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Best Credit Cards with Lounge Access in Singapore 2024

Discover the Best Credit Cards with Lounge Access in Singapore, granting you access to exclusive airport lounges for a premium travel experience. Elevate your journey with these coveted cards and enjoy comfort and sophistication while awaiting your flights.

DBS Vantage Visa Infinite Card

Airport Lounge Access

10 visits per year*

info

Lounge visits Priority Pass

Annual Fee

S$ 599.5

info

Non-waivable for first year. Waiver will be granted in subsequent years with a minimum eligible spend of S$60,000 within in a calendar year.

Minimum Annual Income

S$ 120,000

Offer Available

Welcome Offer

Receive up to 85,000 miles

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

Local spending rebate

check

Overseas rebate

check

Airport lounge

1.5 miles or 1.5% cashback per S$1 spent locally, such as groceries, shopping and more.
2.2 miles or 2.2% cashback per S$1 spent on overseas purchases in foreign currency.
Receive 25,000 bonus miles when you pay the annual fee of S$550 (exclusive of GST) to renew your membership.
Complimentary Accor Plus Explorer membership with 1 free hotel night stay at Sofitel, Fairmont, Swissotel and over 1000 hotels worldwide.
Complimentary Digital Priority Pass™ Membership and 10 free lounge visits to over 1,300 airport lounges worldwide within each 12-month period of membership.
Members-only dining privileges at over 80 of Singapore’s fine dining establishments, including Michelin-awarded restaurants.
Annual fee of S$588.50 (inclusive of GST) is non-waivable for the first year.
Miles are awarded in the form of DBS Points which are awarded for every S$5 spent.
Each conversion of DBS Points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).

DBS World Business Card

Airport Lounge Access

10 visits per year*

info

Priority Pass airport lounge

Annual Fee

S$ 410.4

info

First Year Waived

Min. Annual Income

S$ 80,000

Things to consider for this product:

check

Airport lounge

check

Local spending rebate

check

Overseas rebate

remove

Annual Fee required

Standard Chartered Visa Infinite Credit Card

Airport Lounge Access

6 visits per year*

info

Lounge visits Priority Pass

Annual Fee

S$ 599.5

info

Strictly non-waivable.

Minimum Annual Income

S$ 150,000

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600

+ 2 other gift options

Valid until

04 May 2025

SingSaver Exclusive BAU Offer

50,000 miles + S$100 Cash via PayNow

Valid until

04 May 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Samsonite Straren Spinner 67/24 worth S$600; or
15,000 Max Miles; or
S$250 cash via PayNow

Gift Options

50,000 miles + S$100 Cash via PayNow

Standard Chartered Visa Infinite Credit Card (BAU Offer)

Airport Lounge Access

6 visits per year*

info

Lounge visits Priority Pass

Annual Fee

S$ 599.5

info

Strictly non-waivable.

Minimum Annual Income

S$ 150,000

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive BAU Offer

50,000 miles + S$100 Cash via PayNow

Valid until

04 May 2025

Things to consider for this product:

check

Airport lounge

check

Travel insurance

check

Bonus air miles

remove

Monthly spend required

Maybank Visa Infinite Card

Airport Lounge Access

4 visits per year*

info

For primary cardholders only. US$32 per person per visit rate available for supplementary cardholder and guests. Complimentary Priority Pass membership renewed with annual fee payment or min. S$60,000 eligible spend of previous card anniversary year.

Annual Fee

S$ 654

info

First Year Waived

Min. Annual Income

S$ 150,000

Things to consider for this product:

check

Airport lounge

check

No expiry air miles

check

Airport transfer

remove

Annual Fee required

Up to 3X TREATS Points (1.2 mpd) on local spend.
Up to 5X TREATS Points (2 mpd) on foreign currency spend .
Complimentary enrolment into Maybank's Rewards Infinite Programme where TREATS Points never expire.
Dining, shopping, and travel deals via Maybank TREATS SG app.
Up to S$1,000,000 complimentary travel insurance coverage when you charge full travel fare to card.
Unlimited Priority Pass lounge visits per year for primary cardholders.
Complimentary Priority Pass membership renewal upon paying card annual fee or min. S$60,000 in eligible spend in previous card anniversary year.
Complimentary green fees all year round at over 100 golf courses worldwide.
1x complimentary airport limousine transfer on a Mercedes E-Class with min. S$3,000 eligible spend in previous calendar month.
1x complimentary JetQuay Service featuring private JetQuay host with min. S$3,000 eligible spend in previous calendar month.
25% off retail rates for meet-and-greet airport services in selected countries.
10% off car rentals worldwide with min. 1-day rental (plus 1 extra day rental with min. 6 days' rental).
24/7 Visa Concierge service and access to Visa Luxury Hotel Collection.
No complimentary airport lounge visits for supplementary cardholders and guests. US$32 per person per visit rate applies.

HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up

+ 1 other gift options

Valid until

04 May 2025

Richest Offer in the Market, Exclusively on SingSaver

S$400 Cash via PayNow

Valid until

04 May 2025

Richest Offer in the Market, Exclusively on SingSaver

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

04 May 2025

Richest Offer in the Market, Exclusively on SingSaver

Dyson V12 Origin (worth S$749)

Valid until

04 May 2025

Richest Offer in the Market, Exclusively on SingSaver

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

04 May 2025

Richest Offer in the Market, Exclusively on SingSaver

GoPro HERO13 Black Action Camera (worth $590)

Valid until

04 May 2025

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up; or
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Gift Options

S$400 Cash via PayNow; or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Dyson V12 Origin (worth S$749); or
Dyson Supersonic™ hair dryer (worth S$649); or
GoPro HERO13 Black Action Camera (worth $590)

(Creatory Exclusive) HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

(Fast Fulfillment Rewards) HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

(Heymax Exclusive) HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

Offer Available

Heymax Exclusive Offer

12,000 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

(Dobin Exclusive) HSBC TravelOne Credit Card

Airport Lounge Access

4 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

Minimum Annual Income

S$ 30,000

Offer Available

Dobin Exclusive Offer

2,400 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Unlimited air miles

check

Airport lounge

check

Travel insurance

check

Bonus air miles

CIMB Visa Infinite Card

Airport Lounge Access

3 visits per year*

info

Apply for DragonPass Membership (complimentary for cardholders).

Annual Fee

No Annual Fee

Minimum Annual Income

S$ 120,000

2 Offers Available

SingSaver Exclusive Offer

S$50 Cash via PayNow

Valid until

30 April 2025

Welcome Offer

Up to S$188 Cashback

Valid until

31 July 2025

Things to consider for this product:

check

No rebate cap

check

Airport lounge

check

Travel insurance

check

Annual Fee waiver

DBS Altitude Visa Signature Card

Airport Lounge Access

2 visits per year*

info

Complimentary Priority Pass™ Digital Membership: 2 free lounge visits at over 1,500 airport lounges and travel experiences worldwide within each 12-month period of your membership.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Offer Available

SingSaver Exclusive Offer

Nintendo Switch OLED (worth S$549)

+ 3 other gift options

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

DBS Altitude American Express Card

Airport Lounge Access

2 visits per year*

info

Complimentary Priority Pass™ Digital Membership: 2 free lounge visits at over 1,500 airport lounges and travel experiences worldwide within each 12-month period of your membership.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Offer Available

SingSaver Exclusive Offer

Nintendo Switch OLED (worth S$549)

+ 3 other gift options

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

No expiry air miles

check

Unlimited air miles

American Express Singapore Airlines Business Credit Card

Airport Lounge Access

2 visits per year*

info

Lounge visits Priority Pass.

Annual Fee

S$ 400

info

Non-waivable

Minimum Annual Income

Conditional

info

Card application is subject to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

S$300 Statement Credits

Valid until

28 May 2025

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Air ticket rebate

remove

Rebate cap applied

Earn up to 8 HighFlyer points per S$1 spent on eligible Singapore Airlines and Scoot flights (worth 8 KrisFlyer miles).
Earn 1.2 HighFlyer points per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles) with no cap.
Convert HighFlyer points to KrisFlyer miles at a 1:1 rate, up to 150,000 KrisFlyer miles (usual: 100,000 KrisFlyer miles) per eligible KrisFlyer account annually with no limit on the number of KrisFlyer accounts linked.
Be the first from your business to spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months of Card Membership to be eligible for an upgrade to the KrisFlyer Elite Gold membership tier. Each business is eligible for this benefit once.
Complimentary Accor Plus membership worth S$418 offering a free night’s stay every year and up to 50% dining discounts
Redeem KrisFlyer Elite Gold membership tier at 100,000 HighFlyer points (usual: 125,000 HighFlyer points). Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme .
Receive 6,000 HighFlyer points after American Express receives payment of the renewal annual membership fee each year.
If your business is new to Singapore Airlines HighFlyer, your business may receive 10,000 HighFlyer points awarded by Singapore Airlines upon the first flown flight booking by a corporate traveler from your business that is purchased via the Singapore Airlines corporate portal, within the first 12 months of the first Card approval. Each business is eligible for this benefit once.
Please refer to the American Express website for the most up to date information on card benefits and its terms & conditions.

Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Upsized Flash Deal

S$450 Upsized Cash via PayNow

Valid until

24 April 2025

SingSaver Upsized Flash Deal

2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Dyson V12 Origin (worth S$749)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Valid until

24 April 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Valid until

01 May 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

S$450 Upsized Cash via PayNow; or
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or
Dyson Supersonic™ hair dryer (worth S$649); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Dyson V12 Origin (worth S$749); or
DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Gift Options

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Standard Chartered Journey Credit Card (Annual Fee Paying)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Up to 42,000 Miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$180 Cash + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$250 Shopee Vouchers + 30,000 miles

Valid until

04 May 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Up to 42,000 Miles; or
S$180 Cash + 30,000 miles; or
Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles; or
S$250 Shopee Vouchers + 30,000 miles

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

Seamless application

check

Increased rewards

One seamless journey for both products
More rewards when you apply for both products as a bundle
Citi Wealth First Account Benefits:
Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
Citi Premier Miles Card Benefits:
1.2 miles per S$1 spent locally. 2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
Customer must complete application for both products in the bundle; if customer chooses to apply for Citi PremierMiles Card only, they must re-apply through the PremierMiles Card listing on SingSaver.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Highest combined miles rewards Fastest Cash Fulfillment

Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

2 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Exclusive Offer

Up to 42,000 Miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$180 Cash + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles

Valid until

04 May 2025

SingSaver Exclusive Offer

S$250 Shopee Vouchers + 30,000 miles

Valid until

04 May 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

Up to 42,000 Miles; or
S$180 Cash + 30,000 miles; or
Samsonite Straren Spinner 67/24 worth S$600 + 30,000 miles; or
S$250 Shopee Vouchers + 30,000 miles

(Creatory Exclusive) Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Highest combined miles rewards Fastest Cash Fulfillment

(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Fast Fulfillment Rewards) Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Offer Available

Dobin Exclusive Offer

3,200 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Offer Available

Dobin Exclusive Offer

1,500 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Highest combined miles rewards Fastest Cash Fulfillment

(Dobin Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Offer Available

Dobin Exclusive Offer

1,500 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Heymax Exclusive) Citi PremierMiles Card

Airport Lounge Access

2 visits per year*

info

Priority Pass membership is on application basis and is reserved for the Principal cardmember only.

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

Offer Available

Heymax Exclusive Offer

17,000 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

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Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Highest combined miles rewards Fastest Cash Fulfillment

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Waiver)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Offer Available

Heymax Exclusive Offer

8,500 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

(Heymax Exclusive) Standard Chartered Journey Credit Card (Annual Fee Paying)

Airport Lounge Access

2 visits per year*

info

Apply for Priority Pass Membership (complimentary for cardholders).

Annual Fee

S$ 196.2

info

First Year Waived (Optional)

Minimum Annual Income

S$ 30,000

Offer Available

Heymax Exclusive Offer

8,500 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Bonus air miles

check

No expiry air miles

check

Airport lounge

check

Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, food delivery, and online grocery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

DCS CASHBACK Card

Airport Lounge Access

1 visits per year

Annual Fee

S$ 196.2

info

Annual fee waivers after second year are subject to minimum annual spend of S$10,000 per annum.

Minimum Annual Income

S$ 30,000

info

S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

CATERPILLAR Industrial Plate Trunk (worth S$320)

+ 1 other gift options

Valid until

30 April 2025

Things to consider for this product:

check

Travel insurance

check

Airport lounge

remove

Monthly spend required

remove

Rebate cap applied

DCS Sheng Siong Card

Airport Lounge Access

1 Visit per year

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

info

S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

CATERPILLAR Industrial Plate Trunk (worth S$320)

+ 1 other gift options

Valid until

30 April 2025

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

DCS DON DON DONKI Card

Airport Lounge Access

1 visits per year

Annual Fee

S$ 196.2

info

First Year Waived

Minimum Annual Income

S$ 30,000

info

S$30,000 and above per annum (Singaporean & PR) OR S$15,000 p.a. (age 55 & above) S$60,000 and above per annum (Foreigner).

Offer Available

Welcome Offer

CATERPILLAR Industrial Plate Trunk (worth S$320)

+ 1 other gift options

Valid until

30 April 2025

Things to consider for this product:

check

Supermarket rebate

check

Travel insurance

check

Installment

check

No expiry air miles

UOB Visa Infinite Metal Card

Airport Lounge Access

Unlimited visits

info

Airport Companion Program by DragonPass For primary cardholder and one guest. US$28 per guest per visit will be charged for others.

Annual Fee

S$ 654

info

Non-waivable

Minimum Annual Income

S$ 120,000

Things to consider for this product:

check

Airport lounge

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Bonus air miles

check

Overseas rebate

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Annual Fee required

American Express Platinum Card

Airport Lounge Access

Unlimited

info

Participating lounges: - The Centurion® Lounge - International American Express Lounges - Delta SkyCLub® Lounges - Plaza Premium Airport Lounges - Priority PassTM Lounges

Annual Fee

S$ 1,744

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

160,000 Membership Rewards® points

Valid until

28 May 2025

Things to consider for this product:

check

Bonus air miles

check

Dining savings

check

Airport lounge

remove

Annual Fee required

Up to S$1,354 worth of travel, dining, and lifestyle credits inclusive of S$200 airline credits, S$400 global dining credits, S$400 lifestyle credits, S$204 entertainment credits, and S$150 fashion credits.
Indulge In Fine Hotels + Resorts Benefits Worth S$800.
Complimentary access for you, a supplementary cardholder and one guest each to 1,400 Lounges such as The Centurion Lounge, Priority Pass, International American Express Lounges.
Gain instant status to higher tiers of leading hotel loyalty programs.
Complimentary Access into Tower Club.
Membership Rewards Points never expire.
Up to 50% savings at premium dining locations with Love Dining by Platinum.
Enjoy S$400 every year to use at over 1,400 curated restaurants locally and around the world.
Annual fee: S$1,744 (inclusive of GST).
Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

American Express Singapore Airlines KrisFlyer Ascend Credit Card

Annual Fee

S$ 397.85

Minimum Annual Income

Conditional

info

Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment.

Offer Available

Welcome Offer

Up to 40,000 KrisFlyer miles (enough to redeem a return trip to Taipei* on Singapore Airlines)

+ 1 other gift options

Valid until

28 May 2025

Things to consider for this product:

check

Unlimited air miles

check

Travel insurance

remove

Annual Fee required

From 1 Feb till 31 Jul 2025, new and existing American Express Singapore Airlines KrisFlyer Ascend Credit Card Members can be fast tracked to KrisFlyer Elite Gold membership with S$16,000 on all eligible purchases, including a minimum spending of S$6,000 on eligible Singapore Airlines and Scoot flight bookings. T&Cs apply.
Get a complimentary night stay at participating Hilton properties each year.
Receive a Foreign Spend Miles Redemption Voucher for 18,000 KrisFlyer miles when you spend the equivalent of S$10,000 or more in foreign currency within the qualifying period.
Receive a Renewal Miles Redemption Voucher for 10,000 KrisFlyer miles after American Express receives payment of the renewal annual membership fee each year.
Earn 2 KrisFlyer miles for every S$1 spent on eligible Singapore Airlines and Scoot flight bookings, and KrisShop purchases, with no cap.
Earn up to 2 KrisFlyer miles for every S$1 spent on eligible Grab Singapore transactions, up to S$200 spend in each calendar month.
Earn 1.2 KrisFlyer miles for every S$1 spent on all other eligible purchases, with no cap.
Hassle-free conversion with no transfer fee
Read our full review of the American Express Singapore Airlines KrisFlyer Ascend Credit Card.
Annual fee: S$397.85 (inclusive of GST) must be paid to enjoy welcome offers.
Please refer to the American Express website (go.amex/singsaver) for the most up to date information on card benefits and its terms & conditions.

Gift Options

Up to 40,000 KrisFlyer miles (enough to redeem a return trip to Taipei* on Singapore Airlines); or
Fast-track to KrisFlyer Elite Gold membership (spend S$16,000 on eligible purchases)

HSBC Visa Infinite Credit Card

Airport Lounge Access

Unlimited visits

info

For primary and supplementary cardholders. US$35 per guest per visit will be charged for others.

Annual Fee

S$ 662.15

info

S$497.06 for HSBC Premier customers

Minimum Annual Income

S$ 120,000

Things to consider for this product:

check

Bonus air miles

check

Airport lounge

check

Travel insurance

remove

Annual Fee required

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
Base earn rates of 1 mile per S$1 on local spend and 2 miles per S$1 in foreign spend.
Step Up earn rates of 1.25 miles per S$1 on local spend and 2.25 miles per S$1 in foreign spend with min. S$50,000 eligible purchases within first 12 months of card issuance date.
Regular cardholders: 2x complimentary expedited immigration clearance per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify.
Regular cardholders: 2x complimentary airport limousine service per calendar year, thereafter min. S$2,000 eligible spend in a calendar month to qualify (capped at 24 usages per calendar year).
HSBC Premier customers: 4x complimentary expedited immigration clearance and airport limousine service each per calendar year.
Unlimited airport lounge access for primary and supplementary cardholders.
Up to US$2 million complimentary travel insurance coverage (including up to US$100,000 for COVID-19).
Complimentary concierge services for travel, golfing, dining, shopping, and business assistance.
Exclusive discounts on retail, dining, hotel stays, and more offers.
US$35 per guest per visit for airport lounge access.
HSBC Rewards Points expire after 37 months.
S$43.20 annual Mileage Programme fee (convert points into KrisFlyer and/or Asia Miles).
Expensive annual fee of S$656.08 for everyone, but S$492.56 annual fee reserved for HSBC Premier customers only.

Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

3 Offers Available

SingSaver Concert Giveaway

Get 1x chance to win a VIP Suite Concert Experience

Valid until

04 May 2025

SingSaver Upsized Flash Deal

S$450 Upsized Cash via PayNow

Valid until

24 April 2025

SingSaver Upsized Flash Deal

2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Dyson Supersonic™ hair dryer (worth S$649)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Apple iPad (A16) 11" WiFi 128GB (worth S$499)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

Dyson V12 Origin (worth S$749)

Valid until

24 April 2025

SingSaver Upsized Flash Deal

DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Valid until

24 April 2025

Upgrade Your Rewards with a Simple Top-Up

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

Valid until

01 May 2025

Things to consider for this product:

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Airport lounge

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Dining Benefits

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Complimentary Hotel Night Stay

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Complimentary Limo Rides

Gift Options

Get 1x chance to win a VIP Suite Concert Experience

Gift Options

S$450 Upsized Cash via PayNow; or
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or
Dyson Supersonic™ hair dryer (worth S$649); or
Apple iPad (A16) 11" WiFi 128GB (worth S$499); or
Dyson V12 Origin (worth S$749); or
DJI Osmo Action 5 Pro Standard Combo (worth S$489)

Gift Options

Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up

OCBC Voyage Card

Airport Lounge Access

Unlimited visits

info

Plaza Premium lounge

Annual Fee

S$ 497.06

info

With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

Min. Annual Income

S$ 120,000

Things to consider for this product:

check

No expiry air miles

check

Overseas rebate

check

Airport lounge

check

Airport transfer

(Creatory Exclusive) Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Fast Fulfillment Rewards) Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Citi Prestige Card (Earn up to 125,000 ThankYou points)

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

Offer Available

Welcome Offer

Up to 125,000 ThankYou points

Valid until

31 May 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Dobin Exclusive) Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

Offer Available

Dobin Exclusive Offer

3,200 Dobin$

Valid until

30 April 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

(Heymax Exclusive) Citi Prestige Card

Airport Lounge Access

Unlimited Priority Pass visits

info

Priority Pass

Annual Fee

S$ 545

info

Inclusive of GST.

Min. Annual Income

S$ 120,000

Offer Available

Heymax Exclusive Offer

17,000 Max Miles

Valid until

30 April 2025

Things to consider for this product:

check

Airport lounge

check

Dining Benefits

check

Complimentary Hotel Night Stay

check

Complimentary Limo Rides

Comparison of the Best Credit Card With Lounge Access in Singapore

Credit Card	Airport Lounge Access	How to Redeem
Citi Premier Miles Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
Standard Chartered Journey Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
DBS Altitude Visa Signature Card	2x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
CIMB Visa Infinite Card	3x visits per year with DragonPass	Apply for DragonPass Membership (complimentary for cardholders)
American Express Singapore Airlines KrisFlyer Ascend Card	4x visits per year to participating SATS Premier Lounges and Plaza Premium Lounges worldwide KrisFlyer Elite Gold Members get KrisFlyer Gold Lounge access at Changi Airport and Star Alliance Gold Lounges worldwide	Complimentary access to SATS and Plaza Premium Lounges upon card approval and renewal of card membership. Spend more than $15,000 on eligible purchases on singaporeair.com within the first 12 months to get upgraded to KrisFlyer Elite Gold Membership
HSBC TravelOne Credit Card	4x visits per year with DragonPass	Apply for DragonPass Membership (complimentary for cardholders)
Standard Chartered Visa Infinite Card	6x visits per year with Priority Pass	Apply for Priority Pass Membership (complimentary for cardholders)
HSBC Visa Infinite Card	Unlimited visits with LoungeKey for both primary and supplementary cardholders	Present your primary or supplementary card and boarding pass to the lounge operator.
OCBC Voyage Card	Unlimited visits to Plaza Premium VIP airport lounges globally	Complimentary access granted upon card approval and renewal of card membership fee

General Airport Lounges

Several miles credit cards provide access to affiliated airport lounges, offering basic services and amenities like seating, Wi-Fi, and food for travellers.

Airline-Specific Lounges

Co-branded and premium credit cards often provide access to lounges operated by the partnered airline, giving cardholders a more personalised experience related to that specific carrier.

Exclusive Credit Card Lounges

Select credit cards offer their own exclusive lounge networks, such as the American Express Centurion Lounge, providing luxury services and high-end amenities to cardholders.

Global Lounge Networks

Some miles credit cards offer memberships to different global lounge networks (e.g., Priority Pass, Dragon Pass, LoungeKey, and Plaza Premium) as a cardholder perk, irrespective of the airline or class of travel.

Qatar Airways
Al Mourjan Business Lounge (Hamad International Airport, Doha)

Renowned for its opulent decor and spacious design, Qatar Airways' Al Mourjan Business Lounge offers an extensive dining menu, shower facilities, and a tranquil atmosphere, creating a luxurious pre-flight experience.

Cathay Pacific
The Pier, Business Class Lounge (Hong Kong International Airport)

As the largest lounge of Cathay Pacific, Pier Business Class Lounge features a diverse array of dining options, elegant design, and personalised services for its premium travellers.

Singapore Airlines
SilverKris Lounge
(Changi Airport, Singapore)

The SilverKris Lounge by Singapore Airlines offers a culinary experience in its dining hall, spacious seating with separate areas for dining and workstations, and other excellent facilities that create a comfortable and stylish setting for passengers.

ANA Suite Lounge
(Haneda Airport)

Providing a serene and refined atmosphere, the ANA Suite Lounge in Haneda Airport offers high-quality dining options, private relaxation spaces with massage chairs, and impeccable service, catering to the needs of first-class travellers.

How Do You Get Unlimited Lounge Access?

"Unlimited lounge access" typically refers to the ability of a traveller to enter airport lounges without restrictions on the frequency of visits. This means they can enjoy the amenities and comforts of airport lounges whenever they travel, often without additional fees for each visit.

There are select premium credit cards that provide unlimited lounge access, allowing cardholders to enjoy lounge amenities and services for free. However, it's crucial to review individual card details for specific terms, conditions, and affiliated lounge networks to understand the full extent of this valuable perk.

Global Network	Largest lounge network with 1,500+ lounges globally
Membership Access	Purchase Priority Pass membership or hold premium credit cards that offer Priority Pass membership as a complimentary benefit
Guest Policy (Credit Card Membership)	Guest access varies, subject to individual credit card terms
Additional Services	Offers complimentary snacks and drinks, Meet & Assist services, spas and massages, and co-working environments
Affiliation with Credit Cards	Affiliated with select premium credit cards, providing complimentary lounge access or Priority Pass membership discounts as benefit

Global Network	Global presence with 180+ lounges in numerous airports
Membership Access	Available through lounge membership, purchase of day passes, and affiliations with certain credit cards
Guest Policy (Credit Card Membership)	Guest access is often available, with terms varying by location, membership type, and credit card perk
Additional Services	Provides various services beyond lounge access, including private resting spaces, computer workstations, and more
Affiliation with Credit Cards	Associated with various credit cards, providing lounge access as a benefit with varying terms and conditions

Global Network	Global network with over 1,300+ lounges, including some at railway stations in China
Membership Access	Other than official memberships, DragonPass is also associated with specific credit cards, offering lounge access as a benefit
Guest Policy (Credit Card Membership)	Allows guest access, subject to individual credit card terms
Additional Services	Offers a range of travel-related benefits, including dining offers, airport transfers and meet and greet services
Affiliation with Credit Cards	Affiliated with certain credit cards, offering DragonPass membership as a complimentary benefit

Global Network	Global network with 1,250 diverse lounge options
Membership Access	LoungeKey membership and select credit cards, typically associated with eligible Mastercard holders, as a complimentary benefit
Guest Policy (Credit Card Membership)	Guest policies vary by credit card and may include additional fees
Additional Services	Lounge access plus discounts or deals at airport restaurants, shops, and spas
Affiliation with Credit Cards	Often associated with specific credit cards, including eligible Mastercards, providing LoungeKey access as a complimentary benefit

Lounge Amenities

Review the amenities offered in affiliated lounges, such as food, Wi-Fi, shower rooms, and workspaces, to ensure they meet your preferences.

Lounge Network Affiliation

Assess whether the card is affiliated with a specific lounge network (e.g., Priority Pass, DragonPass) and how this aligns with your preferred travel destinations/frequently visited airports.

Spending Habits Alignment

The card should complement your overall spending habits and financial goals, ensuring it also supports your lifestyle beyond just lounge access.

Are airport lounges free to visit with a credit card?

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Yes, airport lounge access can be complimentary with certain miles credit cards.

These cards provide this benefit as a perk, offering cardholders access to airport lounges without additional charges. However, not all credit cards offer this benefit, so it's essential to check the specific terms of each card to see if it includes complimentary lounge access.

If you have used up your complimentary lounge visits, you will need to pay for subsequent visits, which start from $32 USD onwards.

Is it worth it to to pay for lounge access?

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Whether it's worth paying for lounge access depends on your travel frequency, preference for amenities, and budget.

If you travel often, value a quiet and comfortable space, and can benefit from amenities like food, beverages, and Wi-Fi, purchasing lounge access might be worthwhile.

However, it may not be necessary if you rarely travel or have lounge access through other means (e.g., airline status). Weigh the cost against the benefits to make an informed decision.

Can Krisflyer Members use airport lounges?

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Yes, KrisFlyer members can access airport lounges based on their membership tier (Elite Silver, Gold, or PPS Club) or class of travel (Business or First Class).

Lounge eligibility may vary, so checking the specific terms associated with the KrisFlyer membership, the booked flight, and other terms and conditions is advisable.

What is a Lounge Guest Allowance?

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A Lounge Guest Allowance refers to the number of guests a person is permitted to bring into an airport lounge using a specific lounge access programme or credit card benefit.

This allowance varies among programmes and credit cards. Some may offer complimentary guest passes (mostly limited), allowing cardholders to bring in a certain number of guests for free.

Meanwhile, others may require payment for additional guests beyond the complimentary allowance of 1 or 2 guests.

The Lounge Guest Allowance is an important factor to consider when assessing the overall value of a lounge access benefit.

Can supplementary cardholder access airport lounges?

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Whether a supplementary cardholder can access airport lounges depends on the specific terms and conditions of the credit card. Primary cardholders may have the option to extend lounge access privileges to supplementary cardholders.

However, the extent of this access, including any potential fees or restrictions, can vary between credit cards and their associated lounge access programmes.

It is advisable to review the details provided by the credit card issuer or consult the terms and conditions to understand the specific rules regarding lounge access for supplementary cardholders.

Best Credit Cards with Lounge Access in Singapore 2024

DBS Vantage Visa Infinite Card

Offer Available

Things to consider for this product:

Quick Facts

DBS World Business Card

Things to consider for this product:

Quick Facts

Standard Chartered Visa Infinite Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Visa Infinite Credit Card (BAU Offer)

2 Offers Available

Things to consider for this product:

Quick Facts

Maybank Visa Infinite Card

Things to consider for this product:

Quick Facts

HSBC TravelOne Credit Card

3 Offers Available

Things to consider for this product:

Quick Facts

(Creatory Exclusive) HSBC TravelOne Credit Card

Things to consider for this product:

Quick Facts

(Fast Fulfillment Rewards) HSBC TravelOne Credit Card

Things to consider for this product:

Quick Facts

(Heymax Exclusive) HSBC TravelOne Credit Card

Offer Available

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(Dobin Exclusive) HSBC TravelOne Credit Card

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CIMB Visa Infinite Card

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DBS Altitude Visa Signature Card

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DBS Altitude American Express Card

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American Express Singapore Airlines Business Credit Card

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Citi PremierMiles Card

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Standard Chartered Journey Credit Card (Annual Fee Paying)

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Citi PremierMiles Card + Citi Wealth First Account Bundle

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Standard Chartered Journey Credit Card (Annual Fee Waiver)

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(Creatory Exclusive) Citi PremierMiles Card

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(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Paying)

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(Loyalty Rewards) Standard Chartered Journey Credit Card (Annual Fee Waiver)

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(Fast Fulfillment Rewards) Citi PremierMiles Card

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