HSBC Visa Platinum Credit Card

product

The HSBC Visa Platinum Credit Card is a rebate card that rewards you for spending on your family. Cardholders will enjoy 5% cash rebate on family expenses, which include dining, groceries and fuel. You'll also enjoy 1 Reward point for every dollar that you spend on this card. If paired with the HSBC Everyday+ Rewards Programme, you'll stand to earn an addition 1% cashback. This card also comes with a complimentary membership to the ENTERTAINER with HSBC.

Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • 5% cash rebate on local dining and groceries (including food deliveries and online groceries).
  • Up to 17% instant discount plus 5% cash rebate on fuel spending at Caltex and Shell stations.

Things To Consider

  • Dining rebate
  • Supermarket rebate
  • Petrol rebate

Benefits

Cashback Local

5 %

Cashback Base Rate

5 %

Cashback Overseas

5 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

S$ 600 per month

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 40

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 100

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 Days

Supported Payment Network

  • VISA Platinum

Supported Payment Type

  • Google Pay
  • Apple Pay
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