Maybank Platinum Visa Card

If you're not a big spender, the Maybank Platinum Card may be what you need — with just a min. spend of S$300 a month in a quarter; you'll receive up to 3.33% cashback, which is capped at S$30 per quarter.

For big spenders, you'll receive S$100 or S$200 quarterly cashback if you spend at least S$1,000 or S$2,000 per month respectively, in that quarter.

Moreover, it's also a card with very few exclusions; indeed, the Maybank Platinum Visa Card is one of the few credit cards which lets you earn rewards on insurance premiums. Your insurance payments can make up half of the monthly spend for each tier. For example, if you spend S$2,000 monthly in a quarter, your insurance payment is eligible for up to S$1,000 per month in a quarter.

What's more, it has a low annual fee of just S$20 per quarter, which is waived for the first three years. Automatic fee waivers will also be granted when you charge your card at least once every three months.

But that's not all, you'll also enjoy 20.05% fuel savings when you link your Diamond Sky Fuel Card to your Maybank Platinum Visa Card.

The Maybank Platinum Visa Card also comes with extensive travel insurance coverage; you can get up to S$500,000 in coverage when you charge your full travel package to your card.