Citi SMRT Card

product

Enjoy 5% savings on all groceries, online purchases, and transportation spend with the Citi SMRT Card. SMRT$ points are earned when you spend, which you can redeem for cash rebates or shopping vouchers.

Quick facts

  • 5% savings on online purchases.
  • 5% savings at all supermarkets & grocery stores.
  • 5% savings on taxi & public transport rides.

Things To Consider

  • Public transportation
  • Grab/taxi rebate
  • Online shopping rebate

Benefits

Cashback Supermarket

5 %

Monthly Spend Required

S$ 500

Cashback Transport

5 %

Cashback Base Rate

0.3 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

S$ 500

Singsaver rewards

SingSaver March Madness Spin to Win
offers
  • 1x March Madness Spin to Win Chance
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Upgrade Your Rewards with a Simple Top-Up
offers
  • Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50)
  • Sony ZV-1F Vlog Camera (worth S$769) (Top up S$30)
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
  • S$370 Cash via PayNow
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Richest Offer in the Market; Exclusively on SingSaver
offers
  • S$420 Shopee Vouchers
  • Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479)
  • 2x Hinomi Q1 Ergonomic Office Chairs (worth S$998)
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Upgrade Your Rewards with a Simple Top-Up
offers
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
terms_and_conditions

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

8 %

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

2 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

28 %

Interest Free Period

25 days

Supported Payment Network

  • VISA Platinum

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay
Apply Now

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