(Loyalty Rewards) Citi SMRT Card

product

Enjoy 5% savings on all groceries, online purchases, and transportation spend with the Citi SMRT Card. SMRT$ points are earned when you spend, which you can redeem for cash rebates or shopping vouchers.

Quick facts

  • 5% savings on online purchases.
  • 5% savings at all supermarkets & grocery stores.
  • 5% savings on taxi & public transport rides.

Things To Consider

  • Public transportation
  • Grab/taxi rebate
  • Online shopping rebate

Benefits

Cashback Supermarket

5 %

Monthly Spend Required

S$ 500

Cashback Transport

5 %

Cashback Base Rate

0.3 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

S$ 500

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

8 %

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

2 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

28 %

Interest Free Period

25 days

Supported Payment Network

  • VISA Platinum

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay