HSBC Premier MasterCard® Credit Card

product

Enjoy the best of both worlds with the HSBC Premier Mastercard. Earn 5% cash rebates on everyday spend, both local and overseas, and 1 Reward point per dollar on all purchases.

Quick facts

  • Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
  • 5% cash rebate on eligible dining, groceries, petrol, and transport transactions, both locally and abroad.
  • Earn additional 1% cashback with HSBC Everyday+.

Things To Consider

  • Local spending rebate
  • Overseas rebate
  • Monthly spend required

Benefits

Cashback Local

1 %

Cashback Base Rate

1 %

Cashback Overseas

1 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

Free for life

Annual Fee

Free for life

Foreign Currency Transaction Fee

2.8 %

Repayment

Minimum Payment

3 %

Late Payment Charge

S$ 55

Interest on Purchase

26.9 %

Interest on Cash Advance

28 %

Interest Free Period

20 Days

Supported Payment Network

  • World Mastercard

Supported Payment Type

  • Apple Pay
  • Google Pay
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