Best High-Value Credit Card Offers in Singapore 2024
Unearth a treasure trove of top-tier credit card deals in Singapore through our platform. We bring you a curated selection of credit card offers that provide exceptional value. Whether you're seeking cash rebates, travel perks, exclusive lifestyle benefits, or high-value gifts upon sign-up, our comprehensive comparison service empowers you to make informed financial decisions. Navigate through the diverse landscape of credit card offerings and seize the opportunity to secure a card that aligns perfectly with your financial goals and preferences.
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$649)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
DJI Osmo Action 5 Pro Standard Combo (worth S$489)
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Valid until
04 May 2025
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Things to consider for this product:
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No expiry air miles
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Airport lounge
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Travel rebate
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Gift: Apple product
1.2 miles per S$1 spent locally.
2.2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi PremierMiles Card will be updated to end on 31 March 2026. For more information, please click here.
11 different airline and hotel transfer partners.
Generous sign-up bonus with relatively low minimum spend.
Richest Offer in the Market; Exclusively on SingSaver
S$400 Shopee voucher
Valid until
04 May 2025
Richest Offer in the Market; Exclusively on SingSaver
S$360 Cash via PayNow
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Valid until
04 May 2025
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Things to consider for this product:
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No rebate cap
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No monthly spend required
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First year annual Fee waiver
1.5% uncapped cashback with no min. spend on eligible categories.
2% uncapped cashback for spends above S$800.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
First year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
SingSaver Concert Giveaway
Gift Options
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Welcome Offer promotion is valid until 30 April 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$801 within the month to unlock 2% upsized cashback on all eligible spend.
Upsized cashback applies only to spends made on the card within the promo period.
On daily essentials. Minimum spend of S$800 required.
Cashback Dining
Up to 10 %
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10% on online food delivery from Foodpanda and Deliveroo. All other dining spend earns 3% cash rebates. Capped at Daily$15 per calendar month. Minimum spend of S$800 required.
Fuel Savings
Up to 20.1 %
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15% discount at SPC + up to 6% cashback
Cashback Base Rate
0.3 %
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No minimum spend or capped. Cashback awarded in Daily$.
Offer Available
SingSaver Exclusive Offer
Nintendo Switch OLED (worth S$549)
+ 3 other gift options
Valid until
30 April 2025
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Things to consider for this product:
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Food delivery
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Online shopping rebate
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Rebate cap applied
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Monthly spend required
Earn 10% cash rebates on food delivery via foodpanda, Deliveroo and WhyQ.
3% cash rebate granted for dining spend (excluding fast food spend).
Enjoy 8% cash rebates on Shopee, Lazada, Amazon.sg, Qoo10, RedMart, iHerb, Taobao and Popular Online Store.
Get 5% cash rebates at Sheng Siong supermarkets.
Up to 3% cash rebates on your utilities and telecommunication payments.
Earn 6% cash rebates at SPC and 0.3% cash rebates at Watson.
0.3% cash rebates on all other transactions.
Cash rebates never expire.
Read our full review of the POSB Everyday Card.
Min. spend of S$800 per calendar month required for accelerated cash rebate earn rate.
S$15 monthly cash rebate cap for dining and online spending categories respectively.
S$30 monthly cash rebate cap for groceries.
SingSaver Exclusive Offer
Gift Options
Nintendo Switch OLED (worth S$549); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or
Apple AirPods Pro (Gen 2) with MagSafe Charging Case + MagSafe Charger (worth S$408); or
S$350 eCapitaVoucher
SingSaver Exclusive Offer promotion runs until 30 April 2025.
Promotion is valid for new DBS / POSB credit cardmembers only.
Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
Use promo code SSMAR1 to receive a Nintendo Switch OLED (worth S$549)
Use promo code SSMAR2 to receive an Apple iPad 9th Gen WiFi 64GB (worth S$479)
Use promo code SSMAR3 to receive an Apple AirPods Pro Gen 2 with MagSafe Charging Case + MagSafe Charger (worth S$408)
Use promo code SSMAR4 to receive S$350 eCapitaVouchers
Promotion does not stack with other welcome offers from DBS / POSB.
Apply for DragonPass Membership (complimentary for cardholders).
3 Offers Available
SingSaver Concert Giveaway
Get 1x chance to win a VIP Suite Concert Experience
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up
+ 1 other gift options
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
S$400 Cash via PayNow
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
GoPro HERO13 Black Action Camera (worth $590)
Valid until
04 May 2025
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Things to consider for this product:
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Unlimited air miles
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Airport lounge
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Travel insurance
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Bonus air miles
Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
Accelerated earn rate: up to 2.4 miles for your spending.
No conversion fee for air miles or hotel points until 31 January 2025.
Complimentary travel insurance coverage (including COVID-19) and 4x complimentary airport lounge visits for primary cardholders and guests of primary cardholders.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Split your purchases across a range of flexible tenures with HSBC Instalment Plans.
SingSaver Concert Giveaway
Gift Options
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up; or
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Rewards Upgrade promotion is valid until 4 May 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for the HSBC TravelOne Credit Card, pay the annual fee (S$196.20 incl. GST), provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
SingSaver Exclusive Offer promotion is valid until 30 April 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for the HSBC TravelOne Credit Card, pay the annual fee (S$196.20 incl. GST), provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
Promotion does not stack with other welcome offers from HSBC.
Up to 1.3 miles per S$1 spent locally, including bus and train rides.
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
2 free lounge visits within each 12-month period of your membership to over 1,500 airport lounges worldwide.
Read our full review of the DBS Altitude Card.
Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
SingSaver Exclusive Offer
Gift Options
Nintendo Switch OLED (worth S$549); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or
Apple AirPods Pro (Gen 2) with MagSafe Charging Case + MagSafe Charger (worth S$408); or
S$350 eCapitaVoucher
SingSaver Exclusive Offer promotion runs until 30 April 2025.
Promotion is valid for new DBS / POSB credit cardmembers only.
Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
Use promo code SSMAR1 to receive a Nintendo Switch OLED (worth S$549)
Use promo code SSMAR2 to receive an Apple iPad 9th Gen WiFi 64GB (worth S$479)
Use promo code SSMAR3 to receive an Apple AirPods Pro Gen 2 with MagSafe Charging Case + MagSafe Charger (worth S$408)
Use promo code SSMAR4 to receive S$350 eCapitaVouchers
Promotion does not stack with other welcome offers from DBS / POSB.
Get 1x chance to win a VIP Suite Concert Experience
Valid until
04 May 2025
SingSaver Exclusive Offer
S$400 Cash via PayNow
Valid until
04 May 2025
SingSaver Exclusive Offer
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$649)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
DJI Osmo Action 5 Pro Standard Combo (worth S$489)
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Valid until
04 May 2025
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Things to consider for this product:
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Bonus air miles
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Travel insurance
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Annual Fee waiver
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High-value gift
10X rewards points for all online purchases except mobile wallet and travel-related transactions.
10X rewards points for in-store shopping purchases at department stores, clothing stores and more.
1X rewards points on all other purchases.
Pair with amaze card to turn offline transactions into online transactions.
No cap on base rewards points.
Rewards points conversion rate: 440 Points = S$1
Rewards points are rounded down to the nearest 10 points on all purchases.
Use Citi PayAll to earn ThankYou PointSM when you pay your bills with your Citi Rewards Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Rewards Card will be updated to end on 31 March 2026. For more information, please click here.
Bonus rewards points capped at 9,000 points per statement month
SingSaver Concert Giveaway
Gift Options
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
On Shopping spend. Capped at S$50 per calendar month.
Cashback Transport
Up to 6 %
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On Transport spend. Capped at S$20 per calendar month.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 196.2
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First Year Waived
Offer Available
SingSaver Exclusive Offer
Nintendo Switch OLED (worth S$549)
+ 3 other gift options
Valid until
30 April 2025
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Things to consider for this product:
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Online Rebate
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Shopping
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Public transportation
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Rebate cap applied
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Monthly spend required
Get up to 6% cashback on Shopping and Transport spend
Get unlimited 0.3% cashback on all spend
Earn an extra 3.25% cashback on In-store Overseas Spend at your favourite destinations in Asia from Japan, Malaysia, Thailand and more
Enjoy first-year annual fee waiver
Enjoy more fresh deals and exclusive perks
Spending on the card and crediting your salary can earn you 0.05% p.a. or more on your DBS Multiplier account
Min. monthly spending of S$800 required to earn up to 6% cashback on Shopping and Transport spend
Cashback on Shopping spend capped at S$50 per calendar month
Cashback on Transport spend capped at S$20 per calendar month
SingSaver Exclusive Offer
Gift Options
Nintendo Switch OLED (worth S$549); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or
Apple AirPods Pro (Gen 2) with MagSafe Charging Case + MagSafe Charger (worth S$408); or
S$350 eCapitaVoucher
SingSaver Exclusive Offer promotion runs until 30 April 2025.
Promotion is valid for new DBS / POSB credit cardmembers only.
Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
Use promo code SSMAR1 to receive a Nintendo Switch OLED (worth S$549)
Use promo code SSMAR2 to receive an Apple iPad 9th Gen WiFi 64GB (worth S$479)
Use promo code SSMAR3 to receive an Apple AirPods Pro Gen 2 with MagSafe Charging Case + MagSafe Charger (worth S$408)
Use promo code SSMAR4 to receive S$350 eCapitaVouchers
Promotion does not stack with other welcome offers from DBS / POSB.
With min. spend of S$600 per calendar month per calendar quarter.
Cashback Supermarket
0.3 %
Cashback Petrol
5 %
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On Caltex and Shell in Singapore.
Monthly Spend Required
S$ 600 per month
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For 3 consecutive months, capped at S$250 cashback per calendar quarter.
3 Offers Available
SingSaver Concert Giveaway
Get 1x chance to win a VIP Suite Concert Experience
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
+ 1 other gift options
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
S$400 Cash via PayNow
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
Sony ZV-1F Vlog Camera (worth S$769)
Valid until
04 May 2025
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Things to consider for this product:
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Dining rebate
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Entertainment rebate
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Petrol rebate
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Rebate cap applied
Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
8% cashback* on dining, entertainment, and shopping spend (both local and overseas).
5% cashback* on fuel spending at Caltex and Shell stations in Singapore.
0.3% cashback* on all other qualifying spend.
First year annual fee waived.
Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.
Cashback* capped at S$250 per calendar quarter.
Cash rebates* are credited quarterly instead of monthly.
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up; or
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Rewards Upgrade promotion is valid until 4 May 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
SingSaver Exclusive Offer promotion is valid until 30 April 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for the HSBC Advance Credit Card or HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
Promotion does not stack with other welcome offers from HSBC.
With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.
Cashback Base Rate
1.5 %
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No minimum spend, capped at S$70 per calendar month.
Cashback Overseas
2.5 %
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With minimum monthly spend of S$2,000. Receive additional 1% cashback for HSBC banking customers.
Monthly Spend Required
S$ 0
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For base 1.5% cashback. Min. spend of S$2,000 for 2.5% cashback.
3 Offers Available
SingSaver Concert Giveaway
Get 1x chance to win a VIP Suite Concert Experience
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
+ 1 other gift options
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Airstrait™ straightener (worth S$799)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
S$400 Cash via PayNow
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
Sony ZV-1F Vlog Camera (worth S$769)
Valid until
04 May 2025
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Things to consider for this product:
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No monthly spend required
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Travel insurance
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Annual Fee waiver
remove
Rebate cap applied
Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
Earn up to 2.5% Base Cashback (1.5% with no minimum spend OR 2.5% when you spend above S$2,000) on your local and overseas purchases each calendar month.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up; or
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Rewards Upgrade promotion is valid until 4 May 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for select HSBC credit cards, provide your marketing consent to HSBC, and make a min. spend of S$500 by the end of the following month from card approval date.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
SingSaver Exclusive Offer promotion is valid until 30 April 2025.
Promotion is valid for new HSBC credit cardmembers only.
Apply for the HSBC Advance Credit Card or HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
Promotion does not stack with other welcome offers from HSBC.
8% cash back at all petrol stations with a min. monthly spend of S$800.
Cashback Dining
6 %
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6% on any dining merchant worldwide with a min. monthly spend of S$800.
Annual Fee
S$ 196.2
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First Year Waived
Monthly Spend Required
S$ 800 per month
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Capped at S$80 per statement month.
3 Offers Available
SingSaver Concert Giveaway
Get 1x chance to win a VIP Suite Concert Experience
Valid until
04 May 2025
SingSaver Exclusive Offer
S$400 Cash via PayNow
Valid until
04 May 2025
SingSaver Exclusive Offer
2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson Supersonic™ hair dryer (worth S$649)
Valid until
04 May 2025
SingSaver Exclusive Offer
Apple iPad (A16) 11" WiFi 128GB (worth S$499)
Valid until
04 May 2025
SingSaver Exclusive Offer
Dyson V12 Origin (worth S$749)
Valid until
04 May 2025
SingSaver Exclusive Offer
DJI Osmo Action 5 Pro Standard Combo (worth S$489)
Valid until
04 May 2025
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
Valid until
04 May 2025
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Things to consider for this product:
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Dining rebate
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Supermarket rebate
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High-value gift
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Rebate cap applied
6% cashback on dining and grocery spending (local & overseas).
8% cashback on petrol and private commute (local & overseas).
Up to 23.64% savings at Caltex, Esso and Shell, inclusive of 8% cashback for petrol spending.
With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Cash Back Card will be updated to end on 31 March 2026. For more information, please click here.
0.20% cashback for all other spending, even if you do not meet the min. monthly spend.
Min. monthly spend of S$800 required to earn bonus cashback.
S$80 combined cashback cap across all categories.
SingSaver Concert Giveaway
Gift Options
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card. There will be a revision made to the Citi Credit Cards complimentary travel insurance. The Travel Insurance coverage in respect of a Trip charged to Citi Cash Back+ Card will be updated to end on 31 March 2026. For more information, please click here.
With Citi PayAll you can earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to 17% discount at Caltex, Esso and Shell petrol stations.
SingSaver Concert Giveaway
Gift Options
Get 1x chance to win a VIP Suite Concert Experience
SingSaver Giveaway promotion runs from 16 April 2025, 9:00 AM SGT to 4 May 2025.
Promotion is valid for new applicants of American Express / Citi / HSBC / Standard Chartered credit cards or IG / Longbridge / Webull stock brokerages only.
Apply for participating credit card or stock brokerage products during the promo period to receive 1x chance to win a VIP Suite Concert Experience!
Up to 1.3 miles per S$1 spent locally, including bus and train rides.
Up to 2.2 miles per S$1 spent on overseas purchases in foreign currency.
Receive 10,000 bonus miles when you pay the annual fee of S$196.20
Read our full review of the DBS Altitude Card.
Miles are awarded in the form of DBS points which are awarded for every S$5 spent.
Each conversion of DBS points to miles will be subjected to an administrative fee of S$25 (exclusive of GST).
SingSaver Exclusive Offer
Gift Options
Nintendo Switch OLED (worth S$549); or
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or
Apple AirPods Pro (Gen 2) with MagSafe Charging Case + MagSafe Charger (worth S$408); or
S$350 eCapitaVoucher
SingSaver Exclusive Offer promotion runs until 30 April 2025.
Promotion is valid for new DBS / POSB credit cardmembers only.
Apply for selected DBS / POSB credit cards during the promo period with a corresponding promo code and make a min. spend of S$500 within 30 days from card approval date to be eligible for reward:
Use promo code SSMAR1 to receive a Nintendo Switch OLED (worth S$549)
Use promo code SSMAR2 to receive an Apple iPad 9th Gen WiFi 64GB (worth S$479)
Use promo code SSMAR3 to receive an Apple AirPods Pro Gen 2 with MagSafe Charging Case + MagSafe Charger (worth S$408)
Use promo code SSMAR4 to receive S$350 eCapitaVouchers
Promotion does not stack with other welcome offers from DBS / POSB.
American Express Singapore Airlines Business Credit Card
Airmiles Overseas
1.8 miles per dollar
Airmiles Travel
1.8 HighFlyer points
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Per S$1
Annual Fee
S$ 400
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Non-waivable
Monthly Spend Required
None
Offer Available
Welcome Offer
S$300 Statement Credits
Valid until
28 May 2025
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Things to consider for this product:
check
Bonus air miles
check
Airport lounge
check
Air ticket rebate
remove
Rebate cap applied
Earn up to 8 HighFlyer points per S$1 spent on eligible Singapore Airlines and Scoot flights (worth 8 KrisFlyer miles).
Earn 1.2 HighFlyer points per S$1 spent on all eligible purchases (worth 1.2 KrisFlyer miles) with no cap.
Convert HighFlyer points to KrisFlyer miles at a 1:1 rate, up to 150,000 KrisFlyer miles (usual: 100,000 KrisFlyer miles) per eligible KrisFlyer account annually with no limit on the number of KrisFlyer accounts linked.
Be the first from your business to spend S$15,000 or more on eligible Singapore Airlines and Scoot flight bookings within the first 12 months of Card Membership to be eligible for an upgrade to the KrisFlyer Elite Gold membership tier. Each business is eligible for this benefit once.
Complimentary Accor Plus membership worth S$418 offering a free night’s stay every year and up to 50% dining discounts
Redeem KrisFlyer Elite Gold membership tier at 100,000 HighFlyer points (usual: 125,000 HighFlyer points). Subject to the terms and conditions of the Singapore Airlines HighFlyer Programme .
Receive 6,000 HighFlyer points after American Express receives payment of the renewal annual membership fee each year.
If your business is new to Singapore Airlines HighFlyer, your business may receive 10,000 HighFlyer points awarded by Singapore Airlines upon the first flown flight booking by a corporate traveler from your business that is purchased via the Singapore Airlines corporate portal, within the first 12 months of the first Card approval. Each business is eligible for this benefit once.
Please refer to the American Express website for the most up to date information on card benefits and its terms & conditions.
Welcome Offer
Gift Options
S$300 Statement Credits
Welcome Offer promotion runs from 23 April 2025 to 28 May 2025.
Promotion is valid for new and existing American Express card members.
Apply for the American Express Singapore Airlines Business Credit Card, pay the annual fee (S$400 incl. GST) in the first statement to be eligible for reward, and make a min. spend of S$3,000 within the first 2 months of card approval to be eligible for reward.
Types of High-Value Gifts Receivable From SingSaver
SingSaver's credit card sign-up promotions offer an enticing range of rewards. From cutting-edge electronics and immersive travel experiences to luxury home appliances, stylish fashion items, and practical cash rebates, there's something for everyone.
Whether you're into fitness, cooking, outdoor adventures, or smart home upgrades, these gifts enhance various aspects of life, making credit card sign-ups via SingSaver a pathway to both financial gains and enriched experiences.
Electronics
When signing up for a credit card through SingSaver, you might have the chance to receive cutting-edge electronics such as smartphones, tablets, laptops, and smartwatches. These high-value gadgets can seamlessly integrate into your daily life, keeping you connected and organised while complementing your tech-savvy lifestyle.
Home appliances
Enhance your living space with premium home appliances that might be offered as sign-up gifts. These could include state-of-the-art gadgets like smart TVs, air purifiers, coffee machines, and more, elevating your home environment and adding convenience to your daily routines.
Travel rewards & experiences
Imagine embarking on unforgettable journeys with travel-related gifts. Through SingSaver's credit card promotions, you could be rewarded with travel vouchers or packages, allowing you to explore new destinations, unwind in luxury resorts, or embark on thrilling adventures, creating memories that last a lifetime.
Fitness equipment
Looking for a fitness package or the right home workout equipment to achieve that perfect work-life balance? When you sign up for a credit card with us at SingSaver, you’ll stand to receive workout credits, fitness packages, and even state-of-the-art home gym equipment to complete your daily workout from the comfort of your own home.
Kitchen appliances
Whipping up something delicious in the kitchen? Or perhaps you simply want to level up your cooking game? Take advantage of the exclusive kitchen appliances you’ll sometimes find with our SingSaver credit card sign-up rewards. From coffee machines to air fryers, these cooking appliances are the perfect addition to anyone’s kitchen.
Smart home devices
Elevate your living space with smart home devices, potentially available through credit card sign-up deals. These devices, including smart thermostats, security cameras, and virtual assistants, empower you to create an efficient, connected, and secure home environment.
Frequently asked questions about Best High-Value Credit Card Offers in Singapore
I applied for a credit card two months ago and I’ve received my credit card. But I’m still waiting for my reward. What should I do?
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It usually takes an average of 2 calendar months from the date of approval by the bank or completion of the SingSaver Rewards Redemption Form (sent to you via the registered email address), whichever is later, before you receive an email with details of the Rewards Redemption.
Have you completed the SingSaver Rewards Redemption Form or are you having any difficulties completing the SingSaver Rewards Redemption Form? If you have either, email us at info@singsaver.com.sg so we can help with the reward redemption process.
How do I know if I’m eligible for the reward?
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First, the online application has to be completed through SingSaver. Following the online application, complete the SingSaver Rewards Redemption Form sent to you via your registered email address.
When the application is approved by the bank and the bank confirms the applicant’s eligibility to receive the Reward, SingSaver will email the applicant with details on how to collect the Reward.