American Express True Cashback Card

product

Suited for big-ticket purchases, the American Express True Cashback Card allows you to earn up to 3% cashback on all eligible purchases made locally and overseas.

Quick facts

  • 1.5% unlimited cash rebate on all spend with no minimum spend.
  • 3% unlimited cashback for first $5,000 for first 6 months.
  • Complimentary travel insurance.

Things To Consider

  • No rebate cap
  • No monthly spend required
  • Travel insurance

Benefits

Cashback Local

1.5 %

Cashback Base Rate

1.5 %

Cashback Overseas

1.5 %

Eligibility

Minimum Age

21 years old

Minimum Annual Income

Conditional

Monthly Spend Required

None

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 174.40

Foreign Currency Transaction Fee

3.25 %

Repayment

Minimum Payment

S$ 50

Late Payment Charge

S$ 100

Interest on Purchase

27.80 %

Interest on Cash Advance

26.9 %

Interest Free Period

22 days

Supported Payment Network

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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