Best OCBC Credit Cards in Singapore 2025

updated: Dec 05, 2024

OCBC credit cards offer flexible benefits, with up to 6% cashback on daily expenses or 10X rewards points on shopping and online purchases. With easy management through digital banking and exclusive discounts on travel, dining, and more, OCBC cards provide great value for any lifestyle.

Huat your way into the new year! Choose from amazing rewards: a Sony Vlog Camera ZV-1F or Dyson Supersonic™ Hair Dryer or Apple iPad 10th Gen or S$199 Cash + S$150 eCapitaVoucher or Trip.com Voucher when you apply for select HSBC Credit Cards via SingSaver! Valid till 15 Jan 2025. T&Cs apply.

OCBC Credit Cards

Card benefit
0.25-6% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years
eligible_rewards (4)
Card benefit
1.6% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
Card benefit
1 - 15 OCBC$ per dollar
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years
eligible_rewards (4)
Card benefit
1.3-7 miles/$
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
Card benefit
1.3-7 miles/$
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (4)
Card benefit
0.5-1% cashback
Installment Processing Fee
No processing fee
Annual Fee
S$ 163.50
Annual Fee Waiver
2 years
Card benefit
0.3-10% cashback
Installment Processing Fee
From 3%
Annual Fee
S$ 196.20
Annual Fee Waiver
2 years

Best OCBC Miles Cards (Local Spends)

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
1.3 miles per dollar
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
N/A
  • card_details

OCBC NXT Credit Card

OCBC NXT Credit Card

on_provider_website

Airmiles Bonus Cap
N/A
Rewards Bonus Cap
N/A
Min. Annual Income
S$ 30,000
Airmiles Local
N/A
  • card_details

Best OCBC Miles Cards (Overseas Spends)

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
N/A
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC 90°N Mastercard

OCBC 90°N Mastercard
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
1.3 miles per dollar
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Foreign Currency Transaction Fee
3.25%
Airmiles Local
4 miles per dollar
Rewards Points Local Spending
N/A
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

Best OCBC Cashback Cards

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
Up to 6%
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
1.6%
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
Up to 10%
Minimum Spend For Installment
S$ 100
  • card_details

Best OCBC Rewards Cards

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Min. Annual Income
S$ 30,000
Annual Fee
S$ 196.20
Minimum Spend For Installment
S$ 100
  • card_details

Other Card Details

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
Up to 6%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC 90°N Mastercard

OCBC 90°N Mastercard
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.2%
Airmiles Overseas
2.1 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC 90°N Visa Card

OCBC 90°N Visa Card

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.2%
Airmiles Overseas
2.1 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Frank Card

OCBC Frank Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
Up to 10%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20
  • card_details

OCBC INFINITY Cashback Credit Card

OCBC INFINITY Cashback Credit Card

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
1.6%
Airmiles Overseas
N/A
Annual Fee
S$ 196.20
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC Rewards Credit Card

OCBC Rewards Credit Card
 

/ 5

on_provider_website

Installment Processing Fee
From 3%
Cashback Local
2.78%
Airmiles Overseas
0.4 miles per dollar
Annual Fee
S$ 196.20
REWARDS
  • Apple AirTag 4-Pack (worth S$149)
  • Stryv Color+ hair dryer (worth S$129)
  • S$120 Lazada Vouchers
  • eligible_rewards (4)

  • card_details

OCBC NXT Credit Card

OCBC NXT Credit Card

on_provider_website

Installment Processing Fee
No processing fee
Cashback Local
Up to 1%
Airmiles Overseas
N/A
Annual Fee
S$ 163.50
  • card_details

SingSaver

Credit Cards

Insurance

Loans

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