Best Travel Credit Cards With Annual Fee Waivers in Singapore 2024
In Singapore, the Best Travel Credit Cards with Annual Fee Waivers provide a cost-effective way to earn rewards on travel expenses. Cardholders can accumulate points or miles on flights, hotels, and dining without paying extra charges. With added perks like travel insurance and airport lounge access, these cards enhance the travel experience for frequent and occasional travellers alike.
15 OCBC$ per S$1 earn rate is capped at 10,000 bonus OCBC$ cap per month.
OCBC$ awarded in blocks of S$5 charged per transaction.
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 30000
Winner - Travel Credit Card of the Year by The Digital BankerWinner - Best Travel Credit Card by TripZilla
Maybank Horizon Visa Signature Card
Airmiles Local
1.2 miles per dollar
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On dining, petrol, Grab or taxi rides and Agoda hotel bookings.
Airmiles Overseas
2.8 miles per dollar
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On foreign spend. 7X TREATS Points per S$1 spent, equivalent to 2.8 miles per dollar
Monthly Spend Required
S$ 800 per month
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Capped at 40,000 bonus TREATS Points on flight booking spending per calendar month.
2 Offers Available
Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Valid until
30 November 2024
Welcome Offer
S$200 cashback
Valid until
30 November 2024
Welcome Offer
10,000 KrisFlyer miles
Valid until
30 November 2024
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Things to consider for this product:
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Overseas/Foreign spend
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Air tickets
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Dining
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Rebate cap applied
Earn 2.8 air miles (7X TREATS Points) per S$1 spent on air tickets and in foreign currencies.
Earn 1.2 air miles (3X TREATS Points) per S$1 spent on all local shopping, groceries, dining, hotel bookings and more
Continue to earn TREATS Points (TP) on your insurance, private hospitals, utilities and education spend.
Fuel savings of 20.05% + 3X TREATS Points at Caltex stations with Diamond Sky Fuel card
Travel in comfort with complimentary access to selected VIP lounges
Air miles are only applicable if redemption is made on TREATS SG app
TREATS Points awarded calculated based on blocks of S$5.
TREATS Points expire after one year.
Welcome Offer
Gift Options
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account holders only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Promotion is valid for new Maybank credit cardmembers and CreditAble account holders only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
10,000 KrisFlyer Miles reward will be provided in the form of 25,000 TREATS Points
Promotion is valid until such date determined by Maybank at its absolute discretion
Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Airmiles Local
3 miles per dollar
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Everyday spend categories: dining, food delivery, online shopping, travel and transport, with at least S$800 annual spend on Singapore Airlines, Scoot, and/or KrisShop.
Airmiles Overseas
3 miles per dollar
2 Offers Available
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
Valid until
30 November 2024
SingSaver Exclusive Offer
S$50 Cash via PayNow
Valid until
30 November 2024
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Things to consider for this product:
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Bonus air miles
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Unlimited air miles
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Annual Fee waiver
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Monthly spend required
Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
No conversion fees.
More miles with every spend.
Uncapped 3 mpd on SIA and Scoot tickets, Kris+, dining, food delivery, online shopping & travel, and transport.
Periodic discounts on KrisFlyer Experiences
Exclusive privileges on Scoot, KrisShop, Grab and more.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
Gift Options
S$1,000 Cash via PayNow
Daily Lucky Draw promotion runs from 1 November 2024, 09:00 AM SGT to 30 November 2024.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for participating UOB credit cards and make a min. spend of S$1,000 within the first 30 days of card approval to be eligible for 1x Lucky Draw Chance
1x eligible applicant per day will receive S$1,000 Cash
Daily Lucky Draw reward will be received on top of existing rewards
Promotion is stackable with other welcome offers from UOB (additional T&Cs apply)
Richest Offer in the Market; Exclusively on SingSaver
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)
Valid until
01 December 2024
Richest Offer in the Market; Exclusively on SingSaver
S$280 Lazada Vouchers
Valid until
01 December 2024
Richest Offer in the Market; Exclusively on SingSaver
Flujo BEA Office Chair (worth S$549)
Valid until
01 December 2024
Upgrade Your Rewards with a Simple Top-Up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
+ 1 other gift options
Valid until
01 December 2024
SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Valid until
28 February 2025
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Things to consider for this product:
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Overseas rebate
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No monthly spend required
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Travel insurance
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Rebate cap applied
Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.
Up to 5X reward points for every S$1 spent on dining transactions.
1 reward point for every S$1 spent on all eligible spend.
No min. spend required, 1 year annual fee waiver.
Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.
Read our full review of the Standard Chartered Rewards+ Credit Card.
Additional reward points are capped at 20,000 points per year.
Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.
SingSaver Cash Quest Giveaway
Gift Options
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for participating Standard Chartered credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
Download the SingSaver App and complete a verified login using the same SingSaver account used to apply for an Eligible Product to receive an additional 20 Cash Quest Chances on top of the existing chances received.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
Promotion is not stackable with other welcome offers from Standard Chartered.
Richest Offer in the Market; Exclusively on SingSaver
Gift Options
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249); or
S$280 Lazada Vouchers; or
Flujo BEA Office Chair (worth S$549)
Promotion is valid until 1 December 2024.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Promotion is not stackable with other welcome offers from Standard Chartered.
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
Valid until
30 November 2024
SingSaver Exclusive Offer
S$50 Cash via PayNow
Valid until
30 November 2024
Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
Valid until
31 December 2024
Welcome Offer
38,000 miles with 1st year annual fee waived
Valid until
31 December 2024
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Things to consider for this product:
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Bonus air miles
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Unlimited air miles
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Travel insurance
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No monthly spend required
Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
PRVI Miles Amex Exclusive: 20,000 loyalty miles with min. S$50,000 annual spend
PRVI Miles Amex Exclusive: Up to 8 complimentary airport transfers annually with min. S$1,000 overseas spend per quarter
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
2 year points expiry.
Annual fee of S$261.60
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
Gift Options
S$1,000 Cash via PayNow
Daily Lucky Draw promotion runs from 1 November 2024, 09:00 AM SGT to 30 November 2024.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for participating UOB credit cards and make a min. spend of S$1,000 within the first 30 days of card approval to be eligible for 1x Lucky Draw Chance
1x eligible applicant per day will receive S$1,000 Cash
Daily Lucky Draw reward will be received on top of existing rewards
Promotion is stackable with other welcome offers from UOB (additional T&Cs apply)
58,000 miles upon SMS registration and fulfilling spend requirement
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for new-to-UOB credit card members only.
Apply for participating UOB credit cards with SMS registration, pay the annual fee (S$261.60 incl. GST) and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 20,000 miles from first year annual fee payment and SMS registration
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. regional spend of S$2,000 per month for 2 consecutive months
SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport registered with UOB to 77862
SMS registration must be completed by 30 November 2024
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for the first 50 eligible new-to-UOB credit cardmembers per month during the promotional period
Apply for participating UOB credit cards with 1st year annual fee waived and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. overseas spend of S$2,000 per month for 2 consecutive months
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
Valid until
30 November 2024
SingSaver Exclusive Offer
S$50 Cash via PayNow
Valid until
30 November 2024
Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
Valid until
31 December 2024
Welcome Offer
38,000 miles with 1st year annual fee waived
Valid until
31 December 2024
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Things to consider for this product:
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Bonus air miles
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Unlimited air miles
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Travel insurance
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No monthly spend required
Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
Gift Options
S$1,000 Cash via PayNow
Daily Lucky Draw promotion runs from 1 November 2024, 09:00 AM SGT to 30 November 2024.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for participating UOB credit cards and make a min. spend of S$1,000 within the first 30 days of card approval to be eligible for 1x Lucky Draw Chance
1x eligible applicant per day will receive S$1,000 Cash
Daily Lucky Draw reward will be received on top of existing rewards
Promotion is stackable with other welcome offers from UOB (additional T&Cs apply)
58,000 miles upon SMS registration and fulfilling spend requirement
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for new-to-UOB credit card members only.
Apply for participating UOB credit cards with SMS registration, pay the annual fee (S$261.60 incl. GST) and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 20,000 miles from first year annual fee payment and SMS registration
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. regional spend of S$2,000 per month for 2 consecutive months
SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport registered with UOB to 77862
SMS registration must be completed by 30 November 2024
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for the first 50 eligible new-to-UOB credit cardmembers per month during the promotional period
Apply for participating UOB credit cards with 1st year annual fee waived and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. overseas spend of S$2,000 per month for 2 consecutive months
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
S$1,000 Cash via PayNow
Valid until
30 November 2024
SingSaver Exclusive Offer
S$50 Cash via PayNow
Valid until
30 November 2024
Welcome Offer
58,000 miles upon SMS registration and fulfilling spend requirement
Valid until
31 December 2024
Welcome Offer
38,000 miles with 1st year annual fee waived
Valid until
31 December 2024
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Things to consider for this product:
check
Bonus air miles
check
Unlimited air miles
check
Travel insurance
check
No monthly spend required
Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60
S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver
Gift Options
S$1,000 Cash via PayNow
Daily Lucky Draw promotion runs from 1 November 2024, 09:00 AM SGT to 30 November 2024.
Promotion is valid for new-to-UOB credit cardmembers only.
Apply for participating UOB credit cards and make a min. spend of S$1,000 within the first 30 days of card approval to be eligible for 1x Lucky Draw Chance
1x eligible applicant per day will receive S$1,000 Cash
Daily Lucky Draw reward will be received on top of existing rewards
Promotion is stackable with other welcome offers from UOB (additional T&Cs apply)
58,000 miles upon SMS registration and fulfilling spend requirement
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for new-to-UOB credit card members only.
Apply for participating UOB credit cards with SMS registration, pay the annual fee (S$261.60 incl. GST) and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 20,000 miles from first year annual fee payment and SMS registration
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. regional spend of S$2,000 per month for 2 consecutive months
SMS PMAF <space> last 4 alphanumeric characters of NRIC/passport registered with UOB to 77862
SMS registration must be completed by 30 November 2024
Welcome Offer promotion is valid until 31 December 2024.
Promotion is valid for the first 50 eligible new-to-UOB credit cardmembers per month during the promotional period
Apply for participating UOB credit cards with 1st year annual fee waived and spend at least S$2,000 per month for 2 consecutive months from card approval date to be eligible for reward
Receive 26,000 miles from S$2,000 min. spend per month for 2 consecutive months from card approval date
Receive 12,000 miles with min. overseas spend of S$2,000 per month for 2 consecutive months
On Overseas Spend, for a limited time (T&Cs apply, valid until 31 Dec 2024). Must register on DBS PayLah! app.
Airmiles Local
Up to 1.3 miles per dollar
Monthly Spend Required
None
3 Offers Available
Welcome Offer
Up to 5 miles per dollar on online travel bookings or foreign spend
Valid until
31 January 2025
Welcome Offer
30,000 miles
Valid until
31 January 2025
Welcome Offer
20,000 miles + annual fee waiver
Valid until
31 January 2025
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Things to consider for this product:
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Bonus air miles
check
Airport lounge
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No expiry air miles
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Unlimited air miles
Up to 1.3 miles per S$1 spent locally, including bus and train rides.
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide.
Read our full review of the DBS Altitude Card.
Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Welcome Offer
Gift Options
Up to 5 miles per dollar on online travel bookings or foreign spend
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
On Overseas Spend, for a limited time (T&Cs apply, valid until 31 Dec 2024). Must register on DBS PayLah! app.
Airmiles Local
Up to 1.3 miles per dollar
Monthly Spend Required
None
3 Offers Available
Welcome Offer
Up to 5 miles per dollar on online travel bookings or foreign spend
Valid until
31 January 2025
Welcome Offer
35,000 miles
Valid until
31 January 2025
Welcome Offer
25,000 miles + annual fee waiver
Valid until
31 January 2025
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Things to consider for this product:
check
Bonus air miles
check
Airport lounge
check
No expiry air miles
check
Unlimited air miles
Up to 1.3 miles per S$1 spent locally, including bus and train rides.
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
Read our full review of the DBS Altitude Card.
Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
Welcome Offer
Gift Options
Up to 5 miles per dollar on online travel bookings or foreign spend
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
Welcome Offer promotion is valid until 31 January 2025.
Promotion is valid for new DBS credit cardmembers only.
Apply and get approval for the DBS Altitude American Express® or Visa Signature Card, then register for the promotion in the month(s) of your choice on the DBS PayLah! app and make a min. spend of S$1,000 from the date of registration till the end of the same month on the card to be eligible for up to 5 miles per dollar rate.
Register and fulfil the spend requirement during the month of October to be eligible for up to 5 miles per dollar on online travel bookings
Register and fulfil the spend requirement during the months of November and December to be eligible for up to 5 miles per dollar on foreign spend
DBS PayLah! app registrations are limited to 10,000 per month.
Promotion is stackable with SingSaver Exclusive promotion.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
SingSaver Cash Quest Giveaway
Gift Options
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for participating Citi credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
Download the SingSaver App and complete a verified login using the same SingSaver account used to apply for an Eligible Product to receive an additional 20 Cash Quest Chances on top of the existing chances received.
Highest combined miles rewardsFastest Cash Fulfillment
Standard Chartered Journey Credit Card (Annual Fee Paying)
Airmiles Overseas
2 miles per dollar
Airmiles Local
1.2 miles per dollar
Complimentary Travel Insurance
Up to S$500,000
info
45% off MSIG TravelEasy Insurance
6 Offers Available
SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
Valid until
22 December 2024
Highest Cash Reward; 4 Weeks Fulfilment
S$190 Cash + 45,000 miles
Valid until
01 December 2024
Highest Miles Reward
Up to 57,000 Miles
Valid until
01 December 2024
Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Valid until
01 December 2024
Richest Offer in the Market; Exclusively on SingSaver
S$200 Lazada Vouchers + 45,000 Miles
Valid until
01 December 2024
Upgrade Your Rewards with a Simple Top-Up
Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
+ 1 other gift options
Valid until
01 December 2024
SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Valid until
28 February 2025
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Things to consider for this product:
check
Bonus air miles
check
No expiry air miles
check
Airport lounge
check
Travel insurance
Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.
SingSaver Cash Quest Giveaway
Gift Options
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for participating Standard Chartered credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
Download the SingSaver App and complete a verified login using the same SingSaver account used to apply for an Eligible Product to receive an additional 20 Cash Quest Chances on top of the existing chances received.
Maybank Manchester United Platinum Visa Credit Card
Airmiles Local
Up to 2 miles per dollar
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When Manchester United Wins a Premier Leage Match, otherwise earn 0.4 miles per dollar.
Airmiles Overseas
Up to 2 miles per dollar
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When Manchester United Wins a Premier Leage Match, otherwise earn 0.4 miles per dollar.
Monthly Spend Required
None
Offer Available
Welcome Offer
Samsonite ENOW Spinner 69/25 EXP (worth S$570)
Valid until
30 November 2024
Welcome Offer
S$200 cashback
Valid until
30 November 2024
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Things to consider for this product:
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Local spending rebate
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No monthly spend required
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No rebate cap
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Travel insurance
Earn 1% unlimited cashback and 1X TREATS Points (0.4 miles per dollar) on all transactions.
Earn up to 3% cashback and 5X TREATS Points when Manchester United Wins a Premier League match.
No minimum spend and no cashback cap.
Stand a chance to win a trip for 2 to watch Manchester United live every football season.
Complimentary travel insurance coverage of up to S$300,000.
TREATS Points awarded calculated based on blocks of S$5.
TREATS Points expire after one year.
Welcome Offer
Gift Options
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account holders only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Earn 10X TREATS Points (4 miles) per S$1 spent at specially selected retail stores, restaurants, and all petrol stations islandwide+.
Get up to 20.05% savings on petrol.
Complimentary green fees at world-class golf fairways.
Complimentary enrolment into Rewards Infinite Programme: TREATS Points never expire.
Free air miles conversion
Complimentary Plaza Premium airport lounge access with a minimum charge of S$1,000 in a single retail transaction.
Complimentary travel insurance coverage of up to S$1,000,000 when air tickets/travel packages are charged in full to the card.
TREATS Points awarded calculated based on blocks of S$5.
Annual income requirement: S$80,000.
Annual fee: S$240 (waived for first year only)
Welcome Offer
Gift Options
Samsonite ENOW Spinner 69/25 EXP (worth S$570); or
S$200 cashback
Promotion is valid for new Maybank credit cardmembers and CreditAble account holders only
Apply and get approved for a new Maybank credit card and accumulate at least S$650 of credit card spend and/or CreditAble account withdrawals every month for 2 consecutive months from card approval date to be eligible for rewards
Promotion is valid until such date determined by Maybank at its absolute discretion
Unlimited access to 1,300 airport lounges worldwide, for you and a guest.
Earn 2.4 air miles per S$1 spent in foreign currency, and 1.4 air miles per S$1 spent locally.
Bonus 15,000 air miles upon renewal with min. S$100,000 spend within membership year.
Waiver of miles conversion fees.
Complimentary welcome drinks and up to 50% off at select Michelin-starred and fine dining restaurants.
Complimentary 2 x S$5 GrabGifts vouchers monthly.
Travel with peace of mind with up to S$1,000,000 Travel Personal Accident Insurance coverage.
24/7 UOB Visa Infinite Concierge for your banking and lifestyle needs.
No annual fee waiver
Terms and Conditions :
Installment Processing Fee : From 3 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 120000
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Gift Options
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Terms & Conditions
See All Prizes
8x Apple iPad (each worth $679)
8x Dyson AirwrapTM styler (each worth $849)
8x Nintendo Switch OLED (each worth $549)
8x Playstation®5 consoles (each worth $799)
How does a Travel Credit Card with Annual Fee Waivers work?
A Travel Credit Card with Annual Fee Waivers works by offering its users the benefits and rewards of a traditional travel credit card without charging an annual fee.
Cardholders can make purchases with the card and earn rewards such as travel points, miles, or cashback on eligible transactions. These rewards can be redeemed for travel-related expenses like flights, hotels, rental cars, and even other rewards or experiences.
Despite not having an annual fee, the card may still have some transaction fees or interest rates, so it's essential for users to understand the terms and conditions to make the most of the benefits while minimising costs.
How to best use a Travel Credit Card with Annual Fee Waivers?
To best use a Travel Credit Card with Annual Fee Waivers, consider these specific tips tailored to travel benefits:
Travel-related expenses
Use the card for all your travel-related expenses, such as booking flights, hotels, rental cars, and dining while traveling. This ensures you earn rewards on these purchases without paying an annual fee.
Explore travel partnerships
Some travel credit cards with annual fee waivers may have partnerships with airlines, hotel chains, or travel booking platforms. Look for such partnerships to maximise your rewards when booking with these partners.
Consider transfer partners
If the card allows you to transfer rewards to travel loyalty programs (e.g., airline or hotel loyalty programs), assess the transfer options to get more value from your rewards. This involves understanding the minimum transfer block, the point-to-frequent flyer miles conversion rate, and the transfer fee per conversion.
Pro-tip: You might be able to pool your rewards points together from credit cards of the same issuing bank to maximise miles conversion. However, this is subject to each card’s T&Cs.
Who should use a Travel Credit Card with Annual Fee Waivers?
A Travel Credit Card with Annual Fee Waivers is an excellent choice for various individuals such as the ones listed here:
Casual travellers
Infrequent travelers who don't want to pay an annual fee but still want to earn rewards on their occasional travel expenses can benefit from this type of credit card.
Budget travellers
Those who travel on a budget and want to minimise costs while still earning rewards can take advantage of a travel credit card with annual fee waivers.
Travel beginners
Individuals who are new to travel credit cards and want to explore the benefits without committing to an annual fee can start with this type of card.
Complementary cardholders
If you already have a primary travel credit card with an annual fee, a travel card with annual fee waiver can serve as a supplementary card to maximise rewards on specific spending categories.
Infrequent credit card users
If you don't use a credit card frequently but want to have one for travel or emergency purposes, a travel card with annual fee waiver offers a cost-effective option.
Things to look out for when choosing a Credit Card with Annual Fee Waivers
A Travel Credit Card with Annual Fee Waivers is an excellent choice for this list of individuals:
Rewards structure
Check the card's rewards program and earning rates for travel-related expenses. Ensure it offers rewards that match your travel habits and preferences.
Redemption options
Review the redemption options available for your earned rewards. Look for flexibility in redeeming rewards for travel-related benefits like flights, hotel stays, or travel vouchers.
Travel partnerships
Some travel credit cards with annual fee waiver may have partnerships with specific airlines, hotels, or travel booking platforms. Consider such partnerships to maximize your rewards when booking with them.
Terms & conditions
Thoroughly read and understand the card's terms and conditions, including any specific details about the rewards program, redemption policies, and any potential limitations.
Frequently asked questions For Travel Credit Cards With Annual Fee Waivers
What is a travel credit card?
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A travel credit card is a type of credit card designed to cater to the needs of travellers.
These cards offer rewards and benefits that focus on travel-related expenses. Cardholders can earn rewards, such as points or miles, on travel purchases, and often receive additional travel perks like travel insurance, airport lounge access, concierge services, and more. Travel credit cards can be valuable tools for individuals who frequently travel for business or leisure, as they provide opportunities to earn rewards and enjoy travel-related benefits while making their travel experiences more enjoyable and cost-effective.
Do all travel credit cards have an annual fee?
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Most travel credit cards have an annual fee, with the exception of the HSBC Revolution Card. They can range from moderate to high, and they often offer more extensive travel benefits and rewards. Meanwhile for the HSBC Revolution Card, travellers are able to earn rewards and enjoy travel perks without the added cost of an annual fee.