HSBC Advance Credit Card

HSBC Advance Credit Card

The HSBC Advance Credit Card is a perfect match for the affluent who are looking to get the most out of their rewards with the least amount of hassle.

Maximise your savings with the HSBC Advance Credit Card. With this card, you'll enjoy up to 3.5% cashback when paired with the HSBC Everyday+ Rewards Programme. Even without the programme, you can get up to 2.5% base cashback when you spend above S$2,000, perfect for big-ticket purchases up from the usual 1.5% base cashback on all local and overseas spend with no minimum spend.

Cardmembers also enjoy complimentary access to ENTERTAINER where you can enjoy over 1,000 1-for-1 deals on dining, lifestyle and travel.

The card's annual fee is waived for the first year.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local
2.5  %
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Cashback Base Rate
1.5  %
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Monthly Spend Required
S$ 0
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Cashback Overseas
2.5  %
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2 Offers Available
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
  • SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for participating HSBC credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
    • Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
    • Download the SingSaver App and verify via the same login to get an additional chance.
  • Campaign page here for full details.
  • Cash Quest Giveaway promotion Terms and Conditions apply
  • SingSaver General Promotion Terms and Conditions apply.
S$50 eCapitaVoucher
SingSaver Exclusive Offer (Stackable with HSBC Welcome Offer)
S$50 eCapitaVoucher
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Advance Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion is stackable with Welcome Offer from HSBC (additional T&Cs apply): Receive a Samsonite ZELTUS 60cm Spinner Exp with built-in scale or S$200 Cashback
  • Terms and Conditions apply.

Things to consider

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No monthly spend required

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Travel insurance

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Annual Fee waiver

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
1.5  %
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Cashback Local
2.5  %
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Cashback Overseas
2.5  %
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Cashback Dining
2.5  %
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Cashback Retail
2.5  %
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Cashback Insurance
2.5  %
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Quick Facts

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Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

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Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Read our full review of the HSBC Advance Credit Card.

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Cashback is capped at S$70 per calendar month.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Advance Credit Card HSBC Advance Credit Card

Other similar credit cards to consider

Frequently Asked Questions

Is HSBC Advance Credit Card discontinued?

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No, the HSBC Advance Credit Card is still being offered by HSBC . However, there were some changes made to its benefits and offers.

What benefits do I get with the HSBC Advance Credit Card?

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Cardmembers of HSBC Advance Credit Card get to enjoy great cash back benefits of up to 3.5% if all conditions are met.  On top of that cardmembers get to enjoy complimentary access to ENTERTAINER with the HSBC app which opens up the user to a whole world of dining, lifestyle and travel deals.

Is there a monthly fee for HSBC Advance account?

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Yes, the annual fee for the HSBC Advance Credit Card is S$194.40. However you can enjoy a fee-waiver for the 1st year.

How do I waive my HSBC Advance Credit Card annual fee in Singapore?

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To request for an annual fee waiver for your HSBC Advance Credit Card  you can call the HSBC Phone Banking Hotline at 1800-HSBC NOW (4722 669) or if you're outside of Singapore, you can call (65) 64722 669.

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