UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

Unveil a world of exceptional experiences with the UOB Visa Infinite Metal Card. Elevate your lifestyle through unparalleled rewards, bespoke privileges, and unlimited airport lounge access. From exclusive travel benefits to tailored services, this card redefines luxury at every turn.
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Highlights

Card benefit
 miles / dollar
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Annual Fee
S$ 654
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Minimum Annual Income
S$ 120,000

Things to consider

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Airport lounge

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Bonus air miles

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Overseas rebate

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Annual Fee required

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Benefits

AirMiles

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Airmiles Base Rate
1.4  miles / dollar
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Airmiles Local
1.4  miles / dollar
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Airmiles Overseas
2.4  miles / dollar
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Quick Facts

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Unlimited access to 1,300 airport lounges worldwide, for you and a guest.

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Earn 2.4 air miles per S$1 spent in foreign currency, and 1.4 air miles per S$1 spent locally.

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Bonus 15,000 air miles upon renewal with min. S$100,000 spend within membership year.

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Waiver of miles conversion fees.

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Complimentary welcome drinks and up to 30% off at select Michelin-starred and fine dining restaurants.

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Travel with peace of mind with up to S$1,000,000 Travel Personal Accident Insurance coverage.

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24/7 UOB Visa Infinite Concierge for your banking and lifestyle needs.

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No annual fee waiver

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 120,000
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Fees / Repayment

Fees

Annual Fee Waiver
Not Available
Annual Fee
S$ 654
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Foreign Currency Transaction Fee
3.25  %
Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
Interest on Purchase
27.8  %
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Interest on Cash Advance
28.5  %
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Interest Free Period
21  days
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Others

Association

VISA Infinite

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB Visa Infinite Metal Card UOB Visa Infinite Metal Card

UOB Visa Infinite Metal Card

The UOB Visa Infinite Metal Card is built for frequent travellers who want elevated earn rates and luxury travel perks. Get strong base miles, unlimited lounge access for the primary cardholder and a guest, airport limousine transfers (with spend criteria), concierge, and premium hotel/dining privileges.

Spend category

Rewards earned

Local spend

1.4 miles per S$1

Overseas spend

2.4 miles per S$1

Bonus spend

Up to 40,000 miles annually with conditions (incl. paying annual fee; extra bonus at S$100,000 yearly spend)

 

SingSaver’s offer

Welcome offer comparison

Provider

Offer

SingSaver

No offer at the moment

UOB Website

Spend a minimum of S$4,000 within 30 days from your card approval date, plus make the full payment of the annual membership fee to qualify for the rewards below:

  • 80,000 air miles for new-to-card customers
  • 40,000 air miles for existing-to-card customers

Offer valid till 30 September 2025.

 

UOB Visa Infinite Metal Card at a glance

Air miles

4/5 stars 

  • 1.4 mpd local, 2.4 mpd overseas
  • Miles expire after 2 years 
  • Renewal bonus miles each year with conditions.
  • Manual miles conversion (UNI$ → miles) and S$25 conversion fee apply.

 

Overseas spending

4.5/5 stars

  • Strong 2.4 mpd on foreign currency spend.
  • Standard 3.25% FCY fee applies (net value still competitive for miles chasers).

 

Travel

4/5 stars

  • Airport lounge access programme for the primary cardholder
  • Airport limousine transfers per quarter with qualifying spend (cap applies).
  • Complimentary travel insurance up to US$1,000,000 for accidental death/dismemberment on public conveyance 

 

Lifestyle & dining

2/5 stars

Access to UOB’s curated dining programme and Visa Infinite concierge.

 

Annual interest rate and fees

  • Annual principal fee: S$654 (inclusive of GST)
  • Fee waiver: N/A
  • Interest-free period: 21 days
  • Annual interest rate: 27.8% p.a.
  • Late payment fees: S$100
  • Minimum monthly repayment: 3% of current balance or S$50, whichever is higher, plus overdue amounts
  • Foreign currency transaction fee: 3.25%
  • Cash advance transaction fee: 8% or S$15, whichever is higher
  • Overlimit fee: S$40

 

Minimum income requirements

  • Singaporean/PR minimum income: S$120,000
  • Non-Singaporean minimum income: S$120,000

 

Why apply for the UOB Visa Infinite Metal Card

Perks and benefits

  • 1.4 – 2.4 mpd with no category tracking
  • Lounge access (see latest UOB lounge policy) and limousine transfers with spend
  • Premium hotel & dining tie-ups; Visa Infinite concierge

Additional benefits

  • Renewal bonus miles of up to 40,000 per year with fee payment and high annual spend
  • Miles don’t expire (via UNI$) and can be transferred to multiple partners (conversion fee applies)


Everyday value

  • Strong for overseas spend and airport routine (lounges, limo).
  • Good fit if you value prestige metal build and curated privileges.


SingSaver’s take

A compelling premium miles card for high-income travellers who want reliable earn rates and airport comfort on tap. The non-waivable S$654 fee and manual miles conversions are trade-offs, but if you spend heavily (especially overseas), the 2.4 mpd, lounge access and limousine perks can justify the fee.

 

Pros & Cons

Pros Cons
  • ✅ 2.4 mpd on foreign currency spend; 1.4 mpd locally
  • ✅ Lounge access and limousine transfers elevate travel days
  • ✅ Renewal bonus miles potential; non-expiring miles (via UNI$)
  • ❌ S$120,000 income requirement; S$654 non-waivable fee
  • ❌ Manual UNI$ → miles conversions; S$25 conversion fee
  • ❌ Lounge programme terms can change—check latest T&Cs

 

 

Card comparison

Card

Miles/Rewards

Annual fee (principal)

Other perks

UOB Visa Infinite Metal Card

1.4 mpd local / 2.4 mpd overseas

S$654

Lounge access, limo transfers, dining & hotel perks

Citi PremierMiles Card

1.2 mpd local / 2.2 mpd overseas

S$196.20

2 lounge visits, flexible redemptions

Standard Chartered Visa Infinite

Up to 3 miles per S$1 on overseas spend

S$594 (Including GST)

6 visits per year to Priority Pass, strong travel insurance


The UOB Visa Infinite Metal Card stands out for its premium earn rates and luxury perks, though the high income requirement and non-waivable fee mean it’s best suited for affluent frequent travellers.

 

Application process

  1. Click “Apply Now” on this page
  2. Complete the UOB online application
  3. Upload NRIC/Passport and income documents (MyInfo for SG/PR speeds this up)
  4. Get approval 

 

Frequently asked questions about UOB Visa Infinite Metal Card

 

Q: What is the income requirement for UOB Visa Infinite Metal Card?

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Applicants must earn a minimum annual income of S$120,000, whether you’re a Singapore Citizen, PR, or Foreigner. You’ll also need to be at least 21 years old to apply.

Q: What are the benefits of the UOB Visa Infinite Metal Card?

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The card offers 1.4 miles per S$1 locally and 2.4 miles per S$1 overseas, with miles that never expire. Perks include airport lounge access, complimentary limousine transfers (with spend requirements), travel insurance coverage of up to US$1,000,000, and lifestyle benefits like dining privileges and 24/7 Visa Infinite concierge.

Q: How do I get a UOB Visa Infinite Metal Card?

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You can apply directly online through UOB or via SingSaver. Simply complete the application form, provide supporting documents (NRIC/Passport and income proof, or MyInfo for SG/PRs), and wait for approval. If successful, you’ll receive the card within 1–2 weeks. To unlock sign-up miles or SingSaver rewards, remember to meet the minimum spend within the promo period and pay the S$654 annual fee.