Singapore through partnerships with different lounge networks, such as Priority Pass and DragonPass. The number of lounges accessible will depend on the specific UOB credit card you hold and the lounge programme associated with it. Check the terms and conditions of your UOB credit card for details on lounge access benefits.
Does Scoot Airlines have airport lounges?
Scoot Airlines, being a budget carrier, does not operate its own airport lounges. However, passengers can access independent airport lounges with a Priority Pass membership or by purchasing a day pass.
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SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.