OCBC NXT Credit Card
The OCBC NXT Credit Card offers a great option for big purchases, with interest-free auto instalments that are split across 3 or 6 months, plus a sweet 1% cash rebate with min. spend of S$1,000.
OCBC NXT Credit Card
Quick facts
- Purchases are automatically split into monthly installments to ease your cashflow.
- 0% interest on monthly instalments.
- Earn 1% cash rebates when your monthly bill is S$1,000 or more.
Things To Consider
- Installment
- Rebate cap applied
- Monthly spend required
Benefits
Cashback Local
Up to 1 %
Cashback Base Rate
0.5 %
Cashback Overseas
Up to 1 %
Eligibility
Minimum Age
21 years old
Minimum Annual Income
S$ 30000
Monthly Spend Required
None
Fees
Annual Fee Waiver
2 years
Annual Fee
S$ 163.50
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
S$ 15
Repayment
Minimum Payment
S$ 50
Late Payment Charge
S$ 100
Interest on Purchase
27.78 %
Interest on Cash Advance
28.92 %
Interest Free Period
23 days
Supported Payment Network
- Mastercard
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
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