Citi SMRT Card
Enjoy 5% savings on all groceries, online purchases, and transportation spend with the Citi SMRT Card. SMRT$ points are earned when you spend, which you can redeem for cash rebates or shopping vouchers.
Citi SMRT Card
Quick facts
- 5% savings on online purchases.
- 5% savings at all supermarkets & grocery stores.
- 5% savings on taxi & public transport rides.
Things To Consider
- Public transportation
- Grab/taxi rebate
- Online shopping rebate
Benefits
Cashback Local
0.3 %
Cashback Base Rate
0.3 %
Cashback Overseas
0.3 %
Eligibility
Minimum Age
21 years old
Min. Annual Income
S$ 30000
Monthly Spend Required
S$ 500
Singsaver rewards
SingSaver Cash Quest Giveaway
offers
- Get 10x chances to win S$50,000 Cash!
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Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$400 Cash via PayNow
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Richest Offer in the Market; Exclusively on SingSaver
offers
- Dyson Supersonic™ hair dryer (worth S$649)
- Apple iPad 10th Gen WiFi 64GB (worth S$499)
- Dyson Micro 1.5kg (worth S$599)
- Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$408)
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Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
- Save S$619 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up
terms_and_conditions
Fees
Annual Fee Waiver
2 years
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
8 %
Air Miles Conversion Fee
S$ 25
Repayment
Minimum Payment
2 %
Late Payment Charge
S$ 100
Interest on Purchase
27.9 %
Interest on Cash Advance
28 %
Interest Free Period
25 days
Supported Payment Network
- VISA Platinum
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
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