Fastest Cash Fulfillment

(Loyalty Rewards) Standard Chartered Smart Credit Card

product

The Standard Chartered Smart Credit Card is a great option to have if you frequent fast-food outlets, pay for digital subscriptions or commute regularly on bus or MRT. Cashback is earned in the form of Rewards Points, which you can redeem for 6% cashback. With zero annual fees and no minimum spend requirements, it is the perfect card to have for everyday spending.

Quick facts

  • No cash advance fee.
  • No annual fee.
  • Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.

Things To Consider

  • Bonus air miles
  • Public transportation
  • Installment

Benefits

Cashback Dining

6 %

Minimum Annual Income

S$ 30000

Annual Fee

No Annual Fee

Cashback Transport

6 %

Monthly Spend Required

None

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

3.5 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 27

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

23.9 %

Interest on Cash Advance

29.9 %

Interest Free Period

3 Months

Supported Payment Network

  • VISA

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay