UOB Lady's Card

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The UOB Lady's Card is a generous rewards card that allows you to earn 6 miles per dollar on one of seven preferred categories Fashion, Dining, Travel, Beauty and Wellness, Family, Transport or Entertainment. Cardholders can choose their preferred category every quarter to maximise their rewards. In fact, its one of the best rewards cards to earn miles quickly for your next getaway!

Quick facts

  • Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)
  • Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account
  • LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.

Things To Consider

  • Local spending rebate
  • Installment
  • No monthly spend required

Benefits

Cashback Base Rate

0.2 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

None

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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 100

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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