BOC Zaobao Credit Card

product

Enjoy unlimited cash rebate on all local and overseas retail spend with the BOC Zaobao Credit Card. Plus earn bonus cashback on your SPH newspaper subscription and dining.

Quick facts

  • 1.5% unlimited cash rebate on local and overseas retail spend with no minimum spend.
  • Up to 10% cash rebate on Zaobao and SPH newspaper subscriptions with S$400 minimum spend per statement month.
  • Up to 5% cash rebate on dining S$400 minimum spend per statement month.

Things To Consider

  • No rebate cap
  • Local spending rebate
  • Overseas rebate

Benefits

Cashback Local

1.5 %

Cashback Base Rate

1.5 %

Cashback Overseas

1.5 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 205.20

Foreign Currency Transaction Fee

3.2 %

Cash Advance Service Charge

6 %

Air Miles Conversion Fee

S$ 30.28

Repayment

Minimum Payment

3 %

Late Payment Charge

5 %

Interest on Purchase

28.88 %

Interest on Cash Advance

28.88 %

Interest Free Period

23 days

Supported Payment Network

  • UnionPay Diamond
SingSaver

Credit Cards

Insurance

Loans

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