Want to take your credit card sign-up rewards to the next level? Here's how you can upgrade them with Citi and HSBC cards!
If you've been keeping up with us here at SingSaver, you'd know that we always have an exclusive lineup of exciting gifts for new credit card sign-ups! 😉 And this May, it's no different. In fact, the rewards just got even better!
So if receiving gifts is your love language, keep on reading to learn how you can receive a brand new credit card and upsize your gift with us, all in one!
Table of contents
- Overview: SingSaver Rewards Upgrade Campaign
- Citi credit card promotion
- HSBC credit card promotion
- Conclusion
Looking for the best credit cards to complement your spending patterns and expenditure in 2025? Check out our Ultimate Credit Card Guide that covers all things credit cards in Singapore – from choosing between a cashback, miles, or rewards credit card to planning your credit card strategy.
What is the SingSaver Rewards Upgrade Campaign?
For those acquainted with applying for credit cards through us, you know how simple it is to secure your desired credit cards and rewards. Often, it's just a matter of filling out our Rewards Redemption Form, meeting specified criteria, and before you know it, your gift is en route to you.
However, this May, prepare yourselves for even bigger and better rewards!
From now till 2 June 2024, upsize your credit card welcome gifts by following these steps:
- Apply for select Citi and HSBC credit cards in this article or via our website
- Complete the SingSaver Rewards Redemption Form sent to your registered email address (within 14 days of card application)
- SingSaver Rewards Upgrade: Select "Reward Upgrade" option > Top up $XXX amount to receive more gifts
- Fulfil other specified requirements (e.g. meet qualifying spend, pay annual fee, etc.)
- Wait for either your initial sign-up gift or upgraded gift to arrive!
By simply opting for "Reward Upgrade" on our Rewards Redemption Form and topping up a select amount, you stand to receive upsized rewards like never seen before!
Essentially, if the initial sign-up gift wasn’t completely to your fancy, you have the choice of upgrading your gift for something better – simply by applying for a credit card and topping up a little bit of extra cash!
However, what upgraded rewards are we talking about here exactly? 🤔 Well, depending on whether you apply for a Citi or HSBC credit card, your options will differ accordingly.
Note: Only new-to-bank credit cardholders will be eligible for these gift upgrade options.
Citi credit card promotion
If a Citi credit card has been on your radar for the past few months, this is your sign to finally bite the bullet and add a new one to your collection! Currently, the eligible Citi credit cards are as follows:
Best Citi credit cards on SingSaver
Citi Rewards Card: 4 mpd on select online and in-store retail transactions
Citi Cash Back Card: Up to 8% worldwide cashback on private commute and petrol, 6% on dining and groceries
Citi Cash Back+ Card: 1.6% unlimited cashback on all eligible spend, no min. spend or cashback cap
Citi PremierMiles Card: 2 mpd on overseas spend, 1.2 mpd on local spend
Citi PremierMiles Card open_in_new





Upon applying for your preferred Citi credit card, head over to the Rewards Redemption Form sent to your email and look for the "Rewards Upgrade" option. Assuming you're a new-to-Citi credit cardholder, besides choosing an eligible sign-up gift, you'll have the choice of either:
(a) Topping up S$999, or
(b) Topping up S$1,488
to unlock the upsized gifts shown in the table below.
For new-to-Citi credit cardholders
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Eligible sign-up gifts 🎁
|
(a) Top up +S$999
|
(b) Top up +S$1,488
|
Dyson Supersonic™️ Hair Dryer (worth S$699), or
|
Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599), or
|
Samsung Galaxy S24 Ultra Titanium Gray 12+512GB 5G (worth S$2,128)
|
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30), or | iPhone 15 Pro 128GB (worth S$1,664.25) | |
Dyson V8 Slim Fluffy (worth S$509), or
|
||
S$400 eCapitavoucher, or
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S$300 cash via PayNow
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🎤SingSaver Concert Tickets Giveaway🎤: Get a chance to win a pair of VIP Suite Concert tickets of a Grammy-winning Singer on top of existing SingSaver Exclusive Offers when you apply for select credit cards! Valid till 4 May 2025. T&Cs apply.
SingSaver Exclusive Offer: Receive the following rewards when you sign up for a Citi Credit Card:
Receive rewards such as 2x Treasures Poh Heng 1gm Gold Bar in Yellow Gold (999), upsized S$450 Cash, a DJI Osmo Action 5 Pro Standard Combo (worth S$489), a Dyson V12 Origin (worth S$749), a Dyson Supersonic (worth S$649), or an Apple iPad (A16) 11" Wi-Fi 128GB (worth S$499.00) upon activating and spending a minimum of S$500 within 30 days of card approval. This card offer is exclusively available on SingSaver. Valid until 20 April 2025. T&Cs apply.
🚀Fastest Rewards Fulfilment🚀: Get the cash rewards within four (4) weeks after successful application — the fastest rewards fulfilment yet! T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your reward to an Apple iPhone 16 Pro 256GB (worth S$1,1,749.00) when you top S$1,200. Valid until 1 May 2025. T&Cs apply.
HSBC credit card promotion
On the flip side, if you find HSBC credit cards more enticing, you're in luck too! Currently, the eligible HSBC credit cards are as follows:
Best HSBC credit cards on SingSaver
HSBC Revolution Card: 4 mpd on select online and contactless transactions
HSBC Advance Card: Up to 2.5% cashback on all spend worldiwde
HSBC Visa Platinum Card: 5% cash rebate on eligible family expenses
HSBC TravelOne Card: 2.4 mpd on overseas spend, 1.2 mpd on local spend
HSBC Revolution Credit Card open_in_new





HSBC TravelOne Credit Card open_in_new





Upon applying for your preferred HSBC credit card, head over to the Rewards Redemption Form sent to your email and look for the "Rewards Upgrade" option. Assuming you're a new-to-HSBC credit cardholder, besides choosing an eligible sign-up gift, you'll have the choice of either:
(a) Topping up S$200, or
(b) Topping up S$1,099
to unlock the upsized gifts shown in the table below.
For new-to-HSBC credit cardholders
|
||
Eligible sign-up gifts 🎁
|
(a) Top up +S$200
|
(b) Top up +S$1,099
|
Dyson AM07 (worth S$459), or
|
Xiaomi Robot Vacuum X20 (worth S$699), or
|
Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599), or
|
Xiaomi Robot Vacuum S10 (worth S$349), or
|
Sony Portable Theatre System HT-AX7 (worth S$769)
|
Apple iPhone 15 Pro 128GB (worth S$1,664.25)
|
S$250 eCapitaVoucher, or
|
||
15,000 Max Miles (worth a free flight to Tokyo, Japan or a round-trip to Bali/Bangkok)
|
🎤SingSaver Concert Tickets Giveaway🎤: Get a chance to win a pair of VIP Suite Concert tickets of a Grammy-winning Singer on top of existing SingSaver Exclusive Offers when you apply for select credit cards! Valid till 4 May 2025. T&Cs apply.
SingSaver Exclusive Rewards: Enjoy the following rewards when you sign up for an HSBC credit card.
HSBC Revolution/TravelOne Credit Card: Pick your choice of a Dyson Supersonic™ (worth S$649), an Apple iPad (A16) 11" Wi-Fi 128GB (worth S$499), a Dyson V12 Origin (worth S$749), a GoPro Hero13 Black Action Camera (worth S$590), or S$400 cash upon activating and spending min. S$500 by end of the following calendar month from the card account opening date. HSBC TravelOne Card applicants must also pay the annual fee of S$196.20 (incl. GST). Valid till 1 May 2025. T&Cs apply.
HSBC Live+/Advance Credit Card: Choose gifts such as a Dyson Supersonic™ (worth S$649), Sony Camera (ZV-1F) (worth S$S$769), an Apple iPad (A16) 11" Wi-Fi 128GB (worth S$499), a Dyson V12 Origin (worth S$749), or S$400 cash upon activating and spending min. S$500 by end of the following calendar month from the card account opening date. Valid till 1 May 2025. T&Cs apply.
Additionally, stand to win free trips to London, Tokyo or Bali, Samsonite Luggage, S$200 GrabGifts vouchers, cashback and other exciting prizes with HSBC's Sure-Win Spin. Simply transact with HSBC to start earning spins that guarantee a prize. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid until 1 May 2025. T&Cs apply.
- S$155.00 for a PS5 Digital Slim (worth S$669)
- S$1,200 for an Apple iPhone 16 Pro 256GB (worth S$1,749.00)
What's next?
After fulfilling the above steps, submit your Rewards Redemption Form promptly and satisfy other specified requirements as seen in your credit card's T&Cs – and you're all set!
Your eligible sign-up gift, along with your upgraded reward, should be on your way in a few months!
In the meantime, just sit back, hang tight, and spend to your heart's content with your trusty credit card! 😄💳
Read these next:
Credit Card Welcome Offer: A Comparison of the Best Gifts
Credit Cards 101: How Does A Credit Card Work?
7 Benefits You Can Enjoy With Owning Credit Cards in Singapore
Best No Annual Fee Credit Cards in Singapore
How to Apply For a Credit Card in Singapore?
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