Apply For a Citi & SCB Credit Card to Earn S$780 Plus Stand a Chance to Win S$50,000 with SingSaver's Cash Quest Giveaway

SingSaver team

SingSaver team

Last updated 22 November, 2024

As someone who loves making the most of my credit card perks, I’ve held onto a few trusty ones since day one: my Citi Rewards Credit Card, the Standard Chartered SMART Credit Card, and the Standard Chartered Simply Cash Credit Card.

If you’ve been signing up for credit cards over the years, you probably know that Citi often offers amazing gifts—like the Dyson Supersonic (worth $649)—while Standard Chartered tends to dish out cash credits.

I was super happy when I got my Dyson Supersonic and $200 cash credit when I first signed up, but I can’t help but feel a little left out of the current SingSaver Cash Quest Giveaway.

I mean, who wouldn’t want to grab up to $780 in cash and even have a shot at winning $50,000 by signing up for one Citi card and one Standard Chartered card?

So, if you're not already using credit cards and want to start building a solid collection to get the most out of your spending (and step up your #adulting game), here are my top credit card picks and how to maximise your chances of winning $50,000 in cash!


Citi Credit Cards

Citi Credit Cards

Sign up for a Citi credit card, meet the spending requirements, and receive S$400 Cash via PayNow!

Citi PremierMiles Card open_in_new

Airmiles Local: 1.20 miles per dollar
Apply

Citi Rewards Card open_in_new

Airmiles Local: 4 miles per dollar
Apply

Citi Cash Back+ Card open_in_new

Cashback Local Online Shopping: 1.60 %
Apply

 

Citi PremierMiles Card

Fancy exclusive benefits like complimentary Priority Pass airport lounge access, comprehensive travel insurance coverage, and miles that never expire? The Citi PremierMiles card is one of the top choices with only an entry-level minimum income requirement of $30,000 annually!

Citi Rewards Card

If you're more of a miles chaser, the Citi Rewards card is the go-to for many of us, particularly due to its pairing with the amaze cards that lets you earn 4 miles per dollar on virtually any spend, both local and overseas!

Even if you don't pair it with the amaze card, you can still earn 4 miles per dollar for online and in-store shopping, with the only downside being that you don't earn bonus points after hitting the cap of $1,000 per statement month.

The amaze and Citi Rewards pairing has been my main method of spending and even though I don't spend much, I've already earned enough miles for return flights to Japan! Thus, this is one of my most recommended cards till date.

Citi Cash Back+ Card

While miles cards are great, you'll often find yourself not being able to earn miles when spending outside of eligible categories. This is where unlimited cashback cards like the Citi Cash Back+ Card come in! 

It gives you 1.6% cashback on virtually all spending so you don't have to worry too much about spending categories. A must-have type of card for any credit card user!


Standard Chartered Credit Cards

Standard Chartered Credit Cards

Sign up for a Standard Chartered credit card, meet the spending requirements, and receive S$380 Cash via PayNow!

Standard Chartered Smart Credit Card open_in_new

Airmiles Transport: 5.60 miles per dollar
Apply
Apply

 

Standard Chartered Smart Credit Card

Chances are, most of us take public transport to work, which is why getting a rebate for transport spending is quite important as it adds up quickly. Luckily, the Standard Chartered Smart Credit Card is hands down the best transport card in Singapore right now with a whopping 5.6 miles per dollar on public transport spending or 6% cashback!

Plus if you shop at or pay for any of these brands:

  • Burger King, KFC, Mcdonald’s, Subway
  • Toast Box, Ya Kun Kaya Toast
  • Disney+, Netflix, Spotify, Youtube

You'll also get 5.6 miles per dollar or 6% cashback in equivalent points! It's easy to see why this card is in my wallet.

Standard Chartered Simply Cash Credit Card

While the Citi Cash Back+ gives 1.6% cashback, which is higher than the Standard Chartered Simply Cash at 1.5% cashback for virtually all spending, I would recommend the Simply Cash credit card as it does not require SMS redemption.


Best Credit Card Starter Combination to Earn $780

Thanks to the SingSaver sign-up promotions, signing up for one card from each bank can get you up to $780, $400 from Citi, and $380 from Standard Chartered!

To qualify, you'll need to spend $500 on each bank's credit card within 30 days of approval. So what's the recommended combination to get you started?

For most, I would recommend the Citi Rewards Credit Card and the Standard Chartered Simply Cash Credit Card! This lets you cover the widest range of spending categories with the Citi Rewards Credit Card paired with amaze while the Simply Cash credit card can come as a back-up for categories that the Citi Rewards + amaze pairing doesn't cover.

Of course, you may choose any Citi and Standard Chartered credit card pairing you like. 

But before you sign up, make sure to read on about how to maximise your chances in SingSaver's Cash Quest Giveaway for $50,000 in cash!


SingSaver Cash Quest Giveaway

From now until 22 December 2024, SingSaver is running a special giveaway, the SingSaver Cash Quest Giveaway where you can win up to $50,000 in addition to the regular sign-up bonuses! Plus, with the newly launched SingSaver app, applying for SingSaver products has never been easier.

SINGSAVE_SUPERSAVER_AUG-CAMPAIGN_IN-BLOG-ARTICLE_800x250

🪙SingSaver Cash Quest🪙Get a chance to win S$50,000 when you apply for participating products. Applying for multiple products means more Cash Quest Chances! Plus, download the SingSaver App and log in with the same email used during product application to earn 20 additional chances. Valid till 22 December 2024. T&Cs apply.

 


Here’s all you need to know about the SingSaver Cash Quest Giveaway!

How to Participate in the SingSaver Cash Quest Giveaway

Step 1: Sign Up

Create a SingSaver Account and consent to receive direct marketing messages from SingSaver.

*Do remember to use the same email to log in and apply for product(s).

Step 2: Apply & Earn Chances

Apply for an Eligible Product(s) from SingSaver between November 6th and December 22nd, 2024.

Step 3: Submit The Rewards Form

Submit the SingSaver Rewards Redemption Form within the first 14 days after applying. You will receive the link in your email after you apply for a product.

How to Increase Your Chances of Winning $50,000

Each product that you apply for entitles you to a certain number of lucky draw chances as follows:

Product

Lucky Draw Chances

Credit Card

10

Apply 2 or more product applications (same product type, different provider | same provider, different product type)

10 additional chances

When you download the brand new SingSaver mobile app and sign up or log in with your registered SingSaver email

20 additional chances

As you can see, applying for multiple products gives you 10 additional chances for every additional product you apply for! 


Apply through the SingSaver Mobile App For More Chances

Did you know that you can now sign up for products quickly with the new SingSaver mobile app? That’s right!

If you already have a SingSaver account, you can apply directly for credit cards, personal loans, and more seamlessly with the SingSaver Mobile App

Plus, you get an additional 20 chances to win when you download our brand new SingSaver mobile app and sign up or log in with your registered SingSaver email!

To qualify for the SingSaver Cash Quest Giveaway, simply click on the banner and apply for your desired products to stand a chance to win!

Otherwise, you directly head to the SingSaver website, sign in, and apply for any product to participate in the lucky draw.

Example of How To Calculate Your Chances to Win!

To illustrate, if you apply for an SCB Simply Cash Card and Citi Rewards Card, and sign up for the SingSaver mobile app, you will get:

  • 10 chances for each credit card (Total: 20)
  • Additional 10 chances for applying for two products
  • Additional 20 chances for downloading the SingSaver mobile app and sign up or log in with your registered SingSaver email
  • Grand total: 50 chances!

SINGSAVE_SUPERSAVER_AUG-CAMPAIGN_IN-BLOG-ARTICLE_800x250

🪙SingSaver Cash Quest🪙Get a chance to win S$50,000 when you apply for participating products. Applying for multiple products means more Cash Quest Chances! Plus, download the SingSaver App and log in with the same email used during product application to earn 20 additional chances. Valid till 22 December 2024. T&Cs apply.

 

At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.

FINANCIAL TIP:

Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences!