As the year draws to a close and holiday cheer fills the air, are you ready to embark on your dream getaway?
Picture this: snow-capped mountains, sun-kissed beaches, or bustling shopping districts – all waiting to be explored as December holiday destinations. But amid the excitement, a nagging thought lingers: what if the unexpected happens?
This guide will show you how to tailor travel insurance to your unique journey, whether you're planning a family extravaganza, chasing adrenaline rushes, or hunting for the ultimate bargains.
And here's the cherry on top: SingSaver's Around The World campaign is your golden ticket to unbeatable travel insurance deals. Plus, you might just win a year's worth of flights! Ready to turn your holiday dreams into unforgettable memories? Let's dive in!
Table of Contents
- Family vacationers
- Adventure seekers
- Holiday shoppers
- Budget travellers
- Individuals who periodically work abroad
- Travel tips for a smooth holiday experience
- Your 'ticket' to worry-free travels
Family Vacationers
Your Traveller Profile: Families or multigenerational groups seeking relaxing destinations like beach resorts, city explorations, or cruises.
Places to Visit
- Bali, Indonesia - Renowned for its beautiful beaches, iconic Tanah Lot temple perched on a rocky outcrop, and the lush Tegalalang Rice Terraces offering stunning landscapes.
- Gold Coast, Australia - Offers a perfect mix of world-class theme parks like Dreamworld and Movie World, along with the iconic Q1 building offering panoramic coastal views.
- Tokyo, Japan - Combines futuristic technology with a rich historical backdrop, featuring landmarks like the Tokyo Skytree, the traditional Senso-ji Temple, and the bustling Shibuya Crossing.
Coverage to Consider: Ensure coverage for medical emergencies and trip cancellations, and include family-friendly bundles covering kids and seniors.
Product Spotlight: MSIG Standard Plan (Family Plan)
- Up to S$1,000 coverage for travel delays for family plans
- Lump sum payment upon accidental death of a parent (elite and premier plans)
- Covers the cost of a relative to accompany children back to Singapore in emergencies
- Promotion: Enjoy the best price on MSIG Travel Insurance, receive up to S$40 via Paynow, and potentially win a year's worth of flights!
Source: Pexels
Adventure Seekers
Your Traveller Profile: Those looking for thrill activities like skiing, snowboarding, mountain trekking, or scuba diving.
Places to Visit
- Queenstown, New Zealand - The adventure capital of the world, featuring the iconic Skyline Gondola, adrenaline-pumping Kawarau Bridge Bungy, and scenic Lake Wakatipu.
- Patagonia, Argentina & Chile - Perfect for trekking and breathtaking landscapes, home to the majestic Torres del Paine National Park, the awe-inspiring Perito Moreno Glacier, and the picturesque Mount Fitz Roy.
- Swiss Alps, Switzerland - Ideal for winter sports enthusiasts, boasting world-renowned destinations like Zermatt with the iconic Matterhorn, the glamorous St. Moritz, and the charming village of Grindelwald.
Coverage to Consider: Coverage for injuries during sports activities, emergency medical evacuation from remote areas, and protection for specialised equipment like snowboards or mountain bikes.
Product Spotlight: Singlife Travel Plus
- Up to S$50,000 local medical expense cover
- S$2,000,000 cover for evacuation and repatriation
- Option to add coverage for adventurous water and winter sports
- Promotion: Get the best price on Singlife Travel Insurance, receive up to S$70 Lazada vouchers, and potentially win a year's worth of flights!
Holiday Shoppers
Your Traveller Profile: Individuals travelling to shop for gifts or unique finds in cities with Christmas markets or luxury shopping areas.
Places to Visit
- Paris, France - Known for its legendary shopping avenues, featuring the iconic Champs-Élysées with luxury boutiques, the historic Galeries Lafayette department store, and the trendy Le Marais district for unique finds
- Milan, Italy - A hub for fashion and luxury shopping, home to the stunning Galleria Vittorio Emanuele II shopping arcade, the high-end boutiques of Via Montenapoleone, and the bustling Corso Buenos Aires for more affordable options.
- London, England - Offers a mix of high-end and vintage stores, including the world-famous Harrods department store, the eclectic Camden Market, and the luxury shopping haven of Bond Street.
Coverage to Consider: Coverage for personal belongings in case of loss, theft, or damage and trip cancellation and delay cover.
Product Spotlight: Income Travel Insurance Classic Plan
- Up to S$3,000 coverage for loss of baggage
- S$1,000 coverage for baggage delay
- Purchase cover up to 1 day after departure from SG.
- Promotion: Receive S$10 Grab vouchers and possibly win a year's worth of flights with Income Travel Insurance!
Source: Pexels
Budget Travellers
Traveller Profile: Price-conscious travellers looking for the best places to travel in December on a budget. These often comprise backpackers or students, looking to keep costs low.
Places to Visit
- Bangkok, Thailand - Offers affordable food and vibrant culture, featuring the ornate Grand Palace complex, the bustling Chatuchak Weekend Market, and the iconic Wat Arun temple along the Chao Phraya River
- Hanoi, Vietnam - Known for its budget-friendly accommodations and rich history, home to the serene Hoan Kiem Lake, the historic Old Quarter with its narrow streets, and the Ho Chi Minh Mausoleum complex
- Bali, Indonesia - Provides beautiful experiences without breaking the bank, boasting the iconic Tanah Lot sea temple, the lush Tegalalang Rice Terraces, and the sacred Monkey Forest Sanctuary in Ubud.
Coverage to Consider: No-frills medical and emergency insurance and cost-effective coverage for unforeseen interruptions.
Product Spotlight: FWD Premium
- Up to S$6,000 coverage for medical expenses in Singapore
- Up to S$150 coverage for baggage delay
- Covers loss of travel documents, passports and theft of money.
- Promotion: Best price on FWD Travel Insurance and up to S$40 Lazada vouchers on annual trip policy.
Individuals Who Periodically Work Abroad
Your Traveller Profile: Employees with remote working arrangements, short-term digital nomads, or those travelling for projects abroad.
Places to visit
- Chiang Mai, Thailand - A digital nomad haven with affordable living costs and excellent internet infrastructure, featuring the historic Old City with its ancient temples, the trendy Nimman area filled with co-working spaces, and the serene Doi Suthep mountain overlooking the city
- Lisbon, Portugal - Offers a high quality of life for remote workers with a vibrant tech scene, home to the iconic São Jorge Castle, the bustling Time Out Market for diverse culinary experiences, and the picturesque Alfama district with its narrow, winding streets
- Medellin, Colombia - A rapidly growing tech hub with a spring-like climate year-round, boasting the innovative Parque Arví nature reserve accessible by cable car, the vibrant Comuna 13 district known for its street art, and the modern El Poblado area popular among digital nomads.
Coverage to Consider: Loss or theft of personal belongings such as work equipment and trip disruptions due to sudden changes.
Product Spotlight: Starr TraveLead Comprehensive with COVID-19 Coverage (Bronze Plan)
- Up to S$1,400 coverage for loss of laptop
- S$1,000 coverage for equipment like cameras
- S$200 claim for missed travel connections.
- Promotion: Best price on Starr Travel Insurance. Also, win a S$40 Grab voucher instantly upon checkout and potentially a year's worth of flights.
Travel Tips for a Smooth Holiday Experience
Before you embark on your year-end adventure, consider these essential tips to ensure a smooth and enjoyable trip:
Leverage Credit Card Concierge Services
Many premium credit cards offer free concierge services that can help with travel planning. They can assist with restaurant reservations and event tickets and even help during travel emergencies. This service is often underutilised but can be incredibly valuable, especially in unfamiliar destinations.
Use Google Maps Offline
Download Google Maps for your destination before you travel. In the app, search for your destination, tap the bottom info bar, select 'Download', and choose the area you want. This allows you to navigate without using data or when you don't have internet access.
Learn Basic Sign Language
Learning a few basic signs in international sign language can be incredibly helpful. Unlike spoken languages that vary greatly, many sign language gestures are similar across cultures. Basic signs for "water," "bathroom," or "help" can be universal communication tools
Your 'Ticket' to Worry-Free Travels
As we conclude our December Year-End Travel and Insurance Guide for 2024, remember that a successful holiday hinges on careful planning and comprehensive protection. Your search for the best holiday destinations in December - whether you're setting off on a family adventure, chasing thrills in exotic locales, or indulging in a shopping spree - there's an ideal insurance plan crafted just for your needs.
SingSaver's Around The World campaign not only offers the best travel insurance deals but also the thrilling chance to win a year's worth of flights. This could be your ticket to exploring more destinations in the coming year.
May your year-end travels be filled with joy, discovery, and the peace of mind that comes from being protected every step of the way. Wishing you happy and safe travels!
Read More:
Zurich Travel Insurance Review 2024 Singapore
Singtel Travel Insurance Review: Coverage and Connectivity Combined
UOI Travel Insurance Review 2024
How to Claim Great Eastern Travel Insurance (2024 Guide)
Back to Blog 
