Welcome to your ultimate credit card guide Singapore! This article is packed with tips to help you get the most from your card. Whether you're experienced or new to credit cards, we've got you covered. Our guide will give you the knowledge to make wise financial choices. Are you ready to turn your credit card into a powerful financial tool? Let's start your journey to smarter spending and more rewards!
Credit card basics | Choosing a credit card | Applying for a credit card | Managing credit card debt
How to increase credit card limit?
Request a limit increase from your bank, usually after showing a history of on-time payments and income growth. A higher limit can improve your credit utilization ratio.
Can cancelling a credit card have detrimental effects?
Cancelling a credit card can lower your credit score by affecting your credit utilization and length of credit history. Consider keeping the card open if it's not costing you in fees.
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