Ways to Make Money Online, Offline and Even at Home
Updated: 22 Apr 2026
Written bySingSaver Team
Team
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.
Whether you are looking for ways to make money online to beat inflation or want to earn money online while working from your sofa, the gig economy in Singapore has evolved. With the cost of living still a primary concern in April 2026, finding ways to make money from home is no longer just a hobby—it’s a financial strategy.
Here are 21 side hustles to help you how to make money from home and beyond.
1. High-Yield Savings Accounts (Passive Income)
The easiest way to how to make extra money from home is to let your existing cash work for you. However, the high-interest environment of 2024 has cooled. As of April 2026, banks have begun lowering rates.
| Bank Account | Realistic EIR (Salary + Spend) | Key Update for 2026 |
| OCBC 360 | 1.95% - 2.45% p.a. | Rates revised downward effective 1 May 2026. |
| UOB One | Up to 4.00% p.a. | Still competitive but requires high spend ($500). |
| Standard Chartered Bonus$aver | 2.05% - 5.85% p.a. | Max rate drops from 7.05% to 5.85% on 1 May 2026. |
| Maribank / GXS | 1.00% - 1.30% p.a. | Good for liquidity with no hurdles. |
Product Name | Hot Reward Pick | SingSaver Reward | Min. Comm. Fee | Min. Trade Fee | Min. Deposit for Rewards | ||
|---|---|---|---|---|---|---|---|
 | Webull Singapore | S$2,437 | S$0 * | 0.025 % | S$3,000 | ||
 | Plus500 | S$13,360 | S$0 | 0 % | S$1,500 | ||
 | Longbridge | S$1,759 | S$0 | 0.03 % | S$2,000 | ||
 | moomoo SG | Apple AirPods Gen 4 (worth S$199) | S$1,299 | S$0 | S$0.99 /order | S$2,000 | |
 | IG Markets | S$330 | S$0 | 0 % | S$500 | ||
 | OANDA | - | S$16,888 | S$50 | 0 % | S$0 | |
 | IG Trading | S$3,487 | S$10 | 0.1 % | S$1,000 | ||
 | eToro | S$639 | US$1 | - | S$1,000 |
2. Singapore Savings Bonds (SSB) and T-Bills
For those looking for how to make money online through low-risk investments, T-Bills and SSBs remain staples.
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T-Bills (6-month/1-year): Yields are hovering around 1.46% to 1.47% in April 2026.
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SSB: The average 10-year return for the latest tranche is approximately 2.14%.
3. Become a User Generated Content (UGC) Creator
Unlike traditional influencers, UGC creators don't need millions of followers. Brands in Singapore are looking for authentic residents to film "day-in-the-life" reviews. This is one of the top ways to make money from home using just your smartphone.
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Potential: S$150 – S$500 per short video.
4. Online Tutoring and Coaching
Private tuition is a perennial favorite in Singapore. In 2026, the trend has shifted toward skills-based coaching for adults (Data Science, AI tools).
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Platform: Use Tutlo or SmileTutor.
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Keywords: A great way for how to make money from home if you have a niche skill.
5. Food Delivery and Ride-Hailing
If you prefer physical activity over ways to make money online, Grab, Foodpanda, and Deliveroo remain options.
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Important 2026 Update: Under the Platform Workers Act, workers born in or after 1995 now receive increased CPF contributions (Operator share: 7%, Worker share: 13%). This ensures better retirement security but slightly changes your immediate take-home pay.
6. Freelance Writing and Translation
Companies are constantly looking for ways to make money from home for their staff by outsourcing content. Start with websites like Fiverr and Upwork.
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Niche: AI-editing and localized SEO writing are in high demand.
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Rate: S$50 – S$300 per article.
7. Sell Pre-loved Items on Carousell
Decluttering is a classic way for how to make extra money from home. With the 9% GST rate in 2026, more Singaporeans are turning to the second-hand market to save money, increasing your chances of a sale.
6. Leverage AI tools
The rise of artificial intelligence presents new opportunities to earn extra income. This is especially the case in Singapore, which is poised to be a leader in the AI revolution within the Southeast Asia region.
This clearly aligns with the National Artificial Intelligence Strategy (NAIS) and further strengthens Singapore's position as a hub for AI adoption and growth in the region.
The country’s adoption of AI is predicted to generate substantial economic benefits, reaching up to S$198.3 billion by 2030. Meanwhile, the Asia-Pacific region, where AI adoption is expected to create significant economic value for businesses, is estimated to reach S$4.1 trillion in benefits by 2030.
Total time needed: Depends on the complexity of the AI tools and your learning curve.
How easy it is to get started: Minimal setup time if you already have a computer and internet access. But it may take around 24-48 hours if starting to use a freelance site like Upwork.
Age: Typically 18+
How fast you'll get paid: Varies depending on the type of AI-related work and your client’s terms.
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8. Pet Sitting and Dog Walking
Love dogs? Turn your passion into profit with dog walking. It's a fantastic way to earn extra income, get some exercise, and hang out with furry friends based on your schedule. Platforms like PetBacker and Pawshake connect dog owners with reliable walkers and pet-sitters like you.
Total time needed: Building a client base takes time and effort.
Setup time: Creating a profile and getting approved on these platforms can take a few days or weeks.
How easy it is to get started: Relatively easy if you love dogs and have some experience handling them.
Age: Typically 18+.
How fast you'll get paid: Payouts usually take within two to seven days after completing a walk or pet-sitting gig.
9. Make money from your blog with affiliate links
Affiliate marketing can provide you with an easy way to make money blogging, especially if you’ve already built a following as a blogger. You receive a commission for every sale you make from promoting commodities. For starters, promote the products through your blog and encourage your followers to buy through your link to earn some commission.
The income you make from affiliate marketing depends on your products. Look out for fast-moving goods to earn you good commissions. You can invest in setting up a website to review products and give your followers more information on the products.
Total time needed: Building a successful blog or online presence takes time and effort.
Setup time: Setting up a blog can be relatively quick with platforms like WordPress or Wix, as these websites provide templates and beginner-friendly interfaces.
How easy it is to get started: Easy to get started, but requires consistent effort to create content and attract an audience.
Age: No specific age restrictions.
How fast you'll get paid: Varies by affiliate programme, typically involves accumulating commissions and reaching a minimum payout threshold.
Platform or tools required
Blogging platforms, affiliate networks like Amazon Associates and ShareASale, and social media platforms to expand your reach.
Tips for you
Choose a niche you're passionate about, create high-quality content, and promote your affiliate links effectively. Also, set up a Linktree to consolidate all your affiliate links in one accessible place
9. Mystery Shopping
Retailers in Singapore’s premium malls use mystery shoppers to ensure service standards are met as tourism remains high in 2026. This is one of the more interesting ways to make money from home while you plan your shopping trips and document your experience. You can earn money online by submitting your detailed reports through platforms like ISC-CX or Helion Research after your visit. Learning how to make money online through these audits is perfect for those who have a keen eye for detail and enjoy visiting new retail outlets.
10. Take Online Surveys
If you are looking for simple ways to make money online during your MRT commute, online surveys are the most accessible entry point. While it won't replace a full-time job, it is a reliable way to earn money online by sharing your consumer opinions with brands. Many Singaporeans use Milieu Surveys or Prolific to learn how to make money online in their spare time without needing specialized skills. It remains a popular method for how to make extra money from home while relaxing on the weekend.
11. List your unused room for rent
If you have a spare bedroom in your home, consider renting it out to generate extra income. And with platforms like Airbnb, it's easier than ever to find potential guests. Simply list your space, set your price, and start welcoming travellers or locals looking for a place to stay.
Just keep in mind that being a host comes with responsibilities. You'll need to keep your space clean and tidy, be prepared to replace home goods as needed, and factor in any service fees charged by the platform.
Total time needed: Varies depending on demand and occupancy rates.
Setup time: Creating a listing on Airbnb is relatively quick and easy.
How easy it is to get started: Easy to get started, but requires effort to maintain a clean and welcoming space.
Age: 18+.
How fast you'll get paid: Airbnb typically releases payouts within 24 hours after a guest checks in.
12. Publish your own e-book
If you have a knack for writing, self-publishing an e-book can be a rewarding way to share your knowledge or stories and earn passive income through royalties. Platforms like Amazon Kindle Direct Publishing (KDP) make it easy to publish and sell your e-books to a global audience.
Total time needed: Varies depending on writing speed, editing, and book formatting.
Setup time: Setting up an account and publishing on KDP is relatively quick.
How easy it is to get started: Easy to get started, but requires dedication and effort to write and publish a quality e-book.
Age: 18+, but minors can publish with parental consent.
How fast you'll get paid: Receive your earnings about 60 days after the end of the month in which the sale happens. And a minimum payout threshold is required for wire and cheque payments.
Platform or tools required
KDP account, writing software, and potentially editing and cover design tools.
Tips for you
Write in a popular genre, create an eye-catching cover, and market your e-book effectively.
13. Get advertising revenue from YouTube channel
If you have a YouTube channel with a substantial following, you can monetise your content through advertising. But, in order to start making money on YouTube, you need to become a part of YouTube's Partner Programme.
To become eligible for the programme, you'll need to have at least 500 subscribers and meet certain requirements for watch time in the last 12 months or Shorts views in the last 90 days. Once you're in the programme, you can unlock even more benefits, like sharing in ad revenue and YouTube Premium earnings, by reaching 1,000 subscribers and hitting higher viewership targets, such as 4,000 valid public watch hours in the last 12 months or 10 million valid public Shorts views in the last 90 days. Meanwhile, platforms like Google AdSense allow you to display ads on your website or videos, earning revenue based on clicks or views.
Total time needed: Building an audience large enough to generate significant ad revenue takes time and consistency.
Setup time: Setting up AdSense and linking it to your platform is relatively straightforward.
How easy it is to get started: Easy to set up, but challenging to generate substantial income.
Age: 18+, but minors can also start monetising videos if linked to a parent or guardian’s AdSense or YouTube account.
How fast you'll get paid: Typically monthly payouts with a minimum threshold.
Platform or tools required
YouTube channel and Google AdSense account.
Tips for you
Focus on creating high-quality, engaging content that can attract a large and loyal audience. The more viewers or readers you have, the more opportunities you'll have to earn.
14. Make money via your Twitch channel
Twitch is a popular platform for live streaming, particularly for gamers. If you have a passion for gaming, a knack for entertaining, and enjoy engaging with an audience, you can turn your love for gaming into a money-making venture.
Build a loyal community and you can make money on Twitch through various avenues, including viewer donations, Bits, subscriptions to your channel, and even a share of ad revenue. To unlock the full earning potential of your channel, you'll need to reach Affiliate or Partner status on Twitch, which is based on your viewership and streaming consistency.
Total time needed: Building a loyal following on Twitch requires consistent streaming and engagement. But streams are based on when and how long you want them to be or based on amount of viewership. This can take weeks, months or even years.
Setup time: Setting up a Twitch channel is quick and easy.
How easy it is to get started: Easy to start streaming, but challenging to build a large audience.
Age: 13+.
How fast you'll get paid: Payouts typically occur monthly with a minimum threshold.
Platform or tools required
Twitch account, streaming software, gaming equipment, and engaging personality.
Tips for you
Stream regularly to build a loyal audience and keep them coming back for more. The more you connect with your audience, the more they'll feel invested in your content. And if you're serious about turning Twitch into a money-making venture, aim for Twitch affiliate status. To reach this milestone, you'll need to hit a few targets: gain at least 50 followers, stream for 8 hours over seven different days, and maintain an average of three viewers.
15. Become a photographer
You can sell high-quality photos and earn extra income. If you have high-quality images, you can sell them on websites like Shutterstock and Getty Images, among others. The websites allow you to upload your photos, and they pay you when one of your photos is purchased.
Different photography websites have varying requirements, but they have one thing in common: they accept only high-quality photographs. You can earn a residual income from the websites.
The sites pay a percentage of what they receive from the buyers. For instance, if you qualify for Shutterstock, you can expect 15% to 40% of the purchase price for every download.
Total time needed: Varies depending on the platform and sales volume.
Setup time: Setting up an account on stock photo platforms is usually quick.
How easy it is to get started: Easy to get started, but requires high-quality photos and consistent uploads.
Age: 18+.
How fast you'll get paid: Varies by platform, often involving accumulating earnings and reaching a minimum payout threshold.
Platform or tools required
Stock photo platforms like Shutterstock and Getty Images and photography equipment.
Tips for you
Focus on in-demand niches, use relevant keywords, and promote your photos effectively. Shutterstock uses a tiered system for payouts, with six different levels for both images and videos. You will earn more, which is up to 40%, based on the number of image licenses within the year.
16. Trade in old phones
Give your old gadgets a new lease on life (and earn some cash!) by trading them in. Several platforms and retailers offer trade-in programmes for old phones, laptops, tablets, and other electronics. In Singapore, you can check out Sell Up and Mister Mobile. For Sell Up, you can visit their locations and trade in your electronics and get paid on the spot.
Total time needed: Varies depending on the trade-in method and assessment process.
Setup time: Minimal setup time, usually involves finding a trade-in program and providing device details.
How easy it is to get started: Easy to get started, especially for common devices in good condition.
Age: Typically 18+.
How fast you'll get paid: Varies by trade-in method, can range from instant payment to a few weeks.
Platform or tools required
Online trade-in platforms, mobile apps, or physical stores offering trade-in services.
Tips for you
Ensure your devices are in good working condition and compare trade-in offers from different platforms to get the best value.
17. Consider babysitting gigs
Supplement your income by offering babysitting services. This opportunity is best for those with a certification in childcare and who love babies. Start by letting your family and friends know you are offering babysitting services and how long you can look after them. Or, you can look through job listings on online platforms, such as Babysits and NannySOS.
Before you set your prices, do some research on babysitting fees. Make sure you charge a reasonable amount. Have a separate price for ad hoc babysitting services. You can earn S$25 per hour from babysitting services.
Total time needed: Building a client base through referrals or online platforms can take time.
Setup time: Minimal setup time if relying on referrals. Meanwhile, creating a profile on babysitting platforms may take some time.
How easy it is to get started: Relatively easy, especially if you have experience and enjoy working with children.
Age: No strict age limits, but experience and maturity are important. As for platforms, 16+ but minors are required to ask permission from parents before sign up.
How fast you'll get paid: Typically paid immediately after completing a babysitting job and will get the money within three to eight days.
Platform or tools required
None for referrals, but online platforms like Babysits or NannySOS can help expand your reach.
Tips for you
You need to be trustworthy, reliable, and have a genuine love for children. Having some experience with childcare definitely helps, and taking a babysitting course approved by the Ministry of Social and Family Development (MSF) can give you a real edge.
18. Lease your car
Those living in the city often find that their cars sit unused for days or even weeks at a time. If that sounds familiar, peer-to-peer car-sharing platforms like Drive lah offer a clever solution. These platforms let you list your car for rent by the hour or day, connecting you with people who need a temporary set of wheels.
You'll earn income from your car's downtime, and the platform takes care of the details like insurance and payment processing.
Total time needed: Varies depending on demand and car usage.
Setup time: Creating a listing on car-sharing platforms is usually quick and straightforward.
How easy it is to get started: Easy if you have a well-maintained car and meet the platform's requirements.
Age: Typically 21+ with a valid driver's license. As for Drive lah, it’s 22+.
How fast you'll get paid: Varies by platform, typically within 3-5 days after the rental period ends.
Platform or tools required
Drive lah
Tips for you
Before you list your car on a peer-to-peer rental platform, give it a thorough cleaning and ensure it's well-maintained. Then, do some research to set competitive rental rates and make sure to be responsive and communicative with potential renters.
19. Sign up for Airtasker
Airtasker is a platform that connects people who need help with various tasks with those who are willing to complete those tasks. From moving house and cleaning to errands and handyman services, Airtasker offers a variety of opportunities to earn money offline.
Total time needed: Varies depending on the tasks you choose and your availability.
Setup time: Creating a profile and getting approved on Airtasker may take a few days.
How easy it is to get started: Easy if you have practical skills and are comfortable completing a variety of tasks.
Age: 18+.
How fast you'll get paid: Receive payment after completing a task.
Platform or tools required
Airtasker account and any necessary tools or equipment for the tasks you choose.
Tips for you
It's all about being reliable, efficient, and a top-notch communicator. Show up on time for your tasks, complete them with care and attention to detail, and keep your clients in the loop every step of the way. Clear communication is key to ensuring everyone's on the same page and that the task is completed to everyone's satisfaction.
20. Become a private tutor
The tuition industry in Singapore is worth more than S$1 billion and growing, especially due to the pandemic.
Online tutoring gives you an opportunity to interact with students from all over the world. The good thing about online tutoring is that you schedule your classes based on your availability.
Depending on your credentials, experience, and academic level you are teaching, you can earn anywhere from S$20 to S$70 per hour.
In addition to tutoring, you can sign up for websites that pay you to answer students' questions. Websites such as Snapask pay you $0.71 for every question you answer and a bonus of $8.98 for every ten questions you answer.
Total time needed: Building a student base and scheduling lessons can take time.
Setup time: Minimal setup time if relying on referrals or word-of-mouth. Creating a profile on tutoring platforms may take some time.
How easy it is to get started: Relatively easy if you have expertise in a subject and enjoy teaching.
Age: No strict age limits, but knowledge and teaching ability are crucial.
How fast you'll get paid: Typically paid after each tutoring session or according to platform policies.
Platform or tools required
None for in-person tutoring, but online platforms like TutorMe or Skooli can expand your reach.
Tips for you
Be patient, create engaging lessons, and tailor your teaching style to individual student needs.
21. Leverage a drone for work
Want to turn your passion for drone flying into extra income? Drone photography and videography are in high demand these days, with industries like real estate, construction, and events looking for stunning aerial footage.
Real estate agents, for example, are always looking for eye-catching photos and videos of properties, and you could be the one to provide them. And if you're willing to level up your skills with things like drone mapping, you can charge even more for specialised services like aerial inspections. However, do know that you'll need to get certified as a drone pilot and register your drone before you can officially take to the skies for commercial purposes.
Total time needed: Varies depending on client demand and project scope.
Setup time: Obtaining necessary permits and licenses, as well as acquiring drone equipment and skills, can take time.
How easy it is to get started: Requires some investment in equipment and training, but can be rewarding for tech-savvy individuals.
Age: Typically 16+ for obtaining a drone pilot license.
How fast you'll get paid: Varies by client agreement, typically after completing a project.
Platform or tools required
Drone equipment, relevant licenses and permits, and potentially editing software.
Tips for you
Hone your drone flying skills to ensure smooth and steady footage. Build a portfolio showcasing your best work to impress potential clients. And connect with people in industries like real estate, construction, and events who might need your services. The more you put yourself out there, the more opportunities will come your way.
Beware of money-making scams
Although the internet is full of opportunities to earn money, it's important to be cautious and avoid potential scams. Remember, if something sounds too good to be true, it probably is. So, be wary of any opportunity that asks for payment upfront, requires you to pay for certification, or requests sensitive information like your National Registration Identity Card (NRIC) number or bank details.
Always do your research and make sure an opportunity is legitimate before sharing any personal information or making any payments.
Still unsure if an opportunity is legit?
There are a few things you can do to check its legitimacy. You can head over to community forums like those on Reddit or review sites to see what people are saying. You'll often find unfiltered reviews and complaints that can give you a better sense of the company's reputation.
Another handy tool is Accounting and Corporate Regulatory Authority (ACRA)’s free online directory search. In here, you can find the status, registered address and more information about a business in Singapore.
Side Income
Boost your earnings and achieve your financial goals with a profitable side hustle! Explore our guide on the simple steps to build a side income and discover practical strategies to unlock your earning potential. Read the guide today and start building your path to financial success.
Frequently asked questions about ways to make money
For side hustles that are quick and easy to start, testing websites and apps, taking surveys, and selling your used items online are all great options with minimal setup time and few requirements. You can also earn passive income by renting out your car or considering affiliate marketing.
Some of the fastest ways to make money even if you're at home are selling used clothes and electronics, offering babysitting services, or renting out an extra or unused room on a vacation rental website.
While most online gigs take a bit of time to set up or get paid, there are a few things you can do to earn money quickly or on the spot. If you have skills that people need right now, advertise your services for tasks like cleaning, gardening, pet-sitting, or running errands through your network or online platforms.
Other options you can consider are selling your electronics to stores that offer upfront payment or getting a pawnshop loan. Pawnbrokers are an easy and convenient way to raise cash on a short notice, but valuables you provided will be used as collateral.
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About the author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.