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Best Travel Credit Cards With Annual Fee Waivers in Singapore 2024

In Singapore, the Best Travel Credit Cards with Annual Fee Waivers provide a cost-effective way to earn rewards on travel expenses. Cardholders can accumulate points or miles on flights, hotels, and dining without paying extra charges. With added perks like travel insurance and airport lounge access, these cards enhance the travel experience for frequent and occasional travellers alike.
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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

OCBC Rewards Credit Card

OCBC Rewards Credit Card

Airmiles Local Online Shopping
4  miles per dollar
info
Airmiles Retail
4  miles per dollar
Minimum Annual Income
S$ 30,000

Things to consider for this product:

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Retail rebate

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Online shopping rebate

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Gift: Apple product

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No monthly spend required

Winner - Travel Credit Card of the Year by The Digital Banker Winner - Best Travel Credit Card by TripZilla
Maybank Horizon Visa Signature Card

Maybank Horizon Visa Signature Card

Airmiles Local
1.2  miles per dollar
info
Airmiles Overseas
2.8  miles per dollar
info
Monthly Spend Required
S$ 800  per month
info

2 Offers Available

Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer
S$200 cashback
S$200 cashback

Valid until

30 November 2024

Welcome Offer
10,000 KrisFlyer miles
10,000 KrisFlyer miles

Valid until

30 November 2024

Things to consider for this product:

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Overseas/Foreign spend

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Air tickets

check

Dining

remove

Rebate cap applied

KrisFlyer UOB Credit Card

KrisFlyer UOB Credit Card

Airmiles Travel
3  miles per dollar
info
Airmiles Local
3  miles per dollar
info
Airmiles Overseas
3  miles per dollar

2 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer
S$50 Cash via PayNow
S$50 Cash via PayNow

Valid until

30 November 2024

Things to consider for this product:

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Bonus air miles

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Unlimited air miles

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Annual Fee waiver

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Monthly spend required

Fastest Cash Fulfillment
Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

Airmiles Overseas
2.9  miles per dollar
info
Airmiles Local
0.29  miles per dollar
Monthly Spend Required
None

5 Offers Available

SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

Highest Cash Reward; 4 Weeks Fulfilment
S$240 Cash via PayNow
S$240 Cash via PayNow

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
S$280 Lazada Vouchers
S$280 Lazada Vouchers

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Flujo BEA Office Chair (worth S$549)
Flujo BEA Office Chair (worth S$549)

Valid until

01 December 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up

+ 1 other gift options

Valid until

01 December 2024

SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Porsche Taycan Electric

Valid until

28 February 2025

Things to consider for this product:

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Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

Airmiles Overseas
Up to 3  miles per dollar
Airmiles Local
1.4  miles per dollar
Monthly Spend Required
None

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer
S$50 Cash via PayNow
S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer
38,000 miles with 1st year annual fee waived
38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles World MasterCard

UOB PRVI Miles World MasterCard

Airmiles Overseas
Up to 3  miles per dollar
Airmiles Local
1.4  miles per dollar
Airmiles Retail
1.4  miles per dollar

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer
S$50 Cash via PayNow
S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer
38,000 miles with 1st year annual fee waived
38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

UOB PRVI Miles Visa Card

UOB PRVI Miles Visa Card

Airmiles Overseas
Up to 3  miles per dollar
Airmiles Local
1.4  miles per dollar
Monthly Spend Required
None

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer
S$50 Cash via PayNow
S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer
38,000 miles with 1st year annual fee waived
38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

DBS Altitude Visa Signature Card

DBS Altitude Visa Signature Card

Airmiles Overseas
Up to 5  miles per dollar
info
Airmiles Local
Up to 1.3  miles per dollar
Monthly Spend Required
None

3 Offers Available

Welcome Offer
Up to 5 miles per dollar on online travel bookings or foreign spend
Up to 5 miles per dollar on online travel bookings or foreign spend

Valid until

31 January 2025

Welcome Offer
30,000 miles
30,000 miles

Valid until

31 January 2025

Welcome Offer
20,000 miles + annual fee waiver
20,000 miles + annual fee waiver

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

check

Unlimited air miles

DBS Altitude American Express Card

DBS Altitude American Express Card

Airmiles Overseas
Up to 5  miles per dollar
info
Airmiles Local
Up to 1.3  miles per dollar
Monthly Spend Required
None

3 Offers Available

Welcome Offer
Up to 5 miles per dollar on online travel bookings or foreign spend
Up to 5 miles per dollar on online travel bookings or foreign spend

Valid until

31 January 2025

Welcome Offer
35,000 miles
35,000 miles

Valid until

31 January 2025

Welcome Offer
25,000 miles + annual fee waiver
25,000 miles + annual fee waiver

Valid until

31 January 2025

Things to consider for this product:

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Bonus air miles

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Airport lounge

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No expiry air miles

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Unlimited air miles

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Overseas
2.1  miles per dollar
Airmiles Local
1.3  miles per dollar
Airmiles Hotel Booking
Up to 7  miles per dollar
info

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

Best overseas cashback in Singapore Fastest Rewards Fulfilment
Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Overseas
2.2  miles per dollar
Airmiles Local
1.2  miles per dollar
Airport Lounge Access
2  visits per year*
info

4 Offers Available

SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

Highest Cash Reward; 4 Weeks Fulfilment
S$400 Cash via PayNow
S$400 Cash via PayNow

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Dyson Supersonic™ hair dryer (worth S$649)
Dyson Supersonic™ hair dryer (worth S$649)

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 10th Gen WiFi 64GB (worth S$499)
Apple iPad 10th Gen WiFi 64GB (worth S$499)

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
58,000 yuu Points (worth S$580 when you redeem yuu SuperDupers or 16,111 miles)
58,000 yuu Points (worth S$580 when you redeem yuu SuperDupers or 16,111 miles)

Valid until

01 December 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

Valid until

01 December 2024

Things to consider for this product:

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No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Highest combined miles rewards Fastest Cash Fulfillment
Standard Chartered Journey Credit Card (Annual Fee Paying)

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Overseas
2  miles per dollar
Airmiles Local
1.2  miles per dollar
Complimentary Travel Insurance
Up to S$500,000
info

6 Offers Available

SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

Highest Cash Reward; 4 Weeks Fulfilment
S$190 Cash + 45,000 miles
S$190 Cash + 45,000 miles

Valid until

01 December 2024

Highest Miles Reward
Up to 57,000 Miles
Up to 57,000 Miles

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver
S$200 Lazada Vouchers + 45,000 Miles
S$200 Lazada Vouchers + 45,000 Miles

Valid until

01 December 2024

Upgrade Your Rewards with a Simple Top-Up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up

+ 1 other gift options

Valid until

01 December 2024

SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Porsche Taycan Electric

Valid until

28 February 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Maybank Manchester United Platinum Visa Credit Card

Maybank Manchester United Platinum Visa Credit Card

Airmiles Local
Up to 2  miles per dollar
info
Airmiles Overseas
Up to 2  miles per dollar
info
Monthly Spend Required
None

Offer Available

Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer
S$200 cashback
S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

Maybank World Mastercard

Maybank World Mastercard

Airmiles Local
0.4  miles per dollar
Airmiles Overseas
0.4  miles per dollar
Monthly Spend Required
None

Offer Available

Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer
S$200 cashback
S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

Things To Consider
Monthly Spend Required
None
Quick Facts

Things to consider for this product:

check

Airport lounge

check

Bonus air miles

check

Overseas rebate

remove

Annual Fee required

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How does a Travel Credit Card with Annual Fee Waivers work?

A Travel Credit Card with Annual Fee Waivers works by offering its users the benefits and rewards of a traditional travel credit card without charging an annual fee. 

Cardholders can make purchases with the card and earn rewards such as travel points, miles, or cashback on eligible transactions. These rewards can be redeemed for travel-related expenses like flights, hotels, rental cars, and even other rewards or experiences. 

 

See Moreexpand_more
See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How to best use a Travel Credit Card with Annual Fee Waivers?

To best use a Travel Credit Card with Annual Fee Waivers, consider these specific tips tailored to travel benefits:

Travel-related expenses

Use the card for all your travel-related expenses, such as booking flights, hotels, rental cars, and dining while traveling. This ensures you earn rewards on these purchases without paying an annual fee.

 

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Who should use a Travel Credit Card with Annual Fee Waivers?

A Travel Credit Card with Annual Fee Waivers is an excellent choice for various individuals such as the ones listed here:

Casual travellers

Infrequent travelers who don't want to pay an annual fee but still want to earn rewards on their occasional travel expenses can benefit from this type of credit card.

 

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Things to look out for when choosing a Credit Card with Annual Fee Waivers

A Travel Credit Card with Annual Fee Waivers is an excellent choice for this list of individuals:

Rewards structure

Check the card's rewards program and earning rates for travel-related expenses. Ensure it offers rewards that match your travel habits and preferences.

 

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Frequently asked questions For Travel Credit Cards With Annual Fee Waivers 

What is a travel credit card?

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A travel credit card is a type of credit card designed to cater to the needs of travellers. 

These cards offer rewards and benefits that focus on travel-related expenses. Cardholders can earn rewards, such as points or miles, on travel purchases, and often receive additional travel perks like travel insurance, airport lounge access, concierge services, and more. Travel credit cards can be valuable tools for individuals who frequently travel for business or leisure, as they provide opportunities to earn rewards and enjoy travel-related benefits while making their travel experiences more enjoyable and cost-effective.

Do all travel credit cards have an annual fee?

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Most travel credit cards have an annual fee, with the exception of the HSBC Revolution Card. They can range from moderate to high, and they often offer more extensive travel benefits and rewards. Meanwhile for the HSBC Revolution Card, travellers are able to earn rewards and enjoy travel perks without the added cost of an annual fee.