Standard Chartered Smart Credit Card
The Standard Chartered Smart Credit Card is a great option to have if you frequent fast-food outlets, pay for digital subscriptions or commute regularly on bus or MRT. Cashback is earned in the form of Rewards Points, which you can redeem for 6% cashback. With zero annual fees and no minimum spend requirements, it is the perfect card to have for everyday spending.
Standard Chartered Smart Credit Card
Quick facts
- No cash advance fee.
- No annual fee.
- Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
Things To Consider
- Bonus air miles
- Public transportation
- Installment
Benefits
Cashback Local
6 %
Cashback Base Rate
0.5 %
Cashback Overseas
0.5 %
Eligibility
Minimum Age
21 years old
Minimum Annual Income
S$ 30000
Monthly Spend Required
None
Singsaver rewards
offers
- Get 10x chances to win S$50,000 Cash!
terms_and_conditions
offers
- Up to S$1,350 Cash
terms_and_conditions
offers
- S$240 Cash via PayNow
terms_and_conditions
offers
- Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)
- S$280 Lazada Vouchers
- Flujo BEA Office Chair (worth S$549)
terms_and_conditions
offers
- Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
- Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
terms_and_conditions
Intro offers
offers
- Porsche Taycan Electric
terms_and_conditions
Fees
Annual Fee Waiver
No Annual Fee
Annual Fee
No Annual Fee
Foreign Currency Transaction Fee
3.5 %
Cash Advance Service Charge
S$ 15
Air Miles Conversion Fee
S$ 27
Repayment
Minimum Payment
S$ 50
Late Payment Charge
S$ 100
Interest on Purchase
23.9 %
Interest on Cash Advance
29.9 %
Interest Free Period
3 Months
Supported Payment Network
- VISA
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
on_provider_website