0 Processing Fee All 0% Interest Rate Installment Cards Long Tenure Installment

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Best 0% Processing Fee Credit Cards in Singapore 2024

Credit cards with 0% processing fee are one of the most underrated credit cards you can get – especially if you prefer to Buy-Now-Pay-Later (BNPL) or have an upcoming big-ticket purchase you’d like to pay in instalments. These credit cards feature favourable 0% instalment plans with 0% processing fee, making them an attractive option for managing substantial transactions without causing immediate financial strain.

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0 Processing Fee All 0% Interest Rate Installment Cards Long Tenure Installment

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Feature

Offers available

Annual fee waiver

American Express

CIMB Bank

DBS

Maybank

Standard Chartered

UOB

UOB Visa Infinite Metal Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 120,000

Things to consider for this product:

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Airport lounge

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Bonus air miles

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Overseas rebate

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Annual Fee required

UOB Professionals Platinum Card

Installment Rate

0 %

Installment Tenure

Up to 12 months

Minimum Spend For Installment

S$ 500

Min. Annual Income

S$ 30,000

Things to consider for this product:

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Dining savings

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Petrol savings

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Annual Fee waiver

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Retail rebate

UOB UnionPay Platinum Card

Installment Rate

0 %

Installment Tenure

Up to 12 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 40,000

Things to consider for this product:

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Local spending rebate

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No monthly spend required

check

Petrol savings

remove

Rebate cap applied

Fastest Cash Fulfillment

Standard Chartered Smart Credit Card

Installment Rate

0 %

Installment Tenure

3 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

5 Offers Available

SingSaver Cash Quest Giveaway

Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

Highest Cash Reward; 4 Weeks Fulfilment

S$240 Cash via PayNow

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver

Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver

S$280 Lazada Vouchers

Valid until

01 December 2024

Richest Offer in the Market; Exclusively on SingSaver

Flujo BEA Office Chair (worth S$549)

Valid until

01 December 2024

Upgrade Your Rewards with a Simple Top-Up

Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up

+ 1 other gift options

Valid until

01 December 2024

SC Million Reasons to be Happier Promotion

Porsche Taycan Electric

Valid until

28 February 2025

Things to consider for this product:

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Bonus air miles

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Public transportation

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Installment

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No Annual Fee

Gift Options

Get 10x chances to win S$50,000 Cash!

Gift Options

S$240 Cash via PayNow

Gift Options

Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249); or
S$280 Lazada Vouchers; or
Flujo BEA Office Chair (worth S$549)

Gift Options

Save S$349 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or
Save S$319 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

Gift Options

Porsche Taycan Electric

DBS Live Fresh Student Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 100

info

Maximum combined of 10 transactions only.

Minimum Annual Income

None

Things to consider for this product:

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Mobile contactless rebate

check

Local spending rebate

check

No income required

remove

Rebate cap applied

American Express Platinum Card

Installment Rate

0 %

info

At participating Pay Small Merchants.

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 250

info

May differ with each participating merchant.

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

S$800 Statement Credits + Samsonite Choca Spinner 68/25 (worth S$700) + 10,000 Membership Rewards® Points

Valid until

02 December 2024

Things to consider for this product:

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Bonus air miles

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Dining savings

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Airport lounge

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Annual Fee required

Up to S$1,354 worth of travel, dining, and lifestyle credits inclusive of S$200 airline credits, S$400 global dining credits, S$400 lifestyle credits, S$204 entertainment credits, and S$150 fashion credits.
Indulge In Fine Hotels + Resorts Benefits Worth S$800.
Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
Gain instant status to higher tiers of leading hotel loyalty programs.
Complimentary Access into Tower Club.
Complimentary Weekend Parking at Great World City.
Membership Rewards Points never expire.
Up to 50% savings at premium dining locations with Love Dining by Platinum.
Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.
Annual fee: S$1,744 (inclusive of GST).
Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

UOB PRVI Miles American Express Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
PRVI Miles Amex Exclusive: 20,000 loyalty miles with min. S$50,000 annual spend
PRVI Miles Amex Exclusive: Up to 8 complimentary airport transfers annually with min. S$1,000 overseas spend per quarter
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
2 year points expiry.
Annual fee of S$261.60

Gift Options

S$1,000 Cash via PayNow

Gift Options

S$50 Cash via PayNow

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

American Express Platinum Credit Card

Installment Rate

0 %

info

At participating Pay Small Merchants.

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 250

info

May differ with each participating merchant.

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

Up to S$300 Statement Credits + 1,250 Membership Rewards® points

Valid until

02 December 2024

Things to consider for this product:

check

Unlimited air miles

check

Dining savings

remove

Annual Fee required

UOB Lady's Solitaire Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Min. Annual Income

S$ 120,000

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

UOB PRVI Miles Visa Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60

Gift Options

S$1,000 Cash via PayNow

Gift Options

S$50 Cash via PayNow

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

Maybank World Mastercard

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

Minimum Annual Income

S$ 80,000

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer

S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

KrisFlyer UOB Credit Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

2 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Things to consider for this product:

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Bonus air miles

check

Unlimited air miles

check

Annual Fee waiver

remove

Monthly spend required

Earn 3 KrisFlyer miles per S$1 on Singapore Airlines, Scoot, KrisShop and Kris+ purchases.
Earn up to 3 KrisFlyer miles per S$1 on dining, food delivery, online shopping, travel and transport spend.
Earn 1.2 KrisFlyer miles per S$1 on all other spend.
No cap on KrisFlyer miles earned.
Enjoy S$20 rebate on your KrisShop purchases with a minimum spend of S$120 nett in a single transaction.
Get rewarded 10,000 KrisFlyer miles when you renew your annual card membership.
Scoot exclusive benefits: Priority check-in and boarding, more baggage allowance, seat selection and booking flexibility waiver.
Complimentary travel insurance of up to S$500,000.
No conversion fees.
More miles with every spend.
Uncapped 3 mpd on SIA and Scoot tickets, Kris+, dining, food delivery, online shopping & travel, and transport.
Periodic discounts on KrisFlyer Experiences
Exclusive privileges on Scoot, KrisShop, Grab and more.
Read our full review of the KrisFlyer UOB Credit Card.
Min. annual spend of S$800 on Singapore Airlines Group to qualify for 3 KrisFlyer miles per S$1 earn rate.
Bonus miles earned from dining, food delivery, online shopping, travel, transport are only awarded within 2 months after the card membership year.

Maybank FC Barcelona Visa Signature Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

Minimum Annual Income

S$ 30,000

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer

S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Annual Fee waiver

check

No monthly spend required

check

No rebate cap

check

Overseas rebate

CIMB Visa Infinite Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

info

For 6 and 12-months tenures. S$1,000 for 24-month tenures.

Minimum Annual Income

S$ 120,000

Offer Available

Welcome Offer

Up to S$188 Cashback

Valid until

31 January 2025

Things to consider for this product:

check

No rebate cap

check

Airport lounge

check

Travel insurance

check

Annual Fee waiver

UOB Absolute Cashback Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

Offer Available

Welcome Offer

Samsonite EVOA Z Spinner 25" Exp (worth S$730)

Valid until

30 November 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Insurance rebate

check

Local spending rebate

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Installment Rate

0 %

info

At participating Pay Small Merchants.

Installment Tenure

Up to 24 months

Minimum Spend for Installment

S$ 250

info

May differ with each participating merchant.

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

2 Offers Available

Limited Time Offer (Stackable with Welcome Offer)

S$50 eCapitaVoucher

Valid until

02 December 2024

Stackable Welcome Offer

Up to 38,000 KrisFlyer miles

Valid until

02 December 2024

Things to consider for this product:

check

Unlimited air miles

check

Travel insurance

remove

Annual Fee required

Get an accelerated upgrade to KrisFlyer Elite Gold membership tier when you spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months upon Card approval.
Get a complimentary night stay at participating Hilton properties each year.
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency within the qualifying period.
Receive a Renewal Miles Redemption Voucher for 10,000 KrisFlyer miles after American Express receives payment of the renewal annual membership fee each year.
Earn 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines and Scoot flight bookings, and KrisShop purchases, with no cap.
Earn up to 2 KrisFlyer miles for every S$1 spent on eligible Grab Singapore transactions, up to S$200 spend in each calendar month.
Earn 1.2 KrisFlyer miles for every S$1 spent on all other eligible purchases, with no cap.
Hassle-free conversion with no transfer fee
Read our full review of the American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Annual fee: S$397.85 (inclusive of GST) must be paid to enjoy welcome offers.
Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

Gift Options

S$50 eCapitaVoucher

Gift Options

Up to 38,000 KrisFlyer miles

UOB EVOL Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

4 Offers Available

SingSaver Cash Quest Giveaway

Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer

GoPro HERO13 (worth S$590)

Valid until

30 November 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

check

Overseas in-store FX spend rebate

remove

Monthly spend required

remove

Rebate cap applied

Gift Options

Get 10x chances to win S$50,000 Cash!

Gift Options

S$1,000 Cash via PayNow

Gift Options

S$50 Cash via PayNow

Gift Options

GoPro HERO13 (worth S$590)

American Express Singapore Airlines Business Credit Card

Installment Rate

0 %

info

At participating Pay Small Merchants.

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 250

info

May differ with each participating merchant.

Minimum Annual Income

Conditional

Offer Available

Welcome Offer

33,000 HighFlyer points

Valid until

15 January 2025

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

UOB Visa Signature Card

Installment Rate

0 %

Installment Tenure

Up to 12 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 50,000

2 Offers Available

Welcome Offer

S$350 cash credit

Valid until

30 November 2024

Welcome Offer

AirPods Pro Gen 2 + 2x AirTag (worth S$439)

Valid until

30 November 2024

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Mobile contactless rebate

remove

Rebate cap applied

UOB Lady's Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Min. Annual Income

S$ 30,000

3 Offers Available

SingSaver Cash Quest Giveaway

Get 10x chances to win S$50,000 Cash!

Valid until

22 December 2024

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Things to consider for this product:

check

Local spending rebate

check

Installment

check

No monthly spend required

remove

Rebate cap applied

Gift Options

Get 10x chances to win S$50,000 Cash!

Gift Options

S$1,000 Cash via PayNow

Gift Options

S$50 Cash via PayNow

Maybank DUO Platinum Mastercard

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

Minimum Annual Income

S$ 30,000

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer

S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Petrol rebate

check

Overseas rebate

check

Travel insurance

check

Annual Fee waiver

UOB PRVI Miles World MasterCard

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 500

Minimum Annual Income

S$ 30,000

4 Offers Available

S$1,000 Cash Daily Lucky Draw; Exclusively on SingSaver

S$1,000 Cash via PayNow

Valid until

30 November 2024

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 November 2024

Welcome Offer

58,000 miles upon SMS registration and fulfilling spend requirement

Valid until

31 December 2024

Welcome Offer

38,000 miles with 1st year annual fee waived

Valid until

31 December 2024

Things to consider for this product:

check

Bonus air miles

check

Unlimited air miles

check

Travel insurance

check

No monthly spend required

Earn 3 miles per S$1 spend (UNI$7.5 per S$5 spend) on regional spend in Indonesia, Malaysia, Thailand, Vietnam, including online shopping on overseas website.
Earn 2.4 miles per S$1 spend (UNI$6 per S$5 spend) on other overseas spend, including online shopping on overseas websites.
Earn 1.4 miles per S$1 spend (UNI$3.5 per S$5 spend) on local spend.
4 complimentary lounge visits for principal cardholders.
Earn up to 6.6 miles per S$1 spend (UNI$16.5 per S$5 spend) on agoda and Expedia bookings via UOB PRVI Miles website.
Earn up to 6 bonus KrisFlyer miles for every S$1 spend if you also apply for a new KrisFlyer UOB Account.
Complimentary personal accident coverage and emergency medical assistance of up to S$500,000.
Choice to redeem for miles, cashback, or vouchers.
No minimum spend and no cap on earned miles
Annual fee of S$261.60

Gift Options

S$1,000 Cash via PayNow

Gift Options

S$50 Cash via PayNow

Gift Options

58,000 miles upon SMS registration and fulfilling spend requirement

Gift Options

38,000 miles with 1st year annual fee waived

UOB Preferred Platinum Visa Card

Installment Rate

0 %

Installment Tenure

Up to 12 months

Minimum Spend For Installment

S$ 500

Min. Annual Income

S$ 30,000

2 Offers Available

Welcome Offer

S$350 cash credit

Valid until

30 November 2024

Welcome Offer

AirPods Pro Gen 2 + 2x AirTag (worth S$439)

Valid until

30 November 2024

Things to consider for this product:

check

Online shopping rebate

check

Mobile contactless rebate

check

Installment

remove

Rebate cap applied

Maybank Manchester United Platinum Visa Credit Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

Minimum Annual Income

S$ 30,000

info

S$30,000 (Singaporean & PR) S$45,000 (Malaysian Citizen) S$60,000 (Foreigner).

Offer Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer

S$200 cashback

Valid until

30 November 2024

Things to consider for this product:

check

Local spending rebate

check

No monthly spend required

check

No rebate cap

check

Travel insurance

Winner - Travel Credit Card of the Year by The Digital Banker Winner - Best Travel Credit Card by TripZilla

Maybank Horizon Visa Signature Card

Installment Rate

0 %

Installment Tenure

Up to 24 months

Minimum Spend For Installment

S$ 300

Minimum Annual Income

S$ 30,000

info

S$30,000 (Singaporean & PR) S$45,000 (Malaysian Citizen) S$60,000 (Foreigner).

2 Offers Available

Welcome Offer

Samsonite ENOW Spinner 69/25 EXP (worth S$570)

Valid until

30 November 2024

Welcome Offer

S$200 cashback

Valid until

30 November 2024

Welcome Offer

10,000 KrisFlyer miles

Valid until

30 November 2024

Things to consider for this product:

check

Overseas/Foreign spend

check

Air tickets

check

Dining

remove

Rebate cap applied

Things to look out for when choosing a 0% Processing Fee Credit Card in Singapore

Credit card

- OCBC NXT Card

- Minimum amount: S$100 - S$1,000
- Processing fee: 0%
- Tenure: 3 or 6 months

See Moreexpand_more

How does a 0% Processing Fee Credit Card work?

A credit card with a 0% processing fee means no additional fees are charged on transactions made using the card. Typically, credit card companies charge a small percentage of the transaction amount as a processing fee to cover the cost of processing the payment. However, with a 0% processing fee credit card, this charge is waived, offering cardholders the benefit of saving money on their purchases.

How to best use a 0% Processing Fee Credit Card?

To make the most of a 0 Processing Fee Credit Card, follow these tips for optimal usage:

See Moreexpand_more

Who should use a 0% Processing Fee Credit Card?

A 0% Processing Fee Credit Card is a good fit for several types of individuals such as these:

See Moreexpand_more

Things to look out for when choosing a 0% Processing Fee Credit Card

Balance transfer terms
If the card offers a 0% processing fee on balance transfers, understand any balance transfer fees that may apply and the maximum amount you can transfer.

See Moreexpand_more

Why is there a credit card processing fee?

expand_more

A credit card processing fee is charged by credit card companies and payment processors to cover the costs involved in handling credit card transactions, such as interchange fees, network fees, payment processor costs, security measures, and customer support. It helps ensure a smooth and secure payment system for merchants and customers.

How much does it cost to process a credit card transaction?

expand_more

The cost to process a credit card transaction varies depending on factors like interchange fees, assessment fees, payment processor charges, card type, transaction volume, and business type. Generally, it can range from around 1.5% to 3.5% or more of the transaction amount. For regular credit cards, these charges typically refer to foreign transaction fees and payment processor fees from card networks Visa, Mastercard, and American Express.

That said, this processing fee imposed on credit cards with 0% instalment plans specifically applies to instalment plans.

Best 0% Processing Fee Credit Cards in Singapore 2024

UOB Visa Infinite Metal Card

Things to consider for this product:

Quick Facts

UOB Professionals Platinum Card

Things to consider for this product:

Quick Facts

UOB UnionPay Platinum Card

Things to consider for this product:

Quick Facts

Standard Chartered Smart Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

DBS Live Fresh Student Card

Things to consider for this product:

Quick Facts

American Express Platinum Card

Offer Available

Things to consider for this product:

Quick Facts

UOB PRVI Miles American Express Card

4 Offers Available

Things to consider for this product:

Quick Facts

American Express Platinum Credit Card

Offer Available

Things to consider for this product:

Quick Facts

UOB Lady's Solitaire Card

Things to consider for this product:

Quick Facts

UOB PRVI Miles Visa Card

4 Offers Available

Things to consider for this product:

Quick Facts

Maybank World Mastercard

Offer Available

Things to consider for this product:

Quick Facts

KrisFlyer UOB Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

Maybank FC Barcelona Visa Signature Card

Offer Available

Things to consider for this product:

Quick Facts

CIMB Visa Infinite Card

Offer Available

Things to consider for this product:

Quick Facts

UOB Absolute Cashback Card

Offer Available

Things to consider for this product:

Quick Facts

American Express Singapore Airlines KrisFlyer Ascend Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

UOB EVOL Card

4 Offers Available

Things to consider for this product:

Quick Facts

American Express Singapore Airlines Business Credit Card

Offer Available

Things to consider for this product:

Quick Facts

UOB Visa Signature Card

2 Offers Available

Things to consider for this product:

Quick Facts

UOB Lady's Card

3 Offers Available

Things to consider for this product:

Quick Facts

Maybank DUO Platinum Mastercard

Offer Available

Things to consider for this product:

Quick Facts