Citi SMRT Card
Enjoy 5% savings on all groceries, online purchases, and transportation spend with the Citi SMRT Card. SMRT$ points are earned when you spend, which you can redeem for cash rebates or shopping vouchers.
Citi SMRT Card
Quick facts
- 5% savings on online purchases.
- 5% savings at all supermarkets & grocery stores.
- 5% savings on taxi & public transport rides.
Things To Consider
- Public transportation
- Grab/taxi rebate
- Online shopping rebate
Benefits
Cashback Supermarket
5 %
Monthly Spend Required
S$ 500
Cashback Transport
5 %
Cashback Base Rate
0.3 %
Eligibility
Minimum Age
21 years old
Min. Annual Income
S$ 30000
Monthly Spend Required
S$ 500
Singsaver rewards
SingSaver Upsized Flash Deal
offers
- S$450 Upsized Cash via PayNow
- 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025)
- Dyson Supersonic™ hair dryer (worth S$649)
- Apple iPad (A16) 11" WiFi 128GB (worth S$499)
- Sony ZV-1F Vlog Camera (worth S$769)
- Dyson V12 Origin (worth S$749)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
terms_and_conditions
Fees
Annual Fee Waiver
2 years
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Cash Advance Service Charge
8 %
Air Miles Conversion Fee
S$ 25
Repayment
Minimum Payment
2 %
Late Payment Charge
S$ 100
Interest on Purchase
27.9 %
Interest on Cash Advance
28 %
Interest Free Period
25 days
Supported Payment Network
- VISA Platinum
Supported Payment Type
- Google Pay
- Apple Pay
- Samsung Pay
Apply Now
on_provider_website