(Fast Fulfillment Rewards) HSBC TravelOne Credit Card

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The HSBC TravelOne Credit Card is a reliable travel credit card that allows you to earn 1.2 miles per dollar on local spend and 2.4 miles per dollar on overseas spend. It's biggest selling point is the number of transfer partners - featuring 9 airlines and 3 hotel partners - the most in Singapore. It also provides 4 complimentary lounge visits per year, ideal for those well travelled.

Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • Instant reward redemption with an extensive selection of airline and hotel partners via HSBC Singapore mobile app.
  • Accelerated earn rate: up to 2.4 miles for your spending.

Things To Consider

  • Unlimited air miles
  • Airport lounge
  • Travel insurance

Benefits

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2.4 miles per dollar

Minimum Annual Income

S$ 30000

Airport Lounge Access

4 visits per year*

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Singsaver rewards

SingSaver Fast Fulfillment Offer
offers
  • S$400 Lazada Vouchers
terms_and_conditions

Fees

Annual Fee Waiver

Not Available

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

No Fee until 31 May 2024

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 100

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay