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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline. Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use. With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.
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8x Apple iPad
(each worth $679)
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8x Dyson AirwrapTM styler
(each worth $849)
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8x Nintendo Switch OLED
(each worth $549)
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8x Playstation®5 consoles
(each worth $799)

 

Standard Chartered Visa Infinite Credit Card

Standard Chartered Visa Infinite Credit Card

Airmiles Local
1.4  miles per dollar
info
Airmiles Overseas
3  miles per dollar
Minimum Annual Income
S$ 150,000
Annual Fee
S$ 599.5
info

Things to consider for this product:

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

OCBC 90°N Visa Card

OCBC 90°N Visa Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirTag 4-Pack (worth S$149)
Apple AirTag 4-Pack (worth S$149)

Valid until

10 February 2025

SingSaver Exclusive Offer
Stryv Color+ hair dryer (worth S$129)
Stryv Color+ hair dryer (worth S$129)

Valid until

10 February 2025

SingSaver Exclusive Offer
S$120 Lazada Vouchers
S$120 Lazada Vouchers

Valid until

10 February 2025

SingSaver Exclusive Offer
S$100 Cash via PayNow
S$100 Cash via PayNow

Valid until

10 February 2025

OCBC Star Wars Celebration Lucky Draw
Win a trip to Star Wars Celebration 2025!
Win a trip to Star Wars Celebration 2025!

Valid until

14 February 2025

Things to consider for this product:

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Unlimited air miles

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No expiry air miles

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Bonus air miles

OCBC 90°N Mastercard

OCBC 90°N Mastercard

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
info
Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

2 Offers Available

SingSaver Exclusive Offer
Apple AirTag 4-Pack (worth S$149)
Apple AirTag 4-Pack (worth S$149)

Valid until

10 February 2025

SingSaver Exclusive Offer
Stryv Color+ hair dryer (worth S$129)
Stryv Color+ hair dryer (worth S$129)

Valid until

10 February 2025

SingSaver Exclusive Offer
S$120 Lazada Vouchers
S$120 Lazada Vouchers

Valid until

10 February 2025

SingSaver Exclusive Offer
S$100 Cash via PayNow
S$100 Cash via PayNow

Valid until

10 February 2025

OCBC Star Wars Celebration Lucky Draw
Win a trip to Star Wars Celebration 2025!
Win a trip to Star Wars Celebration 2025!

Valid until

14 February 2025

Things to consider for this product:

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No expiry air miles

check

Unlimited air miles

remove

No monthly spend required

Fastest Rewards Fulfilment
Citi Prestige Card

Citi Prestige Card

Airmiles Local
1.3  miles per dollar
info
Airmiles Overseas
2  miles per dollar
info
Min. Annual Income
S$ 120,000
Annual Fee
S$ 545
info

3 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$370 Cash via PayNow
S$370 Cash via PayNow

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200)
2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
20,000 Max Miles
20,000 Max Miles

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

Valid until

02 March 2025

Things to consider for this product:

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Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

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Complimentary Limo Rides

OCBC Voyage Card

OCBC Voyage Card

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Min. Annual Income
S$ 120,000
Annual Fee
S$ 497.06
info

Things to consider for this product:

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

Citi PremierMiles Card

Citi PremierMiles Card

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$370 Cash via PayNow
S$370 Cash via PayNow

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200)
2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 9th Gen 10.2
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
20,000 Max Miles
20,000 Max Miles

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

Valid until

02 March 2025

Things to consider for this product:

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No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

Standard Chartered Journey Credit Card (Annual Fee Paying)

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

5 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$180 Cash + 45,000 miles
S$180 Cash + 45,000 miles

Valid until

02 March 2025

Highest Miles Reward
Up to 57,000 Miles
Up to 57,000 Miles

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

Valid until

02 March 2025

SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Porsche Taycan Electric

Valid until

28 February 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Citi PremierMiles Card + Citi Wealth First Account Bundle

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2.2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

3 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$370 Cash via PayNow + S$100 eCapitaVoucher
S$370 Cash via PayNow + S$100 eCapitaVoucher

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859) + S$100 eCapitaVoucher
Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859) + S$100 eCapitaVoucher

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 (worth S$1,200) + S$100 eCapitaVoucher
Samsonite Straren Spinner 67/24 (worth S$1,200) + S$100 eCapitaVoucher

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Apple iPad 9th Gen WiFi 64GB (worth S$479) + S$100 eCapitaVoucher
Apple iPad 9th Gen WiFi 64GB (worth S$479) + S$100 eCapitaVoucher

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
20,000 Max Miles + S$100 eCapitaVoucher
20,000 Max Miles + S$100 eCapitaVoucher

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

Valid until

02 March 2025

Things to consider for this product:

check

Seamless application

check

Increased rewards

Highest combined miles rewards Fastest Cash Fulfillment
Standard Chartered Journey Credit Card (Annual Fee Waiver)

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airmiles Local
1.2  miles per dollar
Airmiles Overseas
2  miles per dollar
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
info

5 Offers Available

Highest Cash Reward; 4 Weeks Fulfilment
S$180 Cash + 45,000 miles
S$180 Cash + 45,000 miles

Valid until

02 March 2025

Highest Miles Reward
Up to 57,000 Miles
Up to 57,000 Miles

Valid until

02 March 2025

Richest Offer in the Market; Exclusively on SingSaver
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles
Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up
Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up

Valid until

02 March 2025

Upgrade Your Rewards with a Simple Top-Up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

Valid until

02 March 2025

SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
Porsche Taycan Electric

Valid until

28 February 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Maybank World Mastercard

Maybank World Mastercard

Airmiles Local
0.4  miles per dollar
Airmiles Overseas
0.4  miles per dollar
Minimum Annual Income
S$ 80,000
Annual Fee
S$ 261.6
info

Things to consider for this product:

check

Dining rebate

check

Retail rebate

check

Petrol rebate

check

Airport lounge

See All Prizes
 
Frame 1658
8x Apple iPad
(each worth $679)
Frame 1659
8x Dyson AirwrapTM styler
(each worth $849)
Frame 1660
8x Nintendo Switch OLED
(each worth $549)
Frame 1661
8x Playstation®5 consoles
(each worth $799)

 

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring. 

 

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How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

 

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Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

 

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

 

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Frequently asked questions about Miles Credit Card With No Miles Expiry

How do I keep my air miles from expiring?

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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date. 

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire. 

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them. 

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.