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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.
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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Minimum Annual Income
S$ 150,000
Annual Fee
S$ 599.5
info

Things to consider for this product:

check

Airport lounge

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Travel insurance

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Bonus air miles

remove

Monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

SingSaver Exclusive Offer
Apple AirPods 4th Gen (worth S$199)
Apple AirPods 4th Gen (worth S$199)

Valid until

31 March 2025

SingSaver Exclusive Offer
Stryv Color+ hair dryer (worth S$129)
Stryv Color+ hair dryer (worth S$129)

Valid until

31 March 2025

SingSaver Exclusive Offer
S$170 Shopee Voucher
S$170 Shopee Voucher

Valid until

31 March 2025

SingSaver Exclusive Offer
S$150 Cash via PayNow
S$150 Cash via PayNow

Valid until

31 March 2025

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

SingSaver Exclusive Offer
Apple AirPods 4th Gen (worth S$199)
Apple AirPods 4th Gen (worth S$199)

Valid until

31 March 2025

SingSaver Exclusive Offer
Stryv Color+ hair dryer (worth S$129)
Stryv Color+ hair dryer (worth S$129)

Valid until

31 March 2025

SingSaver Exclusive Offer
S$170 Shopee Voucher
S$170 Shopee Voucher

Valid until

31 March 2025

SingSaver Exclusive Offer
S$150 Cash via PayNow
S$150 Cash via PayNow

Valid until

31 March 2025

Things to consider for this product:

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No expiry air miles

check

Unlimited air miles

remove

No monthly spend required

Citi Prestige Card

Citi Prestige Card

Airmiles Local
1.3  miles per dollar
info
Airmiles Overseas
2  miles per dollar
info
Min. Annual Income
S$ 120,000
Annual Fee
S$ 545
info

3 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

Highest Cash Reward; 4 Weeks Fulfilment
S$400 Cash via PayNow
S$400 Cash via PayNow

Valid until

31 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

Valid until

31 March 2025

Things to consider for this product:

check

Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

check

Complimentary Limo Rides

OCBC Voyage Card

OCBC Voyage Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Min. Annual Income
S$ 120,000
Annual Fee
S$ 497.06
info

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

(Creatory Exclusive) Citi Prestige Card

(Creatory Exclusive) Citi Prestige Card

Airmiles Local
1.3  miles per dollar
info
Airmiles Overseas
2  miles per dollar
info
Min. Annual Income
S$ 120,000
Annual Fee
S$ 545
info

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Fast Fulfillment Rewards) Citi Prestige Card

(Fast Fulfillment Rewards) Citi Prestige Card

Airmiles Local
1.3  miles per dollar
info
Airmiles Overseas
2  miles per dollar
info
Min. Annual Income
S$ 120,000
Annual Fee
S$ 545
info

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

Highest Cash Reward; 4 Weeks Fulfilment
S$400 Cash via PayNow
S$400 Cash via PayNow

Valid until

31 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

Valid until

31 March 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Standard Chartered Journey Credit Card (Annual Fee Paying)

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

5 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

Highest Cash Reward
S$180 Cash + 45,000 miles
S$180 Cash + 45,000 miles

Valid until

31 March 2025

Highest Miles Reward
Up to 57,000 Miles
Up to 57,000 Miles

Valid until

31 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles

Valid until

31 March 2025

Richest Offer in the Market; Exclusively on SingSaver
S$250 Shopee Vouchers + 45,000 miles
S$250 Shopee Vouchers + 45,000 miles

Valid until

31 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

Valid until

31 March 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Citi PremierMiles Card + Citi Wealth First Account Bundle

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

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Seamless application

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Increased rewards

Highest combined miles rewards Fastest Cash Fulfillment
Standard Chartered Journey Credit Card (Annual Fee Waiver)

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

5 Offers Available

SingSaver March Madness Spin to Win
1x March Madness Spin to Win Chance
1x March Madness Spin to Win Chance

Valid until

31 March 2025

Highest Cash Reward
S$180 Cash + 45,000 miles
S$180 Cash + 45,000 miles

Valid until

31 March 2025

Highest Miles Reward
Up to 57,000 Miles
Up to 57,000 Miles

Valid until

31 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles

Valid until

31 March 2025

Richest Offer in the Market; Exclusively on SingSaver
S$250 Shopee Vouchers + 45,000 miles
S$250 Shopee Vouchers + 45,000 miles

Valid until

31 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

Valid until

31 March 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

(Creatory Exclusive) Citi PremierMiles Card

(Creatory Exclusive) Citi PremierMiles Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Highest combined miles rewards Fastest Cash Fulfillment
(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

(Fast Fulfillment Rewards) Citi PremierMiles Card

(Fast Fulfillment Rewards) Citi PremierMiles Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Maybank World Mastercard

Maybank World Mastercard

Airmiles Local
0.4  miles per dollar
Airmiles Overseas
0.4  miles per dollar
Minimum Annual Income
S$ 80,000
Annual Fee
S$ 261.6
info

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring. 

 

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How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

 

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Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

 

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

 

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Frequently asked questions about Miles Credit Card With No Miles Expiry

How do I keep my air miles from expiring?

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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date. 

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire. 

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them. 

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.