Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.

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Annual Fee

S$ 196.2

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First Year Waived

Cashback Base Rate

0.3 %

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0.3% Citi Rebate on All Local Retual Purchases. 1 Citi Rebate = 1 SGD

Annual Fee Waiver

1 year

Cashback Online Bill Payment Spending

Up to 10 %

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With a total spend of at least S$600 per statement month.

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Highlights

Annual Fee

S$ 196.2

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First Year Waived

Cashback Base Rate

0.3 %

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0.3% Citi Rebate on All Local Retual Purchases. 1 Citi Rebate = 1 SGD

Annual Fee Waiver

1 year

Cashback Online Bill Payment Spending

Up to 10 %

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With a total spend of at least S$600 per statement month.

2 Offers Available

Save S$619 on an Apple Macbook Air M3 13

Upgrade Your Rewards with a Simple Top-Up

Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up

+ 1 other gift options

Rewards Upgrade promotion is valid until 30 September 2024.
Promotion is valid for new Citi credit cardmembers only.
Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
The Reward Upgrade will replace SingSaver Exclusive promotional reward.
Terms and Conditions apply

Richest Offer in the Market

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Promotion is valid until 30 September 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Richest Offer in the Market

Dyson Micro 1.5kg (worth S$599)

Promotion is valid until 30 September 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Richest Offer in the Market

S$350 Shopee voucher

Promotion is valid until 30 September 2024.
Promotion is valid for new Citi credit cardmembers only.
Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
Promotion does not stack with other welcome offers from Citibank.
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Retail rebate

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No expiry air miles

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.3 %

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0.3% Citi Rebate on All Local Retual Purchases. 1 Citi Rebate = 1 SGD

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Cashback Local

0.3 %

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0.3% Citi Rebate on All Local Retual Purchases. 1 Citi Rebate = 1 SGD

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Cashback Overseas

0.3 %

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0.3% Citi Rebate on All Local Retual Purchases. 1 Citi Rebate = 1 SGD

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Cashback Online Bill Payment Spending

Up to 10 %

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With a total spend of at least S$600 per statement month.

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Quick Facts

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Earn up to 10% Citi M1 rebate on your M1 recurring bills and 0.3% Citi M1 rebate on retail transactions.

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Enjoy 10% off devices and up to 1% Citi M1 Rebate on purchases at M1 stores.

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Citi M1 rebate does not expire.

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0.3% cash rebate on eligible retail purchases.

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% withdrawn, whichever is higher.

Air Miles Conversion Fee

S$ 25

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Excluding GST

Repayment

Minimum Payment

1 %

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1% of current a/c balance plus 1% outstanding amount plus late charges or S$50, whichever is higher.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 days

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Others

Association

VISA

Citi M1 Platinum Visa Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

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