Apply for this CIMB Personal Loan promotion and stand to win prizes that make your dream a reality!
How To Take Part In The CIMB #UnlockYourDreams Promotion?
Promotion period: April 22, 2024 to June 13, 2024 at 23:59
Step 1 Apply for participating products and take your pick of sign up rewards, PLUS score your party invite for your chance to win! |
Step 2 Your invite gives you up to 3x chances to win your share of over S$200,000 in prizes in our 101! Milestone Giveaway weekly lucky draw. |
Step 3 Head to our website on 7 June 2024 to find out if you've won! |
Where Will Your Dreams Take You?
“I dream of being my own boss.”Small-business owner starting a new venture
Win prizes worth S$5,307.95
- Apple MacBook Pro 14" M3 Chip
- Apple iPhone 15 Pro Max 256GB
- Apple AirPods Pro Gen 2
- Apple Watch Series 9
Second prize worth S$2,017.50Apple iPhone 15 Pro Max 256 GB
“I dream of having a beautiful family home.”Couples or singles renovating their new homes
Win prizes worth S$5,241
- Samsung 43" The Frame Art Mode 4K QLED Smart TV (2022)
- Dyson Purifier Cool™ air purifier TP07
- Dyson V12s Detect Slim Submarine™ Complete
- Morning Coffee Machine + 20 Capsules Bundle
Second prize worth S$1,916
Samsung 43" The Frame LS03D QLED 4K Art Mode Smart TV
“I dream of adventures around the world.”Travel enthusiast ready for their trip of a lifetime
Win prizes worth S$5,586
- 1 pair of economy ticket to anywhere (up to S$3,000)
- 1 pair of Seedly Travel Insurance Single Trip
- Apple iPad 10th Gen 10.9" WiFi 256GB + Apple Pencil (USB-C) Bundle
- AirWheel SE3S
Second prize worth S$1,390
AirWheel SE3S
CIMB Personal Loan
+ 4 other gift options
Valid until
29 October 2024
+ 6 other gift options
Valid until
10 November 2024
- Receive cash instantly upon approval
- Enjoy attractive interest rates from as low as 2.80% p.a. only and zero processing fees* (EIR from 5.28% p.a.) for 3-5 years
- Min. loan amount of S$2,000
- Min. income for Singaporeans/PRs: S$20,000 p.a.; Min. income for Malaysians (Non-PR): S$30,000
- Early termination fee: 3% of outstanding loan amount or S$250, whichever is higher
- Late payment fee: S$100
Gift Options
Loan Tenure From 36 months to 60 months + loan amount from S$80,000 and above
Loan Tenure From 36 months to 60 months + loan amount from S$50,000 to S$79,999
Loan Tenure From 36 months to 60 months + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 months to 60 months + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 months to 60 months + loan amount from S$15,000 to S$19,999
- SingSaver Flash Deal runs from 25 October 2024, 9:00 AM SGT to 29 October 2024.
- Promotion is valid for new CIMB personal loan customers.
- Apply and get approved for a CIMB personal loan with a min. value of S$15,000 and tenure of 3 to 5 years to be eligible for reward.
- Bonus Lazada Voucher will be received on top of existing rewards.
- Choice of rewards varies depending on loan amount:
- (S$15,000 – S$19,999): $50 Bonus Lazada Voucher
- (S$20,000 – S$29,999): S$100 Bonus Lazada Voucher
- (S$30,000 – S$49,999): S$150 Bonus Lazada Voucher
- (S$50,000 – S$79,999): S$200 Bonus Lazada Voucher
- (S$80,000 and above): S$250 Bonus Lazada Voucher
- Terms and Conditions apply.
Gift Options
Loan Tenure From 36 months to 60 months + loan amount from S$80,000 and above
Loan Tenure From 36 months to 60 months + loan amount from S$50,000 to S$79,999
Loan Tenure From 36 months to 60 months + loan amount from S$30,000 to S$49,999
Loan Tenure From 36 months to 60 months + loan amount from S$20,000 to S$29,999
Loan Tenure From 36 months to 60 months + loan amount from S$15,000 to S$19,999
Loan Tenure From 36 months to 60 months + loan amount from S$10,000 to S$14,999
Loan Tenure From 36 months to 60 months + loan amount from S$8,000 to S$9,999
- SingSaver Exclusive Offer is valid until 10 November 2024.
- Promotion is valid for new and existing CIMB / HSBC / Standard Chartered / Trust Bank / UOB personal loan customers.
- Apply and get approved for a loan from participating providers with a min. value of S$8,000 and min. tenure of 3 years to be eligible for reward.
- Choice of rewards varies depending on loan amount:
- (S$8,000 – S$9,999): S$120 Cash or S$150 Grab Voucher or S$180 Lazada Voucher
- (S$10,000 – S$14,999): S$160 Cash or S$200 Grab Voucher or S$220 Lazada Voucher
- (S$15,000 – S$19,999): S$250 Cash or S$300 Grab Voucher or S$320 Lazada Voucher
- (S$20,000 – S$29,999): S$350 Cash or S$400 Grab Voucher or S$420 Lazada Voucher
- (S$30,000 – S$49,999): S$600 Cash or S$780 Grab Voucher or S$830 Lazada Voucher
- (S$50,000 – S$79,999): S$750 Cash or S$820 Grab Voucher or S$840 Lazada Voucher
- (S$80,000 and above): S$1,000 Cash or S$1,250 Grab Voucher or S$1,300 Lazada Voucher
- Terms and Conditions apply.
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval. Terms and Conditions apply.
-
Early repayment fee: S$ 250
-
Late repayment fee: S$ 100
- Click "Apply Now" on CIMB Personal Loan Listing
- Complete the application via Singpass Myinfo and submit the required documents
- Wait for approval for CIMB
- NRIC (Front & Back)
- Salaried Employees: Latest computerised payslip or latest CPF/NOA statements
- Self-Employed: Latest 2 years' NOA
- Commissioned/Variable Income Earners: Latest CPF/NOA statements
For Malaysians, you will need to provide the following supporting documents in the application:
- Malaysian NRIC
- Passport (minimum 6 months validity
- latest 3 months pay slip
- Foreign Exchange Notice Declaration Form
Latest Personal Instalment Loan News
Blog posts relevant to to the dreams campaignPromotional Details And FAQs On #UnlockYourDreams Campaign
What Must i do to be eligible for the Singsaver X CIMB #UnlockYourDreams Promotion?
Apply for CIMB PL Loan on SingSaver between 22 April to 13 June, and share with us your dream in the SingSaver Rewards Redemption form. Fully complete and submit the SingSaver Rewards Redemption Form within 14 days after completing your application.
Can I enter multiple entries and how do I participate in this CIMB personal loan promotion?
No, each eligible participant will only be able to enter once.
In the rewards redemption field, you will have the opportunity to fill in your answers and choose the starter pack of your choice.
How do I know if I have won? When will I be notified?
A total of 6 winners will be picked based on the best answers and will be announced on SingSaver’s blog page by 1 October 2024
For more information, please refer to the Terms and Conditions here.
How will I claim the gift?
You will receive instructions on how to arrange your delivery when you receive a notification about your promotional gift.
CIMB PL x SingSaver #UnlockYourDreams Terms & Conditions apply.
FAQs on Personal Loans
No worries, we've got you covered!
How can a personal loan help?
Personal loans can come in handy during a period of cashflow difficulty. Some of such situations include sudden medical costs, weddings, funerals, divorces and more. Rest assured that the bank won’t require you to get personal on personal loans and share the reason for taking it up during the approval process.
What are the different types of personal loan interest rates?
Advertised Interest Rate: The advertised rate, or nominal interest rate, is used when calculating the interest charge on your loan. For example, if you are considering a loan for $200,000 with a 6% interest rate, your annual interest charges will come up to $12,000 per year, or a monthly payment of $1,000.
Effective Interest Rate (EIR): The EIR reflects the true cost of borrowing to the consumer. This interest rate is usually higher than the advertised rate because it includes service fees, annual fees or one-time processing fees for processing and approving your loan application.
0% Interest Personal Loans: Some banks offer 0% interest rate personal loans for short-term loans. However, these tend to come with higher processing fees. This means that you will still be paying the bank for the loan, with the main difference being that the bank collects your money upfront rather than through interest payments in the future.
Can foreigners apply for personal loans in Singapore?
Yes, as long as you fulfil the eligibility criteria. These requirements can vary from bank to bank, but generally, personal loan applications for foreigners require you to:
- Hold a valid Singapore employment pass
- Have a residential tenancy agreement (or any other proof of your residential address in Singapore)
- Produce a bank statement (reflecting account activities for the past 6 months)
- Meet the minimum annual income requirement for foreigners (usually $40,000 to $45,000 p.a.)
What are the fees I have to take note of when I take up a personal loan?
Besides the processing fee that is charged, other fees involved when taking up a personal loan include:
- Late payment fee: Charged if you miss your monthly repayment.
- Early repayment fee or cancellation/termination fee: If you choose to repay your loan early, or cancel your loan.
- Change of tenure: Fee incurred if you change your loan tenure.
- Annual fee: To be paid every year (this fee could differ from the first year and subsequent years).
Are personal loans good for your credit score?
A personal loan can help you clear your debts and have more manageable repayments at lower interest rates. The personal loan can have a positive effect on your ability to manage debt responsibly, as long as you make repayments on time and pay off the full amount required during the term of the loan. This could then help to improve your credit score.