Best Miles Credit Cards With No Miles Expiry in Singapore 2024
In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.
With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.
Things to consider for this product:
check
No expiry air miles
check
Overseas rebate
check
Airport lounge
check
Airport transfer
2.2 miles per dollar on overseas spend.
1.3 miles per dollar on local spend.
VOYAGE miles earned do not expire.
Unlimited plaza premium lounge visits.
Exchange VOYAGE Miles for air tickets and hotel accommodation via Travel with OCBC or VOYAGE Exchange. You also get to accrue loyalty points with your redemption.
Convert VOYAGE Miles to loyalty points at 9 airline and hotel partner programmes.
Miles earned in blocks of S$5.
Minimum annual income requirement of S$120,000.
Annual Fee of S$492.50.
Terms and Conditions :
Installment Processing Fee: From 3 %
Eligibility :
Minimum Age: 21 years old
Min. Annual Income: S$ 120000
Citi PremierMiles Card
Airmiles Local
1.2 miles per dollar
Airmiles Overseas
2.2 miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info
First Year Waived
3 Offers Available
Highest Cash Reward; 4 Weeks Fulfilment
S$370 Cash via PayNow
Valid until
02 March 2025
Richest Offer in the Market; Exclusively on SingSaver
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Valid until
02 March 2025
Richest Offer in the Market; Exclusively on SingSaver
Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 9th Gen WiFi 64GB (worth S$479) + S$100 eCapitaVoucher
Valid until
02 March 2025
Richest Offer in the Market; Exclusively on SingSaver
20,000 Max Miles + S$100 eCapitaVoucher
Valid until
02 March 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
+ 2 other gift options
Valid until
02 March 2025
chevron_left
chevron_right
Things to consider for this product:
check
Seamless application
check
Increased rewards
One seamless journey for both products
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
Highest Cash Reward; 4 Weeks Fulfilment
Gift Options
S$370 Cash via PayNow + S$100 eCapitaVoucher
SingSaver Flash Deal promotion is valid until 2 March 2025.
Promotion is valid for new Citi credit cardmembers only.
Apply for select credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Richest Offer in the Market; Exclusively on SingSaver
Gift Options
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859) + S$100 eCapitaVoucher; or
Samsonite Straren Spinner 67/24 (worth S$1,200) + S$100 eCapitaVoucher; or
Apple iPad 9th Gen WiFi 64GB (worth S$479) + S$100 eCapitaVoucher; or
20,000 Max Miles + S$100 eCapitaVoucher
SingSaver Exclusive Offer promotion is valid until 2 March 2025.
Promotion is valid for new Citi credit cardmembers only.
Apply for the Citi PremierMiles Card x Citigold One-Sell Bundle and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Customers who apply for Citigold through the one-sell bundle will not be eligible for the SingSaver Exclusive offer for Citigold.
Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
Promotion does not stack with other welcome offers from Citibank.
Earn 10X TREATS Points (4 miles) per S$1 spent at specially selected retail stores, restaurants, and all petrol stations islandwide+.
Get up to 20.05% savings on petrol.
Complimentary green fees at world-class golf fairways.
Complimentary enrolment into Rewards Infinite Programme: TREATS Points never expire.
Free air miles conversion
Complimentary Plaza Premium airport lounge access with a minimum charge of S$1,000 in a single retail transaction.
Complimentary travel insurance coverage of up to S$1,000,000 when air tickets/travel packages are charged in full to the card.
TREATS Points awarded calculated based on blocks of S$5.
Annual income requirement: S$80,000.
Annual fee: S$240 (waived for first year only)
Terms and Conditions :
Installment Processing Fee: From 0 %
Eligibility :
Minimum Age: 21 years old
Minimum Annual Income: S$ 80000
close
Gift Options
; or
Terms & Conditions
See All Prizes
8x Apple iPad (each worth $679)
8x Dyson AirwrapTM styler (each worth $849)
8x Nintendo Switch OLED (each worth $549)
8x Playstation®5 consoles (each worth $799)
How does a Miles Credit Card With No Miles Expiry work?
A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring.
As you use the card for eligible purchases, you earn miles based on the card's rewards program. To maintain this benefit, keep your account active and in good standing. You'll have flexibility in redeeming your miles for travel rewards that align with your plans.
Just be mindful of any annual fees and monitor your account regularly to enjoy the advantage of never-expiring miles.
How to best use a Miles Credit Card With No Miles Expiry?
Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:
Use your miles credit card strategically
Use the card for everyday expenses and larger purchases to earn miles on all eligible transactions.
Earn miles organically
Accumulate miles over time without feeling rushed to redeem them, thanks to the no-expiry policy.
Use your miles credit card to plan big trips
Since you’re not on a miles time crunch, take advantage of the flexibility to save up miles for significant travel plans, like dream vacations or family reunions.
Time your redemptions just right
Redeem your miles when you find the best deals or when your travel plans align, without the pressure of impending expiration.
Focus on valuable rewards
Save your miles for high-value rewards such as flights or premium travel experiences.
Who should use a Miles Credit Card With No Miles Expiry?
A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:
Long-term savers
Individuals who prefer to accumulate miles over time and save them for specific travel goals will appreciate the no-expiry feature.
Occasional travellers
If you travel infrequently and want the flexibility to use your earned miles whenever you do travel, this card can be suitable.
Flexible travellers
Individuals with unpredictable travel schedules can earn miles over the long term without being tied to a specific timeframe for redemption.
Frequent flyers with unpredictable travel plans
If your travel patterns vary and you want the freedom to use miles whenever your plans align, this card suits your needs.
Things to look out for when choosing a Miles Credit Card With No Miles Expiry
When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:
No expiry guarantee
Ensure that the miles credit card explicitly states that earned miles will not expire as long as you're a cardholder. Check for any conditions or exceptions.
Redemption flexibility
Check if the miles credit card offers a range of redemption options, including travel-related rewards like flights, hotels, and travel vouchers.
Spending patterns
Choose a miles credit card that aligns with your spending habits and rewards you for the categories you most frequently spend in.
Limitations and conditions
Understand any limitations or conditions related to rewards redemption, blackout dates, or minimum redemption requirements.
Frequently asked questions about Miles Credit Card With No Miles Expiry
How do I keep my air miles from expiring?
expand_more
This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date.
This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire.
That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.
Can I reinstate or retrieve expired air miles?
expand_more
In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them.
To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.