Best overseas cashback in Singapore

Citi PremierMiles Card

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The Citi PremierMiles Card stands out as a premier choice for frequent flyers, offering exclusive benefits like Priority Pass airport lounge access, comprehensive travel insurance coverage, Citi Miles that never expire, and enticing online travel booking promotions. Moreover, its inclusion of Citi-wide lifestyle and dining promotions, coupled with a reasonable minimum income requirement, positions it as an excellent entry-level air miles card, appealing to a wide range of potential users.

Citi PremierMiles cardholders earn 1.2 miles per S$1 spent on local spending and 2.2 miles per S$1 spent on foreign currency spending, enabling you to accumulate miles quickly. Arguably, one of the best parts of the Citi PremierMiles Card is that its Citi Miles, which you can convert to a wide range of frequent flyer programmes like KrisFlyer, never expire – offering unparalleled convenience and redemption flexibility.

Moreover, Citibank will gift you with a renewal bonus of 10,000 Citi Miles upon your card anniversary. On top of all that, cardholders enjoy additional luxuries of Priority Pass airport lounge access at selected airports – with the Principal Cardholder being entitled to 2 complimentary visits per calendar year at over 1,500 airport lounges worldwide.

Quick facts

  • 1.2 miles per S$1 spent locally.
  • 2.2 miles per S$1 spent in foreign currency.
  • Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.

Things To Consider

  • No expiry air miles
  • Airport lounge
  • Travel rebate

Benefits

Cashback Local

0.73 %

Cashback Base Rate

0.73 %

Cashback Overseas

1.32 %

Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30000

Monthly Spend Required

None

Singsaver rewards

SingSaver Cash Quest Giveaway
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  • Get 10x chances to win S$50,000 Cash!
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Highest Cash Reward; 4 Weeks Fulfilment
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  • S$400 Cash via PayNow
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Richest Offer in the Market; Exclusively on SingSaver
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  • Dyson Supersonic™ hair dryer (worth S$649)
  • Apple iPad 10th Gen WiFi 64GB (worth S$499)
  • Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80
  • 58,000 yuu Points (worth S$580 when you redeem yuu SuperDupers or 16,111 miles)
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Upgrade Your Rewards with a Simple Top-Up
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  • Save S$342 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up
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Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.20

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

1 %

Late Payment Charge

S$ 100

Interest on Purchase

27.9 %

Interest on Cash Advance

27.9 %

Interest Free Period

25 days

Supported Payment Network

  • Mastercard

Supported Payment Type

  • Google Pay
  • Apple Pay
  • Samsung Pay

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