OCBC 90°N Mastercard

OCBC 90°N Mastercard

The OCBC 90°N Mastercard is a miles credit card with a relatively high earn rate for both local (1.3 miles per dollar) and overseas spending (2.1 miles per dollar). You can also earn 7 miles per dollar on bookings made on Agoda. Plus, there is no cap to the number of miles you can earn monthly. Besides miles, you can redeem hotel loyalty points, cash rebates and much more.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
layers

Highlights

Airmiles Local
1.3  miles per dollar
Airmiles Overseas
2.1  miles per dollar
info
Airmiles Hotel Booking
Up to 7  miles per dollar
info
Airmiles Bonus Cap
N/A
info
2 Offers Available
Get 1x Chance to win a pair of Jay Chou Concert Tickets
SingSaver Giveaway
Get 1x Chance to win a pair of Jay Chou Concert Tickets
  • Promotion is valid for new and existing OCBC credit cardmembers
  • Apply for participating OCBC credit cards through SingSaver to be eligible for reward
    • 4 Winners will each receive a pair of Cat 1 tickets to Jay Chou Carnival World Tour 2024 - Singapore.
    • Tickets apply to 11 Oct 2024 (Friday) show
  • Promotion is valid until 14 July 2024
  • Terms and Conditions apply
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
SingSaver Exclusive Offer - New Cardmembers Only
Samsonite Volant Spinner 68/25 EXP + 1x Apple AirTag bundle (worth S$525.40)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 14 July 2024
  • Terms and Conditions apply
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
SingSaver Exclusive Offer - New Cardmembers Only
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 14 July 2024
  • Terms and Conditions apply
S$220 eCapitaVoucher
SingSaver Exclusive Offer - New Cardmembers Only
S$220 eCapitaVoucher
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 14 July 2024
  • Terms and Conditions apply
S$200 Cash via PayNow
SingSaver Exclusive Offer - New Cardmembers Only
S$200 Cash via PayNow
  • Promotion is valid for new OCBC credit cardmembers only
  • Apply for participating OCBC credit cards through SingSaver and make a min. spend of S$500 within 30 days of card approval
  • Promotion is valid until 14 July 2024
  • Terms and Conditions apply

Things to consider

check

No expiry air miles

check

Unlimited air miles

check

Gift: Apple product

check

No monthly spend required

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
1.2  %
location_on
Cashback Local
1.2  %
flight
Cashback Overseas
2.1  %

AirMiles

credit_card
Airmiles Base Rate
1.3  miles per dollar
location_on
Airmiles Local
1.3  miles per dollar
flight
Airmiles Overseas
2.1  miles per dollar
info
bed
Airmiles Hotel Booking
Up to 7  miles per dollar
info
luggage
Airmiles Travel
Up to 7  miles per dollar
info
sports_score

Quick Facts

check_circle

Earn 1.3 and 2.1 miles per S$1 spent locally and overseas respectively.

check_circle

Your Miles never expire.

check_circle

No expiry on Travel$ earned, and no conversion fee.

check_circle

Mastercard Airport Experiences: Enjoy offers for dining, spas and retail at worldwide lounges before you take off.

check_circle

First-year annual fee waived.

check_circle

Read our full review of the OCBC 90°N Credit Card.

help

Travel$ is awarded in blocks of S$5 charged to the card per transaction.

lightbulb

Guides

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
S$ 50
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.78  %
Interest on Cash Advance
28.92  %
Interest Free Period
23  days
grid_view

Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Fitbit Pay

Garmin Pay

NETSPay

Tags

OCBC 90°N Mastercard OCBC 90°N Mastercard

© 2015-2024 SingSaver PTE LTD. All rights reserved. This online platform is operated by SingSaver Pte. Ltd. and by continuing to use www.singsaver.com.sg (the “SingSaver Website”) or by carrying out a transaction on the SingSaver Website, users are deemed to have agreed with the Terms and Conditions and Privacy Policy of the SingSaver Website. All insurance product-related transactions on the SingSaver Website are arranged and administered by SingSaver Insurance Brokers Pte. Ltd., a wholly owned subsidiary of SingSaver Pte. Ltd. SingSaver Insurance Brokers Pte. Ltd. is a licensed and authorised broker regulated by the Monetary Authority of Singapore (“MAS”). SingSaver Pte. Ltd. (which administers all other financial products on the SingSaver Website) is not regulated by MAS. SingSaver is located at Eon Shenton, 70 Shenton Way, 18-08, Singapore, 079118.