Citi Prestige Card

Citi Prestige Card

The Citi Prestige Credit Card is the perfect card for affluent travellers with a taste for the premium providing a wide range of premium benefits such as complimentary stays, accelerated rewards, complimentary golf, Four Hands Dining invitations, global concierge services and lounge access with the Citi Prestige card.

Cardholders get to enjoy 2 miles per dollar overseas and 1.3 miles per dollar locally of which there is not cap and the miles do not expire. On top of that, you get to enjoy accelerated rewards with up to 5 ThankYou Points (2 miles) for every S$1 spent overseas and 3.25 ThankYou Points (1.3miles) for every S$1 spent locally.
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Highlights

Rewards Points Overseas Spending
5  points per dollar
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Rewards Points Local Spending
3.25  points per dollar
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Airport Lounge Access
Unlimited Priority Pass visits
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TI Death & Disablement Coverage
Up to S$ 1,000,000
4 Offers Available
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
  • SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
    • Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
    • Download the SingSaver App and verify via the same login to get an additional chance.
  • Campaign page here for full details.
  • Cash Quest Giveaway promotion Terms and Conditions apply.
  • SingSaver General Promotion Terms and Conditions apply.
S$350 Cash via PayNow
Fastest 4 Weeks Cash Fulfilment
S$350 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
  • Terms and Conditions apply.
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
Fastest 4 Weeks Rewards Fulfilment
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
Fastest 4 Weeks Rewards Fulfilment
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
18,000 Max Miles
Fastest 4 Weeks Rewards Fulfilment
18,000 Max Miles
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi Prestige Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

  • SingSaver Exclusive promotion is valid until 31 October 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.

Things to consider

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Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

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Complimentary Limo Rides

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Benefits

Rewards Points

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Rewards Points Overseas Spending
5  points per dollar
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Rewards Points Local Spending
3.25  points per dollar
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Rewards Points Baseline
3.25  points per dollar
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Air Miles

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Airmiles Base Rate
1.3  miles per dollar
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Airmiles Local
1.3  miles per dollar
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Airmiles Overseas
2  miles per dollar
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Quick Facts

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5 ThankYou Points (2 miles) per dollar on overseas spend.

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3.25 ThankYou Points (1.3 miles) per dollar on local spend.

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Points earned do not expire and have no cap.

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Unlimited priority pass lounge visits.

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Complimentary night stays when you book a minimum consecutive four-night stay at any hotel or resort.

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Up to 30% more ThankYou Points for your relationship with Citibank.

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Six complimentary golf games locally and overseas.

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Read our full review of the Citi Prestige Card.

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Minimum annual income requirement of S$120,000.

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Annual Fee of S$545 (incl. GST).

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 120,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
Not Available
Annual Fee
S$ 545
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
8  %
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
Interest on Purchase
Up to 27.9  %
Interest on Cash Advance
Up to 27.9  %
Interest Free Period
25  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Citi Prestige Card Citi Prestige Card

Is Citi Prestige Credit Card still worth it?

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Yes, if you meet the requirements and are able to afford the annual fee then the Citi Prestige Credit Card is a worthwhile card to have.

The perks are what makes the card such an outstanding one with the ThankYou Points sign-up bonus, complimentary fourth night hotel stay deal, the ability to transfer miles, free golf games and unlimited Priority Pass membership all coming together to make this the perfect card for affluent travllers.

How do I get a Citi Prestige Credit Card?

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To sign up for a Citi Prestige Credit Card you have to first ensure that you meet the eligibility requirements of minimum 21 years of age, and minimum annual income of S$15,000.

You will then have to either apply online via Singsaver or Citibank's website or in-person at the bank.

Ensure that you have all the important documents prepared which includes a copy of your NRIC or poassport and the latest original computerized payslip or Tax Notice of Assessment or the last 12 months CPF Statements. For self-employed persons, you will need a copy of your NRIC or passport the last 2 years' Income Tax Notice of Assessment and the Last 3 months bank statements.

What is the income requirement for Citi Prestige Credit Card?

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The minimum annual income requirement for the Citi Prestige Credit Card is S$120,000. 

Can you waive Citi Prestige Credit Card annual fee?

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No, the annual fee for the Citi Prestige Credit Card annual fee cannot be waived.