Best Petrol Credit Cards in Singapore in 2025
updated: Mar 10, 2025
Searching for a generous petrol credit card that offers cashback, discounts, or points during your fill-ups? Drive more affordably and stress less about fuel costs with these top petrol credit cards in Singapore for optimal savings!
• Spin & Win guaranteed gifts when you apply for selected credit cards!
• Win Exciting Prizes: 50% of your Salary*, Gold bars, luxury hotel stays, dining & shopping vouchers, bonus miles, and more!
• Exclusive Signup Rewards: Choice of Dyson Supersonic (worth S$649), up to S$450 Shopee Vouchers, and more!
SingSaver’s best petrol credit cards in Singapore in 2025
Overall review of the best petrol credit cards in Singapore in 2025
Get the best credit card to meet your spending goals.
Looking to maximise your cashback? Or maybe you want to earn more miles? We’ve got you covered with the best credit card comparisons in Singapore!
Best Credit Card for Caltex
OCBC 365 Credit Card
on_provider_website
| Cashback Local | Up to 6% |
|---|---|
| Fuel Savings | Up to 26.8% |
| Cashback Petrol | 6% |
| REWARDS | |
| |
eligible_rewards (2)
product_details
Best Credit Card for Esso
DBS Esso Card
on_provider_website
| Cashback Local | 0.4% |
|---|---|
| Fuel Savings | Up to 21.6% |
| Cashback Petrol | 3.6% |
| REWARDS | |
| |
eligible_rewards (1)
product_details
Best Credit Card for Shell
UOB One Card
on_provider_website
| Cashback Local | Up to 20% |
|---|---|
| Fuel Savings | Up to 21.15% |
| Cashback Petrol | n_a |
| REWARDS | |
| |
eligible_rewards (3)
product_details
Best Credit Card for Sinopec
OCBC 365 Credit Card
on_provider_website
| Cashback Local | Up to 6% |
|---|---|
| Fuel Savings | Up to 26.8% |
| Cashback Petrol | 6% |
| REWARDS | |
| |
eligible_rewards (2)
product_details
Best Credit Card for SPC
POSB Everyday Card
on_provider_website
| Cashback Local | Up to 10% |
|---|---|
| Fuel Savings | Up to 20.1% |
| Cashback Petrol | Up to 20.1% |
| REWARDS | |
| |
eligible_rewards (1)
product_details
Should I get a petrol station credit card?
If you want to save on petrol, an alternative to bank credit cards is dedicated petrol station credit cards. These cards typically offer discounts on petrol prices at the issuer’s locations (unless they hold multiple cards).
Petrol station credit cards typically offer higher discounts at specific petrol stations and may offer rewards or points for petrol purchases. However, they are limited to specific petrol stations (for example, an SPC&U cardholder would enjoy discounts on SPC petrol but not at Shell or ESSO) which makes them less flexible and tied to specific petrol brands.
General cashback or credit cards, while offering lower petrol discounts or cashback in comparison, tend to also offer rewards or cashback on various spending categories. This makes them a more versatile option for everyday spend. They’re also widely accepted and can be used for purchasing petrol across different petrol stations and chains.
Let's say you spend S$200 per month on petrol. Here's a comparison of potential savings with different card types and petrol prices:
|
Petrol price (per litre) |
Petrol station card (5% discount) |
General cashback card (2% cashback) |
|
S$2.50 |
S$10 savings |
S$4 cashback |
|
S$3.00 |
S$12 savings |
S$4.80 cashback |
|
S$3.50 |
S$14 savings |
S$5.60 cashback |
As you can see, a petrol station card might be more worth it if petrol is a significant portion of your monthly spend. While the cashback from general cashback cards is much lower, keep in mind that these can be used to get cashback across various purchases and businesses too, which adds up over time. If gas prices increase, general cashback cards may even offer higher rewards due to the higher spending amount.
What counts as 'GAS' for bonus credit card rewards?
In Singapore, "gas" typically refers to petrol purchased at petrol stations. Rewards for gas purchases are usually calculated based on the transaction amount at the petrol station.
Some credit cards may have specific conditions or exclusions for gas rewards, such as minimum spending requirements or caps on rewards earned. It also depends on the card issuer’s policy and the merchant category code used in the petrol station. It's essential to read the card terms and conditions carefully to understand how gas rewards are calculated and redeemed.
The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.