HSBC Visa Infinite Credit Card

product

The HSBC Visa Infinite Credit Card offers unmatched luxury, personalized services, and exclusive privileges for discerning individuals. Enjoy up to 2.25 miles on your spending and a suite of exclusive travel privileges.

Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • Base earn rates of 1 mile per S$1 on local spend and 2 miles per S$1 in foreign spend.
  • Step Up earn rates of 1.25 miles per S$1 on local spend and 2.25 miles per S$1 in foreign spend with min. S$50,000 eligible purchases within first 12 months of card issuance date.

Things To Consider

  • Bonus air miles
  • Airport lounge
  • Travel insurance

Benefits

Cashback Local

0.63 %

Cashback Base Rate

0.63 %

Cashback Overseas

0.63 %

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 120000

Monthly Spend Required

None

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 662.15

Foreign Currency Transaction Fee

2.8 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 43.20 per membership year

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 55

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 days

Supported Payment Network

  • VISA Infinite

Supported Payment Type

  • Google Pay
  • Apple Pay
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