Best Credit Card Sign-Up Bonuses for Miles in Singapore 2025
updated: Oct 17, 2024
Credit card sign-up bonuses are a fantastic way to kickstart your rewards journey! From cashback to air miles, these perks can significantly boost your savings or travel plans. Not just that, you can elevate your lifestyle using credit card points too! Check out the latest credit card sign-up bonuses!
Choose a mega upsized gift for HIM - up to S$400 Cash or HER - a Dyson Airwrap (worth S$859) this Valentine’s or get the DOUBLE the rewards total worth up to S$1,200 from select Citi, Standard Chartered and HSBC credit cards or choose between other exclusive rewards like an Apple iPad or Flujo Standing desk.
Best credit card sign-up bonuses
Our top picks for high value gifts: Citi PremierMiles Card
Citi PremierMiles Card
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2.2 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our top picks for e-commerce purchases: Citi Rewards Card
Citi Rewards Card
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| Airmiles Local | 4 miles per dollar |
|---|---|
| Airmiles Overseas | 0.4 miles per dollar |
| Airport Lounge Access | N/A |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our top picks for e-commerce purchases: Citi Rewards Card
DBS Altitude Visa Signature Card
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| Airmiles Local | Up to 1.3 miles per dollar |
|---|---|
| Airmiles Overseas | Up to 5 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our top picks for bonus miles: HSBC TravelOne Credit Card
HSBC TravelOne Credit Card
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2.4 miles per dollar |
| Airport Lounge Access | 4 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our picks for the best credit card for cashback on overseas spend: Standard Chartered Journey Credit Card
Standard Chartered Journey Credit Card (Annual Fee Paying)
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 2 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our picks for VIP travel experiences: DBS Vantage Visa Infinite Card
DBS Vantage Visa Infinite Card
on_provider_website
| Airmiles Local | 1.5 miles per dollar |
|---|---|
| Airmiles Overseas | 2.2 miles per dollar |
| Airport Lounge Access | 10 visits per year* |
| Annual Fee | S$ 599.50 |
| REWARDS | |
| |
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Our picks frequent flyers: DBS Altitude American Express Card
DBS Altitude American Express Card
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| Airmiles Local | Up to 1.3 miles per dollar |
|---|---|
| Airmiles Overseas | Up to 5 miles per dollar |
| Airport Lounge Access | 2 visits per year* |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
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Our picks for Singapore Airlines flyers: American Express Singapore Airlines KrisFlyer Ascend Credit Card
American Express Singapore Airlines KrisFlyer Ascend Credit Card
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| Airmiles Local | 1.2 miles per dollar |
|---|---|
| Airmiles Overseas | 1.2 miles per dollar |
| Airport Lounge Access | N/A |
| Annual Fee | S$ 397.85 |
| REWARDS | |
| |
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Our picks for lifestyle and travel benefits: KrisFlyer UOB Credit Card
KrisFlyer UOB Credit Card
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| Airmiles Local | 3 miles per dollar |
|---|---|
| Airmiles Overseas | 3 miles per dollar |
| Airport Lounge Access | N/A |
| Annual Fee | S$ 196.20 |
| REWARDS | |
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Understanding credit card sign-up bonuses in Singapore
Credit card sign-up bonuses are enticing perks offered by banks to attract new customers. These promotions can significantly boost your rewards when you apply for a new credit card in Singapore
What are credit card sign-up bonuses?
A credit card sign up promotion is a special offer you receive when you successfully apply for a new card. These bonuses are typically available for a limited time and require you to meet specific conditions, such as spending a certain amount within the first few months.
Types of sign-up bonuses available
Singapore banks offer various types of sign-up bonuses to cater to different preferences:
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Cashback: Receive a percentage of your spending back as cash
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Miles: Earn airline miles for future travel
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Points: Collect rewards points for flexible redemption
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Welcome gifts: Get physical items or vouchers upon approval
Importance of sign-up bonuses in choosing a credit card
Sign-up bonuses play a crucial role in your card selection process. A generous bonus can provide immediate value and accelerate your rewards accumulation. When comparing credit cards, consider how the bonus aligns with your spending habits and financial goals.
|
Bonus Type |
Potential Value |
Best For |
|---|---|---|
|
Cashback |
Up to S$300 |
Everyday spenders |
|
Miles |
Up to 40,000 miles |
Frequent travellers |
|
Points |
Up to 50,000 points |
Versatile redeemers |
|
Welcome Gifts |
S$100-S$500 value |
Immediate gratification |
Remember, while sign-up bonuses are attractive, consider the long-term benefits and credit card bonus redemption options when making your decision. A smarter way to do this is to choose a card that complements your lifestyle and spending patterns beyond the initial promotion!
Best credit card sign-up bonuses for 2025
Singapore's credit card market is brimming with enticing offers for new cardholders. Let's explore the best credit card sign-up bonuses available in 2025, from cashback rewards to miles and exclusive welcome gifts that'll make you feel as satisfied as sipping on a perfectly brewed kopi.
Highest Miles and Points Bonuses
For frequent flyers, miles-based cards provide excellent value. Look out for generous welcome offer of miles when you hit the minimum spend within a specified period! More often than not, these deals happen on a month-on-month basis, so be sure to jump on them when you’re planning to make a big purchase as you can earn welcome bonus on top of your regular points.
Most valuable welcome gifts
Some cards go beyond points and miles and offer tangible welcome gifts! If you have been following for a while, credit card welcome gifts are always worth it! Just imagine spending on what you need, and getting a free Apple Watch, a Dyson hairdryer as your reward! In addition to these exciting rewards, certain credit cards even offer free luggage as part of their sign-up bonuses.
|
Card Name |
Sign-Up Bonus |
Minimum Spend |
|---|---|---|
|
Citi Cashback+ Card |
8% cashback |
S$800 in the first 2 months |
|
Citi PremierMiles Card |
Up to 30,000 Bonus Citi Miles |
S$800 qualifying spend in the first 2 months |
|
OCBC 365 Credit Card |
6 x S$5 vouchers from Caltex |
S$5,000 in 2 months |
Remember, these best credit card sign-up promos are subject to change, so it's wise to check the latest credit card offers before applying. Consider your spending habits and financial goals when choosing the right card for you.
Credit card sign-up bonus comparison
Looking for the best credit card sign-up bonus comparison in Singapore? We've got you covered.
|
Card Name |
Sign-Up Bonus |
Minimum Spend |
Annual Fee |
|---|---|---|---|
|
DBS Altitude Visa Signature |
10,000 miles |
S$6,000 in 3 months |
S$196.20 (waived first year) |
|
Citi PremierMiles Card |
30,000 miles |
S$9,000 in 3 months |
S$196.20 |
|
OCBC 90°N Card |
12,000 miles |
S$5,000 in 3 months |
S$196.20 (waived first year) |
|
UOB PRVI Miles Card |
15,000 miles |
S$6,000 in 3 months |
S$256.80 (waived first year) |
Did you know some cards offer a no spending requirement bonus? These rare gems provide instant rewards upon approval, perfect for those seeking immediate perks without the pressure to spend.
When comparing sign-up bonuses, consider factors beyond the bonus amount. Look at the minimum spend, annual fees, and how well the card's benefits align with your lifestyle. Remember, the best credit card for you might not have the highest welcome bonus but offers the most value in the long run, much like how the best hawker stalls might not be the fanciest, but consistently deliver the most satisfying meals.
Maximising your credit card sign-up bonus
Getting the most out of your credit card sign up promo requires smart planning.
Meeting minimum spend requirements
To unlock your credit card bonus, you'll often need to spend a set amount within a specific timeframe. Plan your big purchases around this period, or consider cards specifically designed for large expenses, like the best credit card for big purchases.
Timing your application for limited-time offers
Banks in Singapore frequently run special promotions with boosted sign-up bonuses. Keep an eye out for these deals, especially during holidays or bank anniversaries. Applying at the right time could land you a much sweeter credit card sign-up promo.
Combining sign-up bonuses with ongoing rewards
Don't stop at the welcome offer. Look for cards that pair great sign-up bonuses with strong ongoing rewards. This way, your credit card bonus redemption is just the start of your benefits.
Frequently asked questions about credit card sign-up bonus
What are credit card sign-up bonuses?
Credit card sign-up bonuses are incentives offered by banks and financial institutions to encourage you to apply for and use their credit cards. These bonuses can come in the form of cashback, miles, points, or welcome gifts, and are typically awarded after meeting certain spend requirements within a specified period.
Why are sign-up bonuses important when choosing a credit card?
Sign-up bonuses given on credit cards can provide significant value, especially if you plan to make large purchases or travel extensively in the near future. These bonuses can help offset the cost of annual fees or provide a head start on earning rewards that can be redeemed for cash, merchandise, or travel.
What are the different types of sign-up bonuses available in Singapore?
Common sign-up bonuses in Singapore include cashback offers, air miles or rewards points, and welcome gifts such as shopping vouchers or lifestyle products. Some credit cards may offer a combination of these bonuses to attract new customers.
How can I maximise the value of a credit card sign-up bonus?
To make the most of a sign-up bonus, ensure you meet the minimum spend requirement for your credit card within the specified timeframe. Additionally, timing your application for limited-time offers and combining the sign-up bonus with ongoing rewards programmes can further increase the overall value.
Are there any sign-up bonuses that don't have a minimum spend requirement?
While most sign-up bonuses require a minimum spend within a certain period, some credit cards may offer bonuses with no spending requirement, though these are typically less lucrative compared to bonuses with spend requirements.
How can I compare different credit card sign-up bonuses?
Comparing sign-up bonuses involves considering factors such as the bonus amount, minimum spend requirement, annual fees, and any restrictions or expiration dates. Look for a comprehensive comparison table or chart that lists these details from various credit card providers to make an informed decision.
Which local banks in Singapore offer the best credit card welcome bonuses?
Local banks like DBS, UOB, OCBC, and Maybank often offer competitive sign-up bonuses on their credit cards. However, the best offer can vary depending on ongoing promotions and your personal spending habits. It's worth checking with each bank directly or using comparison websites to find the most current and suitable offers.
Can I apply for multiple credit cards to take advantage of several sign-up bonuses?
While it's possible to apply for multiple credit cards, it's important to consider the impact on your credit score and your ability to meet multiple minimum spend requirements. Additionally, some banks may have restrictions on how frequently you can receive sign-up bonuses.
Are credit card sign-up bonuses taxable in Singapore?
Generally, credit card sign-up bonuses are not considered taxable income in Singapore. However, it's always best to consult with a tax professional for the most up-to-date and accurate information regarding your specific situation.
How often do credit card sign-up bonuses change in Singapore?
Credit card sign-up bonuses can change frequently, often aligning with seasonal promotions or bank-specific campaigns. It's common to see new offers around major holidays like Chinese New Year or National Day, as well as during bank anniversary periods.
Am I guaranteed the credit card sign-up bonus?
You're not automatically guaranteed the credit card sign-up bonus. To earn it, you typically need to spend a certain amount within a set time frame after opening the account.
How do I claim my welcome bonus?
What happens if I close the account after earning the sign-up bonus?
If you close your account after earning the sign-up bonus on your credit card, whether you need to cash out your points depends on the bank's policy. Banks like DBS, and HSBC, require you to convert points before cancellation, while others that pool points allow you to retain them unless it's your last points-earning card.
How is the bonus issued (e.g., statement credit, travel rewards, gift cards)?
Can I combine the rewards from my sign-up bonus with other reward points or programmes?
Whether you can combine sign-up bonus rewards with other points or programmes depends on the bank's terms and conditions. Some banks allow it, while others do not, so it's important to read the specific terms and conditions of your credit card.
What is the expiration policy for the bonus rewards?