OCBC NXT Credit Card

product

The OCBC NXT Credit Card offers a great option for big purchases, with interest-free auto instalments that are split across 3 or 6 months, plus a sweet 1% cash rebate with min. spend of S$1,000.

Quick facts

  • Purchases are automatically split into monthly installments to ease your cashflow.
  • 0% interest on monthly instalments.
  • Earn 1% cash rebates when your monthly bill is S$1,000 or more.

Things To Consider

  • Installment
  • Rebate cap applied
  • Monthly spend required

Benefits

Cashback Local

Up to 1 %

Annual Fee

S$ 163.50

Cashback Base Rate

0.5 %

Installment Tenure

Up to 12 months

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 163.50

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

27.78 %

Interest on Cash Advance

28.92 %

Interest Free Period

23 days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay
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