BOC Zaobao Credit Card

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Enjoy unlimited cash rebate on all local and overseas retail spend with the BOC Zaobao Credit Card. Plus earn bonus cashback on your SPH newspaper subscription and dining.

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Quick facts

  • 1.5% unlimited cash rebate on local and overseas retail spend with no minimum spend.
  • Up to 10% cash rebate on Zaobao and SPH newspaper subscriptions with S$400 minimum spend per statement month.
  • Up to 5% cash rebate on dining S$400 minimum spend per statement month.
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Things To Consider

  • No rebate cap
  • Local spending rebate
  • Overseas rebate
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Benefits

Cashback Dining

5 %

Cashback Overseas

1.5 %

Annual Fee Waiver

2 years

Cashback Retail

1.5 %

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30000

Monthly Spend Required

None

Fees

Annual Fee Waiver

2 years

Annual Fee

S$ 205.20

Foreign Currency Transaction Fee

3.2 %

Cash Advance Service Charge

6 %

Air Miles Conversion Fee

S$ 30.28

Repayment

Minimum Payment

3 %

Late Payment Charge

5 %

Interest on Purchase

28.88 %

Interest on Cash Advance

28.88 %

Interest Free Period

23 days

Supported Payment Network

  • UnionPay Diamond