Citi M1 Platinum Visa Card

Citi M1 Platinum Visa Card

Enjoy exceptional cashback, rewards, and exclusive M1 perks, all while staying effortlessly connected in the digital age with the Citibank M1 Platinum Visa. Earn Citi M1 Rebates to offset your M1 bill or convert them to KrisFlyer miles.
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Highlights

Cashback Entertainment
4.7  %
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Cashback at M1 Shops
Up to 2.7  %
Annual Fee
S$ 196.2
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Cashback Base Rate
0.3  %
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Cashback M1 Telco Bill Spending
2.7  %
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4 Offers Available
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
  • SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for participating Citi credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
    • Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
    • Download the SingSaver App and verify via the same login to get an additional chance.
  • Campaign page here for full details.
  • Cash Quest Giveaway promotion Terms and Conditions apply.
  • SingSaver General Promotion Terms and Conditions apply.
S$350 Cash via PayNow
Fastest 4 Weeks Cash Fulfilment
S$350 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
  • Terms and Conditions apply.
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
Fastest 4 Weeks Rewards Fulfilment
50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Apple iPad 9th Gen 10.2
Fastest 4 Weeks Rewards Fulfilment
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Dyson Micro 1.5kg (worth S$599)
Fastest 4 Weeks Rewards Fulfilment
Dyson Micro 1.5kg (worth S$599)
  • Promotion is valid until 10 November 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Apply for the Citi SMRT Card or M1 Platinum Visa Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from Citibank.
  • Terms and Conditions apply.
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up

+ 2 other gift options

  • SingSaver Exclusive promotion is valid until 31 October 2024.
  • Promotion is valid for new Citi credit cardmembers only.
  • Activate select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for a Reward Upgrade.
  • The Reward Upgrade will replace SingSaver Exclusive promotional reward.
  • Terms and Conditions apply.

Things to consider

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Retail rebate

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No expiry air miles

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Monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.3  %
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Cashback Local
0.3  %
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Cashback Overseas
0.3  %
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Cashback M1 Telco Bill Spending
2.7  %
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Quick Facts

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Earn up to 4.7% Citi M1 rebate on eligible Entertainment spend and 2.7% Citi M1 rebate on M1 Telco Bill spending.

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Enjoy up to 2.7% Citi M1 Rebate on purchases at M1 stores.

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Citi M1 rebate does not expire.

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0.3% cash rebate on eligible retail purchases.

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
1  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
27.9  %
Interest Free Period
25  days
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Others

Association

VISA

Tags

Citi M1 Platinum Visa Card Citi M1 Platinum Visa Card